3407-395 Bloor Street, Toronto, ON

North St. James Town, Toronto · MLS® C12815686

$680,000
For Sale
Listed 143 days ago
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2Bedrooms
1Bathrooms
0Parking
600-699Sq Ft

About this home

Opportunity To High-Level Living At Rosedale On Bloor St! CORNER SUN-FILLED BRIGHT UNIT WITH SPLIT PRIVATE BEDROOMS , OPENCONCEPT FUNCTIONAL FLOOR PLAN! Luxurious Built Condo With Breathtaking Panoramic View Of Toronto And Rosedale Valley With A Clear. View That Can Never Be Blocked! Residence Can Enjoy Hotel Like Exclusive Reserved Living With A 24 Hr Concierge State Of The Art Amenities Ready To Enjoy! Magnificent Location With Easy Access Living! Minutes Walk To Sherborne Subway ,Yonge & Bloor, Steps Away From Yorkville With High End Boutique Shops And World Renounced Restaurants/Bars ,Entertainment & Much Morrre! Perfect Stepping Stone To Home Ownership & Opportunity For Investors! Floor To Ceiling Windows Add To The Stretched Panoramic ,Bright View Of This Modern, Sleek European Design Decor!*A Must See!*Book Your Private Showing Today!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12815686
Bedrooms
2
Bathrooms
1
Size
600-699
Cross streets
Bloor & Sherbourne
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete, Metal/Steel Siding
Maintenance
$637/mo
Exposure
North East
Property tax
$3,015 / 2025
Days on market
143
Listing brokerage
T-ONE GROUP REALTY INC.,

Rooms

Bedroom 2Flat3.18 × 2.51 m

laminate · closet · east view

Primary BedroomFlat3.25 × 2.78 m

laminate · double closet

Dining RoomFlat5.22 × 4.61 m

laminate · w/o to balcony

KitchenFlat5.22 × 4.61 m

laminate · b/i appliances

Living RoomFlat5.22 × 4.61 m

laminate · open concept · w/o to balcony

Listing history

  1. Jul 6, 2026Listed$2,780

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
Above comparables
$578Kest. value

Listed at $680,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 19 similar homes nearby, adjusted for size, beds, and baths.Median of 19 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $502K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $535K
  • Bathrooms −$15K
  • Adjusts to $520K

That comparable adjusts to $520K; the $578K estimate above is the median of all 19 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bloor St East at Sherbourne St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$520KGreat deal$680KOverpriced

Total price vs nearby homes. Fair value about $578K, median of 19 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby in North St. James Town · asking prices
$597kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2303-28 Linden Street$708k1311-500 Sherbourne Street$600k1711-395 Bloor Street$578k1608-395 Bloor Street$560k5501-395 Bloor Street$540k

The 5 closest of 8 active listings nearby.

See all comparable homes
680kThis home708k600k578k560k540kThis home vs active comparables
Live market pulseActive comparables in North St. James Town · median list $578K
$1,047this home / sqft
35active listings nearby
143days on market

This home lists 21% above the area average of $866/sqft.

142 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

North St. James Town, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

85/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bloor St East at Sherbourne St, about 43 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Annex
$929K
Church-Yonge Corridor
$644K
Waterfront Communities C1
$698K
Banbury-Don Mills
$500K
Mimico
$875K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Winchester Junior and Senior Public School
76%
Winchester Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayAbove the GTA average · 76% meet the provincial standard

Affordability & Mortgage

Affordability
$3,099/mo
$141KIncome needed
4.8×Price ÷ income
$715Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

78%mortgage
Mortgage $3,099Property tax $251Condo fee $637Total carry $3,987

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,903per month

Mortgage amount $544,000 · 4.14% over 25 years

$136,000Down payment (20.0%)
$544,000Loan before insurance
$0CMHC premium
$3,791Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,903
Property tax
$251
Condo / maintenance fees
$637
Heating
$0
Estimated monthly cost
$3,791

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,075
Toronto municipal land transfer tax
$10,075
Estimated closing costs
$20,150

Plus your down payment of $136,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,526/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$326,896Total interest paid
$870,896Total of all payments
Principal $544,000 Interest $326,896
YearPrincipalInterestBalance
1$12,744$22,092$531,256
2$13,277$21,559$517,979
3$13,832$21,003$504,146
4$14,411$20,425$489,735
5$15,014$19,822$474,721
6$15,642$19,194$459,080
7$16,296$18,540$442,783
8$16,978$17,858$425,806
9$17,688$17,148$408,118
10$18,428$16,408$389,690
11$19,199$15,637$370,491
12$20,002$14,834$350,490
13$20,838$13,998$329,651
14$21,710$13,126$307,942
15$22,618$12,218$285,324
16$23,564$11,272$261,759
17$24,550$10,286$237,210
18$25,577$9,259$211,633
19$26,646$8,189$184,987
20$27,761$7,075$157,226
21$28,922$5,914$128,303
22$30,132$4,704$98,171
23$31,392$3,443$66,779
24$32,705$2,130$34,073
25$34,073$762$0

At the end of your 5-year term

Total paid over the term
$174,179
Principal paid down
$69,279
Interest paid
$104,901
Balance remaining
$474,721

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $3,015− Condo fees $7,640− Insurance $600− Vacancy & upkeep $2,706Net operating income $10,639

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of T-ONE GROUP REALTY INC.,. MLS®/PropTx.

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