7-16 Kirtling Place, Toronto, ON

St. Andrew-Windfields, Toronto · MLS® C12784260

$3,189,000
For Sale
Listed 155 days ago
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3Bedrooms
4Bathrooms
2Garage
2500-3000Sq Ft

About this home

Construction Nearing Completion! Enjoy Deep Lush Lots, Double Garages And Elevator. 3,256 Sf Of Living Area As Per Drawings. Luxury 3-Storey Freehold Townhome With Condo Access On A Quiet Cul-De-Sac. 7 Estates Townhome Development With Freehold Owenership. Well Set Back From Street Line. The Utmost In High End Finishes. Only Steps To Parks, Schools, TTC And Shops. Smartly Designed. Upper Level Laundry. Visitor Parking. See Attached For Detailed List Of Finishes.

Key facts

Property type
Townhouse, 3-Storey
MLS®
C12784260
Bedrooms
3
Bathrooms
4 (1 half)
Size
2500-3000
Cross streets
York Mills/Bayview
Parking
2 garage (built-in)
Driveway
Other
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Days on market
155
Listing brokerage
RE/MAX REALTRON BARRY COHEN HOMES INC.
Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Elevator: rare and valuable for accessibility and resale.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.64Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3002 Bayview Avenue$1.66M33 Rose Avenue$2.30M78 Jolly Way$749k121 Markham Street$2.50M19 Woodstream Drive$1.00M

The 5 closest of 8 active listings nearby.

See all comparable homes
3.19MThis home1.66M2.30M749k2.50M1.00MThis home vs active comparables
Live market pulseActive comparables in Toronto · median list $970K
$1,160this home / sqft
65active listings nearby
155days on market

146 days longer than the Toronto average (9 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

St. Andrew-Windfields, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$1.10M
Dorset Park
$800K
Downsview-Roding-CFB
$805K
Clairlea-Birchmount
$881K
Cabbagetown-South St. James Town
$1.71M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Harrison Public School
82%
Harrison Public SchoolPublic · Elementary · 0.7 km awayAbove the GTA average · 82% meet the provincial standard
Park Lane Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$14,534/mo
$624KIncome needed
5.1×Price ÷ income
$3,354Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $14,534Property tax $1,993Total carry $16,528

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$13,614per month

Mortgage amount $2,551,200 · 4.14% over 25 years

$637,800Down payment (20.0%)
$2,551,200Loan before insurance
$0CMHC premium
$15,607Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$13,614
Property tax
$1,993
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$15,607

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$66,200
Toronto municipal land transfer tax
$68,090
Estimated closing costs
$134,290

Plus your down payment of $637,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$16,536/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,533,045Total interest paid
$4,084,245Total of all payments
Principal $2,551,200 Interest $1,533,045
YearPrincipalInterestBalance
1$59,766$103,604$2,491,434
2$62,266$101,104$2,429,168
3$64,870$98,500$2,364,298
4$67,584$95,786$2,296,715
5$70,411$92,959$2,226,304
6$73,356$90,014$2,152,948
7$76,424$86,946$2,076,524
8$79,621$83,749$1,996,904
9$82,951$80,419$1,913,952
10$86,421$76,949$1,827,531
11$90,036$73,334$1,737,496
12$93,802$69,568$1,643,694
13$97,725$65,644$1,545,968
14$101,813$61,557$1,444,155
15$106,072$57,298$1,338,083
16$110,509$52,861$1,227,575
17$115,131$48,239$1,112,444
18$119,947$43,423$992,497
19$124,964$38,406$867,533
20$130,191$33,179$737,342
21$135,637$27,733$601,705
22$141,310$22,060$460,395
23$147,221$16,149$313,174
24$153,379$9,991$159,795
25$159,795$3,575$0

At the end of your 5-year term

Total paid over the term
$816,849
Principal paid down
$324,896
Interest paid
$491,953
Balance remaining
$2,226,304

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $22,323− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $32,347

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON BARRY COHEN HOMES INC.. MLS®/PropTx.

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