82 Oriole Road, Toronto, ON

Yonge-St. Clair, Toronto · MLS® C12720630

$2,495,000
For Sale
Listed 176 days ago
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3Bedrooms
3Bathrooms
2Garage
5,000Sq Ft

About this home

Incredible opportunity to own one of 4 townhomes at the renowned "Lonsdale Condominiums." Create your own space within this architectural masterpiece. Approx 5400 square feet (see original floor plan), plus a massive oversized 2 plus car garage. with direct access into home. Main floor has soaring ceilings in living room dining room and family room. Large eat-in kitchen with walk out to west facing large patio. This the one you have been waiting for. All Lonsdale condo amenities available.

Key facts

Property type
Condo Townhouse, 2-Storey
MLS®
C12720630
Bedrooms
3
Bathrooms
3 (1 half)
Size
5,000 sq ft
Cross streets
Avenue Road / Lonsdale
Parking
2 garage (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$2,440/mo
Exposure
West
Property tax
$19,840 / 2025
Days on market
176
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

SittingMain5.48 × 4.87 m

parquet · overlooks garden

Primary BedroomSecond5.36 × 4.57 m

broadloom · b/i shelves

Dining RoomMain4.87 × 4.87 m

Parquet

Living RoomMain6.88 × 4.87 m

parquet · gas fireplace

KitchenMain7.00 × 3.13 m
Moe’s TakeTeam Asgarian · Broker
Below the wider set
$2.81Mest. value

Listed at $2,495,000, this home is tracking about 11% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 80 similar homes nearby, adjusted for size, beds, and baths.Median of 80 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $4.31M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.10M
  • Size difference +$1.61M
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $2.67M

That comparable adjusts to $2.67M; the $2.81M estimate above is the median of all 80 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Brown Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Lonsdale Rd at Avenue Rd East Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$2.50MGreat deal$2.91MOverpriced

Total price vs nearby homes. Fair value about $2.81M, median of 80 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Worth verifying
Live market pulseActive comparables in Toronto · median list $699K
$499this home / sqft
83active listings nearby
176days on market

This home lists 14% below the area average of $581/sqft.

173 days longer than the Toronto average (3 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Yonge-St. Clair, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

80/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Lonsdale Rd at Avenue Rd East Side, about 96 m away

20+ transit stops8 grocery20+ dining20+ parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$799K
Niagara
$559K
Victoria Village
$782K
Don Valley Village
$720K
New Toronto
$780K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Brown Junior Public School
86%
Brown Junior Public SchoolPublic · Elementary · 0.6 km awayHigher-rated than most nearby · 86% meet the provincial standard

Affordability & Mortgage

Affordability
$11,371/mo
$538KIncome needed
4.6×Price ÷ income
$2,624Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $11,371Property tax $1,653Condo fee $2,440Total carry $15,464

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,651per month

Mortgage amount $1,996,000 · 4.14% over 25 years

$499,000Down payment (20.0%)
$1,996,000Loan before insurance
$0CMHC premium
$14,745Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,651
Property tax
$1,653
Condo / maintenance fees
$2,440
Heating
$0
Estimated monthly cost
$14,745

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$48,850
Toronto municipal land transfer tax
$48,850
Estimated closing costs
$97,700

Plus your down payment of $499,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$12,937/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,199,419Total interest paid
$3,195,419Total of all payments
Principal $1,996,000 Interest $1,199,419
YearPrincipalInterestBalance
1$46,759$81,057$1,949,241
2$48,715$79,101$1,900,525
3$50,753$77,064$1,849,772
4$52,876$74,941$1,796,897
5$55,088$72,729$1,741,809
6$57,392$70,425$1,684,417
7$59,792$68,024$1,624,625
8$62,293$65,523$1,562,331
9$64,899$62,918$1,497,432
10$67,614$60,203$1,429,818
11$70,442$57,375$1,359,376
12$73,388$54,428$1,285,988
13$76,458$51,359$1,209,530
14$79,656$48,161$1,129,874
15$82,988$44,829$1,046,886
16$86,459$41,357$960,426
17$90,076$37,741$870,350
18$93,844$33,973$776,507
19$97,769$30,048$678,738
20$101,858$25,958$576,879
21$106,119$21,698$470,760
22$110,558$17,259$360,202
23$115,182$12,634$245,020
24$120,000$7,817$125,020
25$125,020$2,797$0

At the end of your 5-year term

Total paid over the term
$639,084
Principal paid down
$254,191
Interest paid
$384,893
Balance remaining
$1,741,809

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$17,000/mo
$204,000Gross annual rent
5.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

8.2%
Gross yield
− Property tax $19,840− Condo fees $29,276− Insurance $600− Vacancy & upkeep $22,440Net operating income $131,844

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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