28 Ternhill Crescent, Toronto, ON
Banbury-Don Mills, Toronto · MLS® C12837554
About this home
This is a combination of Luxury and comfort, quiet family friendly crs No Tru Traffic. East/West Lot= Day round ample of Natural Sunlight on BOTH sides,4+1 Spacious Bedrms, All with Ensuite Bathrms.**Builder Home Warranty will be provided**. Over 5100 sft of living space. Exclusive Office space overlooking backyard with B/I shelving for a peaceful work from home.19' Height Foyer with B/I closets and Custom Millwork opens to Living Rm with Gas Fireplace and large windows. It is connected to the Beautifully designed Dining Area with custom wine rack and cabinetry. The gourmet kitchen is a chefs dream, complete with built-in top of the line appliances(Subzero/Wolf, oversized Islnd with Dble sink) and a sleek built-in coffee bar for coffee lovers and serving guests, perfect for entertaining or daily living. From the kitchen Extend your living space outside to the Elevated back deck with a clear neighborhood skyline view. Main level also offers a spacious Family rm Flowing Into the Gourmet Kitchen Equipped With State-of-the-art Appliances.It's a true showcase of signature style. On the 2nd flr The primary suite serves as a tranquil private space with stunning-hotel style closets and make up station & lavish ensuite. Every bedrm has its own private ensuite, the lndry rm is conveniently located on the 2nd flr the Primary Suite serves as a tranquil private space with stunning-hotel style closets and make up station & lavish ensuite. Every Bedrm has its own private Ensuite Bathrm. The finished/Walk-Out basement includes oversized windows, a huge fmly rm & Rec rm with a wet bar plus a guest/nanny bedrm with 4pc ensuite and closet. A mudrm with custom cabinetry and tons of storage with direct access from garage provides year round convenience.Fully fenced private backyard with 2 Patio areas,*Can Fit a 12'X30' Pool or maybe bigger* Nestled in One Of The Most Prestigious Neighborhoods, Banbury-Don Mills, Family-friendlyCrs,Safe.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C12837554
- Bedrooms
- 5 (4 + 1)
- Bathrooms
- 6 (1 half)
- Size
- 3500-5000
- Lot
- 60.06 × 116.18 ft
- Cross streets
- Leslie st & Lawrence
- Parking
- 2 garage · 6 parking (built-in)
- Basement
- Separate Entrance, Finished with Walk-Out, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $17,321 / 2025
- Days on market
- 137
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
4 pc ensuite · walk-in closet(s) · hardwood floor
laundry sink · b/i closet · tile floor
hardwood floor · b/i shelves · pantry
hardwood floor · b/i bookcase · overlooks backyard
hardwood floor · overlooks backyard
hardwood floor · combined w/dining · fireplace
wet bar · pot lights
b/i shelves · large window · walk-out
hardwood floor · b/i appliances · w/o to deck
porcelain floor · closet
b/i closet · access to garage · ceramic floor
4 pc ensuite · hardwood floor · walk-in closet(s)
4 pc ensuite · large window · closet
4 pc ensuite · hardwood floor · walk-in closet(s)
hardwood floor · gas fireplace · b/i shelves
5 pc ensuite · walk-in closet(s) · his and hers closets
Listed at $3,488,000, this home is about 26% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.82M, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $3.80M
- Adjusts to $3.80M
That comparable adjusts to $3.80M; the $4.69M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Don Mills Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Lawrence Ave East at Tremont Cres is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $4.69M, median of 7 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
- Income potential
- Value driver
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 24% below the area average of $1,074/sqft.
136 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Banbury-Don Mills, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Lawrence Ave East at Tremont Cres, about 137 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $2,790,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $14,891
- Property tax
- $1,443
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $16,334
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $73,675
- Toronto municipal land transfer tax
- $78,555
- Estimated closing costs
- $152,230
Plus your down payment of $697,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $893,437
- Principal paid down
- $355,358
- Interest paid
- $538,079
- Balance remaining
- $2,435,042
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.