4602/03-183 Wellington Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C12853630

$22,500,000
For Sale
Listed 133 days ago
3Bedrooms
5Bathrooms
3Garage
5,000Sq Ft

About this home

Welcome to Cielo Alba, Residences of The Ritz Carlton, the epitome of luxury condominium living in Toronto. This extraordinary Approximately 6,000 square feet unit offers the trifecta of a perfect location, a world-class building, and a one-of-a-kind residence for your unparalleled urban lifestyle. 180 panoramic views, 10 and 11 foot ceilings, Poliform Millwork, 10 Foot Frameless Doors, 1000 bottle Wine Cellar, this is an ultra rare option for those seeking the upmost in elegance and condo living in Toronto. If you're seeking an elevated level of pampering and personalized attention, there's no other destination that quite compares.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12853630
Bedrooms
3
Bathrooms
5 (2 half)
Size
5,000 sq ft
Cross streets
Wellington St & University Ave
Parking
3 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$9,100/mo
Exposure
North South
Property tax
$25,096 / 2025
Days on market
133
Listing brokerage
SOTHEBY'S INTERNATIONAL REALTY CANADA

Rooms

Powder RoomMain0.00 × 0.00 m
Powder RoomMain0.00 × 0.00 m
OfficeMain5.99 × 5.21 m

ne view · wet bar · hardwood floor

LaundryMain2.95 × 1.80 m

quartz counter · laundry sink · b/i shelves

Bedroom 2Main5.66 × 4.29 m

3 pc ensuite · south view · hardwood floor

Primary BedroomMain8.36 × 6.07 m

5 pc ensuite · fireplace · north view

KitchenMain8.84 × 4.52 m

combined w/great rm · eat-in kitchen · overlook water

Great RoomMain9.73 × 4.52 m

open concept · se view · window floor to ceiling

Dining RoomMain5.26 × 5.05 m

east view · window floor to ceiling · hardwood floor

Bedroom 3Main4.14 × 4.06 m

5 pc ensuite · walk-in closet(s) · south view

Living RoomMain7.95 × 5.31 m

ne view · fireplace · hardwood floor

FoyerMain0.00 × 0.00 m

elevator · marble floor

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. King St West at John St East Side is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Worth verifying
Live market pulseActive comparables in Waterfront Communities C1 · median list $624K
$4,500this home / sqft
64active listings nearby
133days on market

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: King St West at John St East Side, about 183 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$1.24M
Church-Yonge Corridor
$590K
Niagara
$718K
Mimico
$800K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$102,548/mo
$4098KIncome needed
5.5×Price ÷ income
$23,665Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $102,548Property tax $2,091Condo fee $9,100Total carry $113,739

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$96,055per month

Mortgage amount $18,000,000 · 4.14% over 25 years

$4,500,000Down payment (20.0%)
$18,000,000Loan before insurance
$0CMHC premium
$107,246Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$96,055
Property tax
$2,091
Condo / maintenance fees
$9,100
Heating
$0
Estimated monthly cost
$107,246

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$548,975
Toronto municipal land transfer tax
$1,253,975
Estimated closing costs
$1,802,950

Plus your down payment of $4,500,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$116,667/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$10,816,404Total interest paid
$28,816,404Total of all payments
Principal $18,000,000 Interest $10,816,404
YearPrincipalInterestBalance
1$421,678$730,978$17,578,322
2$439,316$713,340$17,139,006
3$457,692$694,964$16,681,314
4$476,837$675,820$16,204,478
5$496,782$655,874$15,707,696
6$517,562$635,095$15,190,134
7$539,210$613,446$14,650,924
8$561,765$590,891$14,089,159
9$585,262$567,394$13,503,897
10$609,743$542,913$12,894,154
11$635,248$517,408$12,258,906
12$661,819$490,837$11,597,087
13$689,502$463,154$10,907,585
14$718,343$434,313$10,189,242
15$748,390$404,266$9,440,852
16$779,694$372,962$8,661,158
17$812,308$340,349$7,848,850
18$846,285$306,371$7,002,565
19$881,684$270,972$6,120,881
20$918,563$234,093$5,202,317
21$956,986$195,671$4,245,332
22$997,015$155,641$3,248,317
23$1,038,719$113,938$2,209,598
24$1,082,167$70,490$1,127,432
25$1,127,432$25,224$0

At the end of your 5-year term

Total paid over the term
$5,763,281
Principal paid down
$2,292,304
Interest paid
$3,470,977
Balance remaining
$15,707,696

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$17,000/mo
$204,000Gross annual rent
0.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

0.9%
Gross yield
− Property tax $25,096− Condo fees $109,200− Insurance $600− Vacancy & upkeep $22,440Net operating income $46,664

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SOTHEBY'S INTERNATIONAL REALTY CANADA. MLS®/PropTx.

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