18 Heathcote Avenue, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C12121819

$5,980,000
For Sale
Listed 440 days ago
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6Bedrooms
8Bathrooms
3Garage · 9 parking
5,000Sq Ft

About this home

Location! Location! Location! York mills & Bayview area! Welcome home to Fabulous & Elegant Custom build Family residence nestled on Prized Heathcote Ave. This south facing with Exceptional 75 Frontage Lot Size home has everything you are looking for. Over 8000 Sqft Living Spaces (5750 Sqft per Original Floor Plan) with Walk out Basement. Enter the spacious grand foyer leading into open concept luxury living and formal dining area. Open concept family room with Breakfast Area, seamlessly flowing into kitchen with grand island with top line appliances, and Overlooking The Stunning & Private Backyard Oasis W/Deck. Discover large primary bedroom with generously sized ensuite bath & walk in closet offering ample space & comfort for your personal retreat. Four with Bedroom with 4pc ensuite perfect for Large family and guest. Fully finished basement offers additional entertainment space with recreation room, wet bar, nanny room, sauna, and wine cellar. The Backyard area has been meticulously landscaped with mature Tress creating a private and picturesque setting. Prestigious location close to all amenities, combines luxurious living with Toronto's natural beauty. Conveniently located near Bayview & York Mills, Granit Club, Post Rd, Edward Garden. Don't miss this opportunity to embrace an extraordinary lifestyle today!

Key facts

Property type
Detached, 2-Storey
MLS®
C12121819
Bedrooms
6 (5 + 1)
Bathrooms
8 (2 half)
Size
5,000 sq ft
Lot
75.1 × 155.4 ft
Cross streets
Bayview/York Mills Rd.
Parking
3 garage · 9 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$31,230 / 2024
Days on market
440
Listing brokerage
RE/MAX ATRIUM HOME REALTY

Rooms

Bedroom 5Second4.86 × 3.93 m

closet organizers · hardwood floor · 4 pc ensuite

KitchenMain5.72 × 4.78 m

family size kitchen · centre island · stainless steel appl

Bedroom 3Second5.06 × 4.50 m

closet organizers · hardwood floor · 4 pc ensuite

Family RoomMain6.07 × 3.80 m

open concept · b/i bookcase · hardwood floor

Primary BedroomSecond7.83 × 4.85 m

hardwood floor · his and hers closets · 6 pc ensuite

Bedroom 2Second5.00 × 3.48 m

closet organizers · hardwood floor · 4 pc ensuite

BreakfastMain4.60 × 3.17 m

w/o to garden · overlooks family · large window

RecreationBasement11.33 × 8.50 m

hot tub · wet bar · walk-out

Dining RoomMain4.88 × 4.24 m

hardwood floor · separate room · halogen lighting

Bedroom 4Second4.86 × 3.93 m

closet organizers · hardwood floor · 3 pc ensuite

Living RoomMain5.88 × 4.85 m

hardwood floor · gas fireplace · formal rm

LibrarySecond6.10 × 2.80 m

b/i bookcase · hardwood floor · w/o to garden

Moe’s TakeTeam Asgarian · Broker
In line
$6.50Mest. value

Listed at $5,980,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $6.61M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $4.80M
  • Bathrooms +$15K
  • Adjusts to $4.82M

That comparable adjusts to $4.82M; the $6.50M estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Bayview Ave at Heathcote Ave is about a 2-minute walk away.

List price
$5.78MGreat deal$6.99MOverpriced

Total price vs nearby homes. Fair value about $6.50M, median of 9 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Walk-out basement: natural light and strong in-law or income potential.
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Income potential
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in St. Andrew-Windfields · asking prices
$6.43Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

81 Upper Canada Drive$6.50M73 Lord Seaton Road$6.85M59 Munro Boulevard$5.28M21 Fifeshire Road$7.50M21 Forest Heights Boulevard$6.00M

The 5 closest of 8 active listings nearby.

See all comparable homes
5.98MThis home6.50M6.85M5.28M7.50M6.00MThis home vs active comparables
Live market pulseActive comparables in St. Andrew-Windfields · median list $5.48M
$1,196this home / sqft
25active listings nearby
440days on market

This home lists 5% below the area average of $1,255/sqft.

439 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

61/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Bayview Ave at Heathcote Ave, about 180 m away

20+ transit stops1 grocery5 dining15 parks2 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$2.90M
Lawrence Park South
$2.14M
Wexford-Maryvale
$865K
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Harrison Public School
82%
Harrison Public SchoolPublic · Elementary · 0.6 km awayAbove the GTA average · 82% meet the provincial standard
Park Lane Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$27,255/mo
$1123KIncome needed
5.3×Price ÷ income
$6,290Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $27,255Property tax $2,602Total carry $29,857

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$25,529per month

Mortgage amount $4,784,000 · 4.14% over 25 years

$1,196,000Down payment (20.0%)
$4,784,000Loan before insurance
$0CMHC premium
$28,132Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$25,529
Property tax
$2,603
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$28,132

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$135,975
Toronto municipal land transfer tax
$195,375
Estimated closing costs
$331,350

Plus your down payment of $1,196,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$31,008/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,874,760Total interest paid
$7,658,760Total of all payments
Principal $4,784,000 Interest $2,874,760
YearPrincipalInterestBalance
1$112,073$194,278$4,671,927
2$116,760$189,590$4,555,167
3$121,644$184,706$4,433,523
4$126,733$179,618$4,306,790
5$132,034$174,317$4,174,756
6$137,556$168,794$4,037,200
7$143,310$163,040$3,893,890
8$149,305$157,046$3,744,585
9$155,550$150,801$3,589,036
10$162,056$144,294$3,426,980
11$168,835$137,516$3,258,145
12$175,897$130,454$3,082,248
13$183,254$123,096$2,898,994
14$190,920$115,431$2,708,074
15$198,905$107,445$2,509,169
16$207,225$99,125$2,301,943
17$215,893$90,457$2,086,050
18$224,924$81,427$1,861,126
19$234,332$72,018$1,626,794
20$244,134$62,217$1,382,660
21$254,346$52,005$1,128,315
22$264,984$41,366$863,330
23$276,068$30,282$587,262
24$287,616$18,735$299,646
25$299,646$6,704$0

At the end of your 5-year term

Total paid over the term
$1,531,752
Principal paid down
$609,244
Interest paid
$922,508
Balance remaining
$4,174,756

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$10,500/mo
$126,000Gross annual rent
1.3%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.1%
Gross yield
− Property tax $31,230− Insurance $1,400− Vacancy & upkeep $13,860Net operating income $79,510

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ATRIUM HOME REALTY. MLS®/PropTx.

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