806-319 Jarvis Street, Toronto, ON

Moss Park, Toronto · MLS® C12187641

$588,000
For Sale
Listed 411 days ago
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2Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

Unit 806 . Northwest Corner unit .Both rooms have windows , very bright with sunshine . Prime Condo is downtown core , Located steps away from University of TMU , across street is Metro , RABBA , TIM Hortons , Harvey Burgers , TTC is just downstairs . Yong and Dundas Square, Eaton Center and Subway is just 10 Minutes on foot. The building features unparalleled amenities such as a 6500 SQFT Fitness facility, 4000 SQFT of Co-working space and study pods,Outdoor amenities include a putting green , screening area, outdoor dining and lounge area with BBQs .

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12187641
Bedrooms
2
Bathrooms
1
Size
500-599
Cross streets
Jarvis st and Gerrard St E
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Poured Concrete
Maintenance
$450/mo
Exposure
North West
Property tax
$3,519 / 2025
Days on market
411
Listing brokerage
HOMELIFE LANDMARK REALTY INC.
Moe’s TakeTeam Asgarian · Broker
Above comparables
$484Kest. value

Listed at $588,000, this home is about 21% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 33 similar homes nearby, adjusted for size, beds, and baths.Median of 33 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $677K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $499K
  • Bathrooms −$15K
  • Adjusts to $484K

That comparable adjusts to $484K; the $484K estimate above is the median of all 33 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Sherbourne St at Gerrard St East is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$456KGreat deal$588KOverpriced

Total price vs nearby homes. Fair value about $484K, median of 33 comparables.

Comparable listingsCurrently listed nearby in Moss Park · asking prices
$600kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1853-135 Lower Sherbourne Street$608k1602-284 King Street$630kS703-112 George Street$589k1014-158 Front Street$590k2015-460 Adelaide Street$585k

The 5 closest of 8 active listings nearby.

See all comparable homes
588kThis home608k630k589k590k585kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $549K
$1,070this home / sqft
57active listings nearby
411days on market

This home lists 19% above the area average of $896/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Sherbourne St at Gerrard St East, about 288 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$590K
Waterfront Communities C8
$1.24M
Waterfront Communities C1
$672K
Niagara
$718K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,680/mo
$124KIncome needed
4.8×Price ÷ income
$618Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $2,680Property tax $293Condo fee $450Total carry $3,423

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,510per month

Mortgage amount $470,400 · 4.14% over 25 years

$117,600Down payment (20.0%)
$470,400Loan before insurance
$0CMHC premium
$3,253Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,510
Property tax
$293
Condo / maintenance fees
$450
Heating
$0
Estimated monthly cost
$3,253

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,235
Toronto municipal land transfer tax
$8,235
Estimated closing costs
$16,470

Plus your down payment of $117,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,049/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$282,669Total interest paid
$753,069Total of all payments
Principal $470,400 Interest $282,669
YearPrincipalInterestBalance
1$11,020$19,103$459,380
2$11,481$18,642$447,899
3$11,961$18,162$435,938
4$12,461$17,661$423,477
5$12,983$17,140$410,494
6$13,526$16,597$396,969
7$14,091$16,031$382,877
8$14,681$15,442$368,197
9$15,295$14,828$352,902
10$15,935$14,188$336,967
11$16,601$13,522$320,366
12$17,296$12,827$303,071
13$18,019$12,104$285,052
14$18,773$11,350$266,279
15$19,558$10,565$246,721
16$20,376$9,747$226,345
17$21,228$8,894$205,117
18$22,116$8,006$183,000
19$23,041$7,081$159,959
20$24,005$6,118$135,954
21$25,009$5,114$110,945
22$26,055$4,067$84,889
23$27,145$2,978$57,744
24$28,281$1,842$29,464
25$29,464$659$0

At the end of your 5-year term

Total paid over the term
$150,614
Principal paid down
$59,906
Interest paid
$90,708
Balance remaining
$410,494

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $3,519− Condo fees $5,400− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,637

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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