2905-181 Dundas Street, Toronto, ON

Moss Park, Toronto · MLS® C12798786

$648,000
For Sale
Listed 149 days ago
Request a showing
◎ Directions
2Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Excellent Location, Bright Corner Unit, On 29th Floor, Large Windows, Great City And Lake View, Walking Distance To Eaton Center And Dundas Subway, Steps To Toronto Metropolitan University (Ryerson). 24 Hrs Concierge, Amenities Include Student Study/Work Research Centre, Gym... Unit with One Parking and One Locker.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12798786
Bedrooms
2
Bathrooms
1
Size
600-699
Cross streets
Dundas/Jarvis
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Concrete
Maintenance
$613/mo
Exposure
South East
Property tax
$3,356 / 2025
Days on market
149
Listing brokerage
CENTURY 21 LANDUNION REALTY INC.

Rooms

KitchenMain4.23 × 3.96 m

combined w/dining · open concept

Primary BedroomMain3.14 × 2.80 m

walk-in closet(s) · large window

Dining RoomMain4.23 × 3.96 m

combined w/living · open concept

Bedroom 2Main2.86 × 2.50 m

b/i closet · large window

Living RoomMain4.23 × 3.96 m

combined w/dining · open concept

Moe’s TakeTeam Asgarian · Broker
Above comparables
$577Kest. value

Listed at $648,000, this home is about 12% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 27 similar homes nearby, adjusted for size, beds, and baths.Median of 27 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $646K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $550K
  • Bathrooms −$15K
  • Adjusts to $535K

That comparable adjusts to $535K; the $577K estimate above is the median of all 27 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dundas St East at Jarvis St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$545KGreat deal$648KOverpriced

Total price vs nearby homes. Fair value about $577K, median of 27 comparables.

Comparable listingsCurrently listed nearby in Moss Park · asking prices
$630kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

808-284 King Street$670k701-284 King Street$670k214-158 Front Street$610k1402-158 Front Street$609k1014-158 Front Street$590k

The 5 closest of 8 active listings nearby.

See all comparable homes
648kThis home670k670k610k609k590kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $559K
$998this home / sqft
64active listings nearby
149days on market

This home lists 10% above the area average of $904/sqft.

148 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dundas St East at Jarvis St, about 27 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Church-Yonge Corridor
$628K
Waterfront Communities C1
$691K
Annex
$929K
Banbury-Don Mills
$500K
Mimico
$872K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.7 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,953/mo
$136KIncome needed
4.7×Price ÷ income
$682Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,953Property tax $280Condo fee $613Total carry $3,846

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,766per month

Mortgage amount $518,400 · 4.14% over 25 years

$129,600Down payment (20.0%)
$518,400Loan before insurance
$0CMHC premium
$3,659Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,766
Property tax
$280
Condo / maintenance fees
$613
Heating
$0
Estimated monthly cost
$3,659

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,435
Toronto municipal land transfer tax
$9,435
Estimated closing costs
$18,870

Plus your down payment of $129,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,360/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$311,512Total interest paid
$829,912Total of all payments
Principal $518,400 Interest $311,512
YearPrincipalInterestBalance
1$12,144$21,052$506,256
2$12,652$20,544$493,603
3$13,182$20,015$480,422
4$13,733$19,464$466,689
5$14,307$18,889$452,382
6$14,906$18,291$437,476
7$15,529$17,667$421,947
8$16,179$17,018$405,768
9$16,856$16,341$388,912
10$17,561$15,636$371,352
11$18,295$14,901$353,056
12$19,060$14,136$333,996
13$19,858$13,339$314,138
14$20,688$12,508$293,450
15$21,554$11,643$271,897
16$22,455$10,741$249,441
17$23,394$9,802$226,047
18$24,373$8,823$201,674
19$25,392$7,804$176,281
20$26,455$6,742$149,827
21$27,561$5,635$122,266
22$28,714$4,482$93,552
23$29,915$3,281$63,636
24$31,166$2,030$32,470
25$32,470$726$0

At the end of your 5-year term

Total paid over the term
$165,982
Principal paid down
$66,018
Interest paid
$99,964
Balance remaining
$452,382

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $3,356− Condo fees $7,354− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,584

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LANDUNION REALTY INC.. MLS®/PropTx.

CallRequest a showing