10 St Annes Road, Toronto, ON
Little Portugal, Toronto · MLS® C12672890
About this home
Welcome To 10 St. Annes Road. Stunning Home With 3 Units Each With Hydro Meters And Private Individual Laundry. Main Floor Features Open Concept Floor Plan And 1 Bedroom With Walk-Out To Backyard And 2nd Floor Bedroom With Walkout To Deck. 4pc Bath, Beautiful Kitchen With Gas Stove, Quartz Countertops And Original Fireplace. Upper Level Unit With 2 Bedrooms And 4pc Bathroom. Step Outside To Access The Separate Basement Unit With Open Concept Living Space, Bedroom And Bathroom. Basement Is Vacant. Triple A Tenants Occupying The Main And Upper Units on Month to Month. Located Minutes To Parks, Restaurants, Transit And Shopping. HRV Air System. 2 newer furnaces replaced 2024 and 2025.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- C12672890
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 3
- Size
- 1500-2000
- Lot
- 19.95 × 104.05 ft
- Cross streets
- College St. and Dovercourt Rd.
- Parking
- 0 parking
- Driveway
- None
- Basement
- Apartment, Separate Entrance
- Kitchens
- 3 (2 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,968 / 2025
- Days on market
- 191
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
laminate · closet · window
Laminate
combined w/family · laminate
laminate · window
w/o to balcony · laminate
laminate · w/o to yard
laminate · open concept
laminate · window
laminate · combined w/dining
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairIts public catchment (Ossington/Old Orchard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. College St at Dovercourt Rd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties.
- Open-concept layout: modern, sought-after flow.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homes187 days longer than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Little Portugal, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: College St at Dovercourt Rd, about 195 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,839,920 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,818
- Property tax
- $581
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,399
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $43,973
- Toronto municipal land transfer tax
- $43,973
- Estimated closing costs
- $87,945
Plus your down payment of $459,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $589,110
- Principal paid down
- $234,314
- Interest paid
- $354,796
- Balance remaining
- $1,605,606
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.