410/204-33 Harbour Square, Toronto, ON
Waterfront Communities C1, Toronto · MLS® C12747616
About this home
Welcome to 33 Harbour Sq! A family friendly building with a real sense of community. This property offers a rare opportunity to own an authentic mixed-use property at Toronto's Waterfront; A distinctive 3 level residence with 2,073 sq. ft. of functional living space and its very own private elevator (a must see) connecting to a ground-level professional space - or Family Room - with its own direct exterior entrance. Open concept main level has an inviting feel; Juliette balcony w/ South view overlooking park & lake, solid oak hardwood flooring, custom built ins, laundry room and new lighting. Custom kitchen features stainless steel appliances, Corian counters, high gloss cabinetry, a ceramic farmhouse sink, pot lights, tile flooring and room for large gatherings! Lower level offers a gorgeous, renovated main washroom, a spacious primary bedroom with a renovated, modern ensuite bath and a 2nd bedroom w/ a custom built-in bookcase and closet organizers. Take your private elevator to the ground level! Enjoy this huge multi use space w/ custom built-ins & shelving, an electric fireplace, a beautiful, renovated powder room, and a massive ensuite storage room. 2 parking spots! 24/7 concierge/security, indoor & outdoor Visitor's Parking, Shuttle Bus Service to major downtown locations, 6 guest suites, bike storage, and personal EV Charging option. Unparalleled 5 star amenities: fully equipped gym w/ 2 Peleton bikes, indoor saltwater pool w/ walkout to an expansive terrace overlooking the lake, saunas, 2 squash courts, a massive rooftop terrace with gardens, patio, green space and lounge areas, the Harbour Room for all your events, indoor children's playground, hobby room, parcel & mailrooms, library, car wash bay with vacuum & air pump station, and 2 laundry rooms. Steps to the Path, TTC, GO, UP, Union Station, UP Express, Jack Leyton Ferry Terminal, Harbourfront Centre, Scotiabank Arena, Financial District, Rogers Centre, shops, dining, cafes & much more!
Key facts
- Property type
- Condo Apartment, 2-Storey
- MLS®
- C12747616
- Bedrooms
- 2
- Bathrooms
- 3 (1 half)
- Size
- 2000-2249
- Cross streets
- Bay St & Queens Quay W
- Parking
- 2 garage (underground)
- Basement
- None
- Heating
- Other
- A/C
- Central Air, Other
- Exterior
- Concrete
- Maintenance
- $2,297/mo
- Exposure
- South East
- Property tax
- $8,084 / 2025
- Days on market
- 165
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
corian counter · stainless steel appl · pot lights
laundry sink · pantry · tile floor
open concept · hardwood floor · b/i bookcase
overlooks park · hardwood floor · juliette balcony
3 pc ensuite · hardwood floor · overlooks park
b/i bookcase · overlooks park · closet organizers
2 pc bath · elevator · electric fireplace
parquet · double doors
Listing history
- Feb 11, 2026Listed$1,600,000
Price and status history from the listing board. Deemed reliable but not guaranteed.
Listed at $1,600,000, this home is tracking about 22% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 98 similar homes nearby, adjusted for size, beds, and baths.Median of 98 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.53M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $789K
- Size difference +$592K
- Bathrooms +$15K
- Adjusts to $1.40M
That comparable adjusts to $1.40M; the $2.05M estimate above is the median of all 98 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Island Public/Natural Science School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Queens Quay Station is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $2.05M, median of 98 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Value driver
- Weigh carefully
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesThis home lists 28% below the area average of $1,047/sqft.
164 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Waterfront Communities C1, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Queens Quay Station, about 41 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $1,280,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,831
- Property tax
- $674
- Condo / maintenance fees
- $2,297
- Heating
- $0
- Estimated monthly cost
- $9,801
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,475
- Toronto municipal land transfer tax
- $28,475
- Estimated closing costs
- $56,950
Plus your down payment of $320,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $409,833
- Principal paid down
- $163,008
- Interest paid
- $246,825
- Balance remaining
- $1,116,992
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.