Sub PH 02-200 Cumberland Street, Toronto, ON
Annex, Toronto · MLS® C12836450
About this home
Defined by rarity and refinement, this one-of-a-kind Sub-Penthouse at Yorkville Private Estates was conceived at a different scale of ambition-where vision, craftsmanship, and setting align with uncommon clarity. Elevated above the city, sweeping panoramic exposures and forever unobstructed south views over Queen's Park unfold through expansive floor-to-ceiling windows. A distinct shift occurs upon arrival. The pace softens, the city recedes, and light and perspective take precedence. Mornings arrive gently across the skyline, while evenings settle into a cinematic glow of city lights. The residence becomes both a retreat and a vantage point. Every element has been approached with intention, from the fully furnished interiors featuring custom design furniture by Parisian Studio Liaigre to the interior detailing by Powell & Bonnell. Expansive dining and cooking terraces extend the living spaces outward, blurring the boundary between interior and exterior. This is a residence designed not simply for living, but for becoming a place where ambition feels unhurried, ideas have room to evolve, and the everyday is elevated through perspective rather than excess. Privacy and exclusivity are woven seamlessly into the experience, with discreet access and a sense of arrival that feels effortless. Here, the city's most coveted cultural, dining, and retail destinations remain moments away, yet feel entirely removed. It is a residence for those who value the unique and the extraordinary. Parking Spaces D6/D7 is an enclosed garage. D5 is standalone spot. Buyer has the option to purchase up to 2 more additional side by side parking if needed. 2 Storage Rooms Included.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C12836450
- Bedrooms
- 3
- Bathrooms
- 4 (1 half)
- Size
- 5,000 sq ft
- Cross streets
- Bloor St W / Avenue Rd
- Parking
- 3 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $9,178/mo
- Exposure
- South West
- Property tax
- $17,073 / 2026
- Days on market
- 137
- Listing brokerage
- CHESTNUT PARK REAL ESTATE LIMITED
Rooms
south view · marble fireplace · w/o to balcony
west view · combined w/kitchen · hardwood floor
closet · hardwood floor · north view
5 pc ensuite · marble sink · soaking tub
pocket doors · b/i appliances · marble counter
marble sink · marble floor · b/i shelves
west view · hardwood floor · his and hers closets
north view · combined w/office · hardwood floor
south view · double closet · closet organizers
south view · window floor to ceiling · west view
3 pc ensuite · marble sink · marble floor
balcony · south view · b/i bar
centre island · marble counter · french doors
3 pc bath · marble floor
b/i shelves · central vacuum · laundry sink
south view · combined w/great rm · window floor to ceiling
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairIts public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Avenue Rd at Bloor St West North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 3 closest active listings nearby.
See all comparable homesOn the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Annex, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Avenue Rd at Bloor St West North Side, about 100 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $14,400,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $76,844
- Property tax
- $1,423
- Condo / maintenance fees
- $9,178
- Heating
- $0
- Estimated monthly cost
- $87,444
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $436,475
- Toronto municipal land transfer tax
- $936,475
- Estimated closing costs
- $1,372,950
Plus your down payment of $3,600,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $4,610,625
- Principal paid down
- $1,833,843
- Interest paid
- $2,776,781
- Balance remaining
- $12,566,157
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.