125 Kingsdale Avenue, Toronto, ON

Willowdale East, Toronto · MLS® C12687360

$3,190,000
For Sale
Listed 242 days agoNo offer date statedPrice drop likely
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4+1Bedrooms
5Bathrooms
2Garage · 6 parking
3000-3500Sq ft

About this home

In short

  • Welcome to 125 Kingsdale Avenue, a stunningly beautiful luxury home located in the Heart of North York.
  • Situated on a generous 43 x 122 corner lot, the custom design allows for ample space, open-concept living, and abundant natural light coming from 3 sides of the house.
  • Boasting 4 spacious bedrooms, a library with walkout, 9 feet ceilings, a large 2nd floor skylight, and 5 modern bathrooms, including a 6 piece en suite located in the...
  • Completely brand new renovations top to bottom, with hardwood floors and pot lights throughout.
  • Conveniently located for commuting to North York subway station, as well as Highway 401.

Welcome to 125 Kingsdale Avenue, a stunningly beautiful luxury home located in the Heart of North York! Situated on a generous 43 x 122 corner lot, the custom design allows for ample space, open-concept living, and abundant natural light coming from 3 sides of the house. Boasting 4 spacious bedrooms, a library with walkout, 9 feet ceilings, a large 2nd floor skylight, and 5 modern bathrooms, including a 6 piece en suite located in the master bedroom. Completely brand new renovations top to bottom, with hardwood floors and pot lights throughout. Modern kitchen includes stainless steel appliances, center island, and custom backsplash. The expansive basement offers a versatile open space, ideal for recreation and entertainment. Perfectly located in close proximity to Yonge Street's vibrant array of restaurants, bars, groceries, and parks. Conveniently located for commuting to North York subway station, as well as Highway 401. Steps away from one of the highest rated schools in the country Earl Haig Secondary School. Experience the ultimate blend of luxury, convenience, and style. Don't miss out!

Key facts

Property type
Detached, 2-Storey
MLS®
C12687360
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
3000-3500 sq ft
Lot
43 × 122 ft
Cross streets
Yonge & Empress
Parking
2 garage · 6 parking (attached)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Rolled
Sewer
Sewer
Property tax
$15,708 / 2025
Days on market
242
Listing brokerage
RIGHT AT HOME REALTY

Rooms

KitchenMain6.67 × 5.27 m

modern kitchen · centre island · stainless steel appl

Living RoomMain5.24 × 4.83 m

hardwood floor · fireplace · pot lights

LibraryMain4.46 × 4.22 m

wood trim · b/i shelves · walk-out

Primary BedroomSecond5.98 × 5.23 m

6 pc ensuite · w/o to balcony · fireplace

Dining RoomMain4.33 × 4.22 m

hardwood floor · pot lights · large window

Bedroom 2Second4.89 × 3.03 m

3 pc ensuite · walk-in closet(s) · hardwood floor

Family RoomMain4.44 × 3.76 m

hardwood floor · pot lights · large window

Our TakeTeam Asgarian · Broker
In line
$2.97Mest. value

Listed at $3,190,000 with no offer date, so the ask is the seller’s number, and homes priced this way sell close to it. My read is $2.97M, typically $2.62M to $3.48M. Comparable closings on their own put this home around $2.45M, so the ask carries a premium over the comparables: the seller is pricing in the finishes, the lot, or room to negotiate. That gap is your negotiating room.

A price cut is the likelier next move. 242 days on the market against about 37 for homes like it here, and asking 7% above where comparable closings put it. That is leverage for a buyer: offer with it in mind rather than waiting for the cut, since a reduction brings new eyes with it.

Second read, from the city assessment: $2.59M. Similar homes sold in line with their assessments, and this one lands close to the comparable-sales figure, which is what a firm read looks like.

List price
$2.62MBelow recent closings$3.48MAbove recent closings

Total price vs nearby homes. Fair value about $2.97M, median of 103 comparables.

The market behind the math:

37sold nearby · 90 days
$2.30Mmedian sold price
97%of asking, on average
+2%prices vs a year ago
~37 dayshomes like this take to sell
242days on market so far
$6,774/moest. rent · 60 leases
2.5%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.3 months of inventory: 28 detached homes for sale in the area against 37 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $982/sqft against an area asking average of $812/sqft. Size and $/sqft both feed the estimate above.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. Basements do rent in Willowdale East: 32 of the 231 detached leases here lately were basement units, around $2,150 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Toronto.
How this estimate is builtthe short version

I take the 103 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $2.59M, a bit lower.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Schools & getting aroundcatchment and transit

On schools, this address is zoned for Hollywood Public School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

Based on 103 comparable homes that sold in Willowdale East over the past two years, from 214 closings there.

What sellers nearby are askingCurrently listed nearby in Willowdale East · asking prices
$2.82Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $993/sqft; this home lists at $982/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
3.19MThis home3.00M3.00M2.95M2.35M2.80MThis home vs active comparables

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Newtonbrook West
$1.70M
Wexford-Maryvale
$1.10M
Clairlea-Birchmount
$833K
Centennial Scarborough
$1.14M
Birchcliffe-Cliffside
$1.25M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Hollywood Public School
96%
Hollywood Public SchoolPublic · Elementary · 1.1 km awayAmong the top in the GTA · 96% meet the provincial standard
Also nearby: 12 more schools within 2.5 km
McKee Public School · Public elementary0.5 km · 86% at standard
Claude Watson School for the Arts · Public elementary0.7 km · 96% at standard
Cardinal Carter ES · Catholic elementary0.9 km
Cardinal Carter Academy for the Arts · Catholic secondary0.9 km · 92% at standard
St Cyril Catholic School · Catholic elementary1.0 km · 90% at standard
Avondale Alternative Elementary School · Public elementary1.4 km · 94% at standard
Avondale Public School · Public elementary1.4 km · 70% at standard
Willowdale Middle School · Public elementary1.6 km · 78% at standard
Finch Public School · Public elementary1.6 km · 72% at standard
Churchill Public School · Public elementary1.7 km · 83% at standard
Avondale Secondary Alternative School · Public secondary1.7 km
Bayview Middle School · Public elementary1.7 km · 80% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$14,539/mo
$598KIncome needed
5.3×Price ÷ income
$3,355Weekly cost
$134,350Land transfer tax, one-time (Ontario + Toronto)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $14,539Property tax $1,309Total carry $15,848

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.24%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of September 11, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,758per month

Mortgage amount $2,552,000 · 4.24% over 25 years

$638,000Down payment (20.0%)
$2,552,000Loan before insurance
$0CMHC premium
$15,067Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,758
Property tax
$1,309
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,067

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$66,225
Toronto municipal land transfer tax
$68,125
Estimated closing costs
$134,350

Plus your down payment of $638,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.24%Qualifying rate
$16,694/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,575,436Total interest paid
$4,127,436Total of all payments
Principal $2,552,000 Interest $1,575,436
YearPrincipalInterestBalance
1$58,963$106,134$2,493,037
2$61,490$103,607$2,431,546
3$64,125$100,973$2,367,422
4$66,873$98,225$2,300,549
5$69,738$95,359$2,230,811
6$72,726$92,371$2,158,085
7$75,843$89,255$2,082,242
8$79,092$86,005$2,003,150
9$82,481$82,616$1,920,668
10$86,016$79,082$1,834,653
11$89,701$75,396$1,744,951
12$93,545$71,552$1,651,406
13$97,553$67,544$1,553,853
14$101,734$63,364$1,452,119
15$106,093$59,005$1,346,027
16$110,639$54,459$1,235,388
17$115,380$49,718$1,120,008
18$120,324$44,774$999,685
19$125,479$39,618$874,205
20$130,856$34,241$743,349
21$136,463$28,634$606,886
22$142,311$22,787$464,576
23$148,408$16,689$316,167
24$154,768$10,330$161,399
25$161,399$3,698$0

At the end of your 5-year term

Total paid over the term
$825,487
Principal paid down
$321,189
Interest paid
$504,298
Balance remaining
$2,230,811

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 60 whole-home leases in Willowdale East$6,774/mo
$81,288Gross annual rent
1.7%Cap rate after taxes and upkeep
$6,103 to $7,459Typical rent range
~20 daysTo find a tenant, on average

The suite is real income here: basements rent in Willowdale East (32 of 231 recent detached leases were basement units, around $2,150 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $2,150 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 60 whole-home leases in Willowdale East signed at a median of $6,850 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,774. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.5%
Gross yield
− Property tax $15,708− Insurance $1,400− Vacancy & upkeep $8,942Net operating income $55,239

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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