301-130 Neptune Drive, Toronto, ON

Englemount-Lawrence, Toronto · MLS® C12722534

$599,000
For Sale
Listed 176 days ago
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4Bedrooms
2Bathrooms
1Garage
1600-1799Sq Ft

About this home

Extremely rare 4 bedroom, 1670 sf unit (as per plans). Amazing Value! Centrally Located In The Gta!! Large Sunny Corner Unit In High Demand Friendly Building. Expansive Living/Dining Room Perfect For Entertaining with wall to wall built-in bookshelves.Two 4-Piece Bathrooms. Laundry Room With Sink in the Unit! Tons of storage! Large Closets In Bedrooms Including Large Walk In Closet in Primary Bedroom. Separate Thermostats In Each Bedroom.Underground Parking Spot. Storage Locker. Free Cable Tv. Sabbath Elevator. Renovated Lobby. Hallways Of The Building Renovated. Very Well Maintained Building, Feels Like A Hotel! Gym, Men & Women Sauna, Outdoor Pool, Playground, Meeting Room. Ttc At Front Door. Close To Subway, Yorkdale, Skating, Library, Schools, Parks, Shopping, Restaurants And Many Synagogues

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12722534
Bedrooms
4
Bathrooms
2
Size
1600-1799
Cross streets
Bathurst/Wilson/401
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,399/mo
Exposure
West
Property tax
$2,073 / 2025
Days on market
176
Listing brokerage
WEISS REALTY LTD.

Rooms

Bedroom 4Main3.05 × 4.17 m

parquet · large closet · large window

Living RoomMain7.70 × 3.56 m

hardwood floor · b/i bookcase · combined w/dining

Bedroom 3Main3.07 × 3.76 m

laminate · large closet · large window

Bedroom 2Main3.71 × 3.00 m

laminate · b/i shelves · large closet

LaundryMain1.30 × 1.60 m
Dining RoomMain5.56 × 2.59 m

hardwood floor · b/i bookcase · w/o to balcony

KitchenMain3.12 × 3.51 m
Primary BedroomMain3.40 × 4.67 m

laminate · walk-in closet(s) · large window

Moe’s TakeTeam Asgarian · Broker
Below comparables
$748Kest. value

Listed at $599,000, this home is about 20% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $647K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $450K
  • Size difference +$169K
  • Adjusts to $619K

That comparable adjusts to $619K; the $748K estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is John Polanyi Collegiate Institute. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Opposite 130 Neptune Dr East Side is about a 1-minute walk away.

List price
$599KGreat deal$848KOverpriced

Total price vs nearby homes. Fair value about $748K, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Elevator: rare and valuable for accessibility and resale.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$1.76Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

701-100 Canyon Avenue$595k1305-39 Queens Quay$2.20M802-10 Bellair Street$2.50M

The 3 closest active listings nearby.

See all comparable homes
599kThis home595k2.20M2.50MThis home vs active comparables
Live market pulseActive comparables in Englemount-Lawrence · median list $549K
$352this home / sqft
7active listings nearby
176days on market

This home lists 18% below the area average of $431/sqft.

175 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Englemount-Lawrence, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

67/ 100

WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Many errands can be done on foot; a car still helps.

🚉 Nearest transit: Opposite 130 Neptune Dr East Side, about 58 m away

20+ transit stops5 grocery20+ dining18 parks18 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$441K
Willowdale West
$770K
Annex
$1.39M
Banbury-Don Mills
$500K
Church-Yonge Corridor
$574K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near John Polanyi Collegiate Institute
54%
John Polanyi Collegiate InstitutePublic · Secondary · 1.4 km awayBelow the GTA average · 54% meet the provincial standard
Baycrest Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,730/mo
$139KIncome needed
4.3×Price ÷ income
$630Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

63%mortgage
Mortgage $2,730Property tax $173Condo fee $1,399Total carry $4,301

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,557per month

Mortgage amount $479,200 · 4.14% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$4,129Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,557
Property tax
$173
Condo / maintenance fees
$1,399
Heating
$0
Estimated monthly cost
$4,129

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Toronto municipal land transfer tax
$8,455
Estimated closing costs
$16,910

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,106/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$287,957Total interest paid
$767,157Total of all payments
Principal $479,200 Interest $287,957
YearPrincipalInterestBalance
1$11,226$19,460$467,974
2$11,696$18,991$456,278
3$12,185$18,501$444,094
4$12,694$17,992$431,399
5$13,225$17,461$418,174
6$13,779$16,908$404,395
7$14,355$16,331$390,040
8$14,955$15,731$375,085
9$15,581$15,105$359,504
10$16,233$14,454$343,271
11$16,912$13,775$326,359
12$17,619$13,067$308,740
13$18,356$12,330$290,384
14$19,124$11,562$271,260
15$19,924$10,762$251,336
16$20,757$9,929$230,579
17$21,625$9,061$208,954
18$22,530$8,156$186,424
19$23,472$7,214$162,951
20$24,454$6,232$138,497
21$25,477$5,209$113,020
22$26,543$4,144$86,477
23$27,653$3,033$58,824
24$28,810$1,877$30,015
25$30,015$672$0

At the end of your 5-year term

Total paid over the term
$153,431
Principal paid down
$61,026
Interest paid
$92,405
Balance remaining
$418,174

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,450/mo
$65,400Gross annual rent
6.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

10.9%
Gross yield
− Property tax $2,073− Condo fees $16,782− Insurance $600− Vacancy & upkeep $7,194Net operating income $38,751

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of WEISS REALTY LTD.. MLS®/PropTx.

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