21 Whitehorn Crescent, Toronto, ON
Don Valley Village, Toronto · MLS® C12821488
About this home
Located in the desirable Seneca Hill community, this spacious 5 bedroom detached home sits on a rare fan shaped lot with a 76.39 ft frontage and offers over 2,600 sq ft above grade plus a finished basement. A functional layout and recent updates make this an ideal family home.The main floor features bright living and dining areas, a family room with fireplace and walk out to the backyard, and an updated eat in kitchen with custom cabinetry and built in appliances overlooking the yard.Upstairs, the primary bedroom includes a 3 piece ensuite, walk in closet, and dressing area. Four additional bedrooms share a 4 piece bathroom. The finished basement provides a recreation space, 2 piece bathroom, and separate entrance.Recent updates include backyard fence 2023, new flooring and staircase 2024, kitchen cabinetry, dishwasher, and stove 2024, refrigerator 2025, roof 2018, basement carpet 2025 and new electric panel 2026.Conveniently located steps from Seneca Hill P.S., Seneca College, TTC, and Fairview Mall, with quick access to Highways 401, 404, and DVP. A well located family home in a strong school district.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C12821488
- Bedrooms
- 5
- Bathrooms
- 4 (2 half)
- Size
- 2500-3000
- Lot
- 76.33 × 126.31 ft
- Cross streets
- Finch/Don Mills
- Parking
- 2 garage · 4 parking (built-in)
- Basement
- Finished, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Other
- Foundation
- Unknown
- Roof
- Unknown
- Sewer
- Sewer
- Property tax
- $7,360 / 2025
- Days on market
- 142
- Listing brokerage
- ELEVATE REALTY INC.
Rooms
Hardwood Floor
Hardwood Floor
hardwood floor · bay window
Hardwood Floor
Ceramic Floor
Hardwood Floor
hardwood floor · 3 pc ensuite · walk-in closet(s)
hardwood floor · w/o to patio · fireplace
Hardwood Floor
Listed at $1,399,999, this home is about 30% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
There were not many closely comparable homes right in Don Valley Village, so I widened the search to the surrounding area.
Based on 17 similar homes nearby, adjusted for size, beds, and baths.Median of 17 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.68M, a bit lower. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $1.19M
- Bedrooms +$30K
- Bathrooms +$15K
- Adjusts to $1.23M
That comparable adjusts to $1.23M; the $1.99M estimate above is the median of all 17 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Seneca Hill Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Finch Ave East at Au Large Blvd - Seneca College is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.99M, median of 17 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted.
- Primary suite: a key comfort and resale feature.
- Income potential
- Value driver
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 38% below the area average of $815/sqft.
141 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Don Valley Village, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Finch Ave East at Au Large Blvd - Seneca College, about 124 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,119,999 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,977
- Property tax
- $613
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,590
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $24,475
- Toronto municipal land transfer tax
- $24,475
- Estimated closing costs
- $48,950
Plus your down payment of $280,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $358,604
- Principal paid down
- $142,632
- Interest paid
- $215,972
- Balance remaining
- $977,367
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ELEVATE REALTY INC.. MLS®/PropTx.