813-55 East Liberty Street, Toronto, ON

Niagara, Toronto · MLS® C12751276

$435,000
For Sale
Listed 165 days ago
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1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

(Open House every Sat/Sun 24pm by appointment). Welcome to your new home in the heart of Liberty Village! This charming 1 bedroom condo at 55 East Liberty St offers 451 square feet of beautifully designed living space, perfect for the modern urban dweller. As you step inside, you'll immediately notice the brand new laminate flooring that extends throughout the unit, giving it a fresh and contemporary feel. The space has been freshly painted and lightly renovated, creating a bright and inviting atmosphere. The kitchen is a true highlight, featuring sleek stainless steel appliances, elegant quartz countertops, and a stylish backsplash. Open concept living and dining area are perfect areas to hangout and relax after a long day. Enjoy the outside from the Juliette balcony overseeing Liberty Village. The bedroom offers ample space and a large closet. Unit features an ensuite laundry closet space. Vacant possession guaranteed. Building amenities including indoor pool, exercise gym, party room, rooftop terrace & concierge. Steps to local amenities grocery stores (metro), restaurants, shops, bars, banks & cafes. 1 parking spot and 1 locker available for purchase, not included in the price.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12751276
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
STRACHAN AVE & FREDERICK G. GARDINER EXPY
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$383/mo
Exposure
North
Property tax
$1,855 / 2025
Days on market
165
Listing brokerage
RE/MAX METROPOLIS REALTY

Rooms

BedroomFlat3.20 × 2.77 m

large closet · sliding doors · laminate

Living RoomFlat2.88 × 2.61 m

juliette balcony · open concept · laminate

Dining RoomFlat2.88 × 2.61 m

combined w/living · open concept · laminate

KitchenFlat3.25 × 2.12 m

stainless steel appl · backsplash · laminate

BathroomFlat3.44 × 1.56 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$489Kest. value

Listed at $435,000, this home is about 11% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Below comparable homes on total price, yet the price per square foot ($1,743/sqft) is above the area, which usually points to a smaller or more efficient layout.

There were not many closely comparable homes right in Niagara, so I widened the search to the surrounding area.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $408K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $479K
  • Adjusts to $479K

That comparable adjusts to $479K; the $489K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Parkdale Collegiate Institute) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. East Liberty St at Pirandello St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$435KGreat deal$509KOverpriced

Total price vs nearby homes. Fair value about $489K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Value driver
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Niagara · asking prices
$432kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

427-9 Tecumseth Street$399k1508-150 East Liberty Street$399k1806-49 East Liberty Street$499k

The 3 closest active listings nearby.

See all comparable homes
435kThis home399k399k499kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $565K
$1,743this home / sqft
65active listings nearby
165days on market

164 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: East Liberty St at Pirandello St, about 65 m away

20+ transit stops15 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$696K
Waterfront Communities C8
$998K
Church-Yonge Corridor
$574K
Annex
$1.39M
Mimico
$875K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Parkdale Collegiate Institute
74%
Parkdale Collegiate InstitutePublic · Secondary · 1.8 km awayAround the GTA average · 74% meet the provincial standard
Dr Rita Cox - Kina Minagok Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$1,983/mo
$91KIncome needed
4.8×Price ÷ income
$458Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $1,983Property tax $155Condo fee $383Total carry $2,520

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,857per month

Mortgage amount $348,000 · 4.14% over 25 years

$87,000Down payment (20.0%)
$348,000Loan before insurance
$0CMHC premium
$2,395Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,857
Property tax
$155
Condo / maintenance fees
$383
Heating
$0
Estimated monthly cost
$2,395

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,175
Toronto municipal land transfer tax
$5,175
Estimated closing costs
$10,350

Plus your down payment of $87,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,256/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$209,117Total interest paid
$557,117Total of all payments
Principal $348,000 Interest $209,117
YearPrincipalInterestBalance
1$8,152$14,132$339,848
2$8,493$13,791$331,354
3$8,849$13,436$322,505
4$9,219$13,066$313,287
5$9,604$12,680$303,682
6$10,006$12,278$293,676
7$10,425$11,860$283,251
8$10,861$11,424$272,390
9$11,315$10,970$261,075
10$11,788$10,496$249,287
11$12,281$10,003$237,006
12$12,795$9,490$224,210
13$13,330$8,954$210,880
14$13,888$8,397$196,992
15$14,469$7,816$182,523
16$15,074$7,211$167,449
17$15,705$6,580$151,744
18$16,362$5,923$135,383
19$17,046$5,239$118,337
20$17,759$4,526$100,578
21$18,502$3,783$82,076
22$19,276$3,009$62,801
23$20,082$2,203$42,719
24$20,922$1,363$21,797
25$21,797$488$0

At the end of your 5-year term

Total paid over the term
$111,423
Principal paid down
$44,318
Interest paid
$67,106
Balance remaining
$303,682

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.3%
Gross yield
− Property tax $1,855− Condo fees $4,600− Insurance $600− Vacancy & upkeep $3,036Net operating income $17,509

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX METROPOLIS REALTY. MLS®/PropTx.

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