1213-28 Sommerset Way, Toronto, ON

Willowdale East, Toronto · MLS® C12855626

$858,000
For Sale
Listed 133 days ago
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3Bedrooms
3Bathrooms
2Garage
1400-1599Sq Ft

About this home

Welcome to 28 Sommerset Way #1213, an exquisite 3-storey end unit townhome in a quiet cul-de-sac that is just steps from Yonge & Finch, TTC , Subway, Park, GYM ,Surrounded by the top ranking high school ( Earl Haig Secondary School) and Public School( Mckee Public School),Meticulously maintained by the owner, with crown molding, hardwood floors, this home is turn-key and awaiting your personal touch! The open concept main floor offers a seamless living space with ample natural light from the large windows and walk-out to balcony. Enjoy comfy evenings in the living room , enjoy cooking for dinner parties in the spacious dining area. The Kitchen and bathrooms have been remodeled , featuring new flooring throughout. The kitchen includes new countertops, cabinets, Faucet ,sink and updated appliances, The powder room and primary bedroom ensuite have been upgraded with new vanities and flooring. Additional improvements include new fixtures, fresh paint, a smart thermostat, and custom closets in the bedrooms. The primary bedroom is a tranquil retreat, encompassing the entire 3rd floor including a 4pcensuite, walk-in closet, large windows, sky light and a seating area! The walk-through den with built-in shelves leads into the oversized 2nd bedroom. This checks all your boxes with underground parking, a locker, tranquil community with a garden pathway, visitor parking, gatehouse, **PET IS PERMITTED IN THE COMPLEX**, During the visit, please be careful not to let the Cat out of the house, Rarely Find **2 SUV Car Parking (1 Parking Spot) + Extra Large Locker,**

Key facts

Property type
Condo Townhouse, Stacked Townhouse
MLS®
C12855626
Bedrooms
3 (2 + 1)
Bathrooms
3 (1 half)
Size
1400-1599
Cross streets
Yonge/ Finch
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Roof
Asphalt Shingle
Maintenance
$791/mo
Exposure
South
Property tax
$4,460 / 2025
Days on market
133
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

StudyThird3.50 × 3.10 m

laminate · combined w/br · skylight

Primary BedroomThird4.50 × 4.30 m

laminate · 4 pc ensuite · bay window

DenSecond3.40 × 2.75 m

laminate · open concept

Bedroom 2Second4.85 × 4.50 m

laminate · large closet · above grade window

Living RoomGround6.85 × 3.50 m

laminate · open concept · walk-out

Dining RoomGround6.85 × 3.50 m

laminate · combined w/living

KitchenGround4.40 × 3.50 m

vinyl floor · updated

Moe’s TakeTeam Asgarian · Broker
Below comparables
$978Kest. value

Listed at $858,000, this home is about 12% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $806K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.06M
  • Bedrooms −$30K
  • Adjusts to $1.03M

That comparable adjusts to $1.03M; the $978K estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Earl Haig Secondary School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. Yonge St at Byng Ave is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$858KGreat deal$1.03MOverpriced

Total price vs nearby homes. Fair value about $978K, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Open-concept layout: modern, sought-after flow.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$674kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

38 Cole Street$800k256-1496 Victoria Park Avenue$729k105-3686 St Clair Avenue$639k2-4715 Kingston Road$600k304-58 Sidney Belsey Crescent$600k

The 5 closest active listings nearby.

See all comparable homes
858kThis home800k729k639k600k600kThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $750K
$572this home / sqft
5active listings nearby
133days on market

This home lists 8% below the area average of $620/sqft.

129 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Yonge St at Byng Ave, about 209 m away

20+ transit stops7 grocery20+ dining20+ parks19 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Don Valley Village
$720K
Hillcrest Village
$677K
L'Amoreaux
$600K
Victoria Village
$782K
Humbermede
$509K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near McKee Public School
86%
McKee Public SchoolPublic · Elementary · 0.3 km awayHigher-rated than most nearby · 86% meet the provincial standard

Affordability & Mortgage

Affordability
$3,910/mo
$179KIncome needed
4.8×Price ÷ income
$902Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $3,910Property tax $372Condo fee $791Total carry $5,073

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,663per month

Mortgage amount $686,400 · 4.14% over 25 years

$171,600Down payment (20.0%)
$686,400Loan before insurance
$0CMHC premium
$4,826Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,663
Property tax
$372
Condo / maintenance fees
$791
Heating
$0
Estimated monthly cost
$4,826

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,635
Toronto municipal land transfer tax
$13,635
Estimated closing costs
$27,270

Plus your down payment of $171,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,449/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$412,466Total interest paid
$1,098,866Total of all payments
Principal $686,400 Interest $412,466
YearPrincipalInterestBalance
1$16,080$27,875$670,320
2$16,753$27,202$653,567
3$17,453$26,501$636,114
4$18,183$25,771$617,931
5$18,944$25,011$598,987
6$19,736$24,218$579,250
7$20,562$23,393$558,689
8$21,422$22,533$537,267
9$22,318$21,637$514,949
10$23,252$20,703$491,697
11$24,224$19,731$467,473
12$25,237$18,717$442,236
13$26,293$17,662$415,943
14$27,393$16,562$388,550
15$28,539$15,416$360,011
16$29,732$14,222$330,279
17$30,976$12,979$299,303
18$32,272$11,683$267,031
19$33,622$10,333$233,410
20$35,028$8,927$198,382
21$36,493$7,462$161,889
22$38,020$5,935$123,869
23$39,610$4,345$84,259
24$41,267$2,688$42,993
25$42,993$962$0

At the end of your 5-year term

Total paid over the term
$219,773
Principal paid down
$87,413
Interest paid
$132,360
Balance remaining
$598,987

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,750/mo
$57,000Gross annual rent
4.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.6%
Gross yield
− Property tax $4,460− Condo fees $9,495− Insurance $600− Vacancy & upkeep $6,270Net operating income $36,175

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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