1608-395 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C12771544

$560,000
For Sale
Listed 158 days ago
Request a showing
◎ Directions
2Bedrooms
1Bathrooms
0Parking
600-699Sq Ft

About this home

Amazing Corner Two Bedroom One Washroom Unit At Luxury Condo The Rosedale On Bloor. North West Facing Unobstructed View Floor To Ceiling Windows. 5 Min Walk To Yorkville, Across Street From High End Rosedale Community & Top Private School Branksome Hall, Connected To Canopy Hotel By Hilton And Close To Subway And DVP. 24 Hr Concierge, Indoor Pool, Gym And Theatre Room.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12771544
Bedrooms
2
Bathrooms
1
Size
600-699
Cross streets
Bloor St E & Sherborne St
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$637/mo
Exposure
North East
Property tax
$3,169 / 2025
Days on market
158
Listing brokerage
JDL REALTY INC.

Rooms

Dining RoomFlat5.22 × 4.61 m

laminate · ne view · w/o to balcony

Primary BedroomFlat3.25 × 2.78 m

laminate · double closet · north view

Living RoomFlat5.22 × 4.61 m

laminate · open concept · w/o to balcony

KitchenFlat5.22 × 4.61 m

laminate · b/i appliances · ne view

Bedroom 2Flat3.18 × 2.51 m

laminate · closet · east view

Moe’s TakeTeam Asgarian · Broker
In line
$578Kest. value

Listed at $560,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 19 similar homes nearby, adjusted for size, beds, and baths.Median of 19 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $527K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $535K
  • Bathrooms −$15K
  • Adjusts to $520K

That comparable adjusts to $520K; the $578K estimate above is the median of all 19 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bloor St East at Sherbourne St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$520KGreat deal$624KOverpriced

Total price vs nearby homes. Fair value about $578K, median of 19 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Value driver
Comparable listingsCurrently listed nearby in North St. James Town · asking prices
$554kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1711-395 Bloor Street$578k5501-395 Bloor Street$540k5001-395 Bloor Street$535k1311-500 Sherbourne Street$600k1702-500 Sherbourne Street$518k

The 5 closest of 8 active listings nearby.

See all comparable homes
560kThis home578k540k535k600k518kThis home vs active comparables
Live market pulseActive comparables in North St. James Town · median list $589K
$862this home / sqft
35active listings nearby
158days on market

This home lists 1% below the area average of $871/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bloor St East at Sherbourne St, about 43 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$1.39M
Church-Yonge Corridor
$574K
Waterfront Communities C8
$998K
Waterfront Communities C1
$688K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$2,552/mo
$121KIncome needed
4.6×Price ÷ income
$589Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,552Property tax $264Condo fee $637Total carry $3,453

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,391per month

Mortgage amount $448,000 · 4.14% over 25 years

$112,000Down payment (20.0%)
$448,000Loan before insurance
$0CMHC premium
$3,292Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,391
Property tax
$264
Condo / maintenance fees
$637
Heating
$0
Estimated monthly cost
$3,292

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,675
Toronto municipal land transfer tax
$7,675
Estimated closing costs
$15,350

Plus your down payment of $112,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,904/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$269,208Total interest paid
$717,208Total of all payments
Principal $448,000 Interest $269,208
YearPrincipalInterestBalance
1$10,495$18,193$437,505
2$10,934$17,754$426,571
3$11,391$17,297$415,179
4$11,868$16,820$403,311
5$12,364$16,324$390,947
6$12,882$15,807$378,066
7$13,420$15,268$364,645
8$13,982$14,707$350,664
9$14,567$14,122$336,097
10$15,176$13,513$320,921
11$15,811$12,878$305,111
12$16,472$12,216$288,639
13$17,161$11,527$271,478
14$17,879$10,810$253,599
15$18,627$10,062$234,972
16$19,406$9,283$215,567
17$20,217$8,471$195,349
18$21,063$7,625$174,286
19$21,944$6,744$152,342
20$22,862$5,826$129,480
21$23,818$4,870$105,662
22$24,815$3,874$80,847
23$25,853$2,836$54,994
24$26,934$1,754$28,061
25$28,061$628$0

At the end of your 5-year term

Total paid over the term
$143,442
Principal paid down
$57,053
Interest paid
$86,389
Balance remaining
$390,947

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $3,169− Condo fees $7,640− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,485

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of JDL REALTY INC.. MLS®/PropTx.

CallRequest a showing