46 Coolmine Road, Toronto, ON

Little Portugal, Toronto · MLS® C12874342

$1,399,000
For Sale
Listed 127 days ago
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3Bedrooms
2Bathrooms
0Parking
1500-2000Sq Ft

About this home

Welcome to the Prestigeous Du-West Community! A wonderful & Diverse Neighbourhood with Charm & Character! Located in the Heart of Restaurants, Schools, Parks, Shops & Much More! This Spacious 2 Storey + Rooftop Patio Also Has Basement Apartment Rental Possibility. Enjoy Life in The Heart of the City. High Walk/Bike Score with Easy Access to Transit, Highways, Downtown & Amenities. Seldom Available Homes in This Area Makes it an Absolutely Must See! Same Owner for Over 50 Years.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C12874342
Bedrooms
3
Bathrooms
2
Size
1500-2000
Lot
16.51 × 95 ft
Cross streets
Dundas & Dovercourt
Parking
0 parking
Driveway
None
Basement
Apartment, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Rolled, Flat
Sewer
Sewer
Property tax
$5,244 / 2025
Days on market
127
Listing brokerage
HOMELIFE KINGSVIEW REAL ESTATE INC.

Rooms

Dining RoomMain7.87 × 3.89 m
Bedroom 3Upper3.09 × 2.40 m
Primary BedroomUpper4.04 × 3.11 m
KitchenLower3.76 × 2.84 m
Living RoomMain7.87 × 3.89 m
RecreationLower4.82 × 2.41 m
Bedroom 2Upper4.05 × 2.43 m
KitchenMain4.54 × 2.91 m
Moe’s TakeTeam Asgarian · Broker
In line
$1.34Mest. value

Listed at $1,399,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

There were not many closely comparable homes right in Little Portugal, so I widened the search to the surrounding area.

Based on 32 similar homes nearby, adjusted for size, beds, and baths.Median of 32 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.12M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.03M
  • Bathrooms −$15K
  • Adjusts to $1.01M

That comparable adjusts to $1.01M; the $1.34M estimate above is the median of all 32 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Ossington/Old Orchard Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dundas St West at Rusholme Rd is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.23MGreat deal$1.55MOverpriced

Total price vs nearby homes. Fair value about $1.34M, median of 32 comparables.

Comparable listingsCurrently listed nearby in Little Portugal · asking prices
$1.07Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

520 Dufferin Street$1.05M14 Afton Avenue$1.35M23 Fisher Street$799k

The 3 closest active listings nearby.

See all comparable homes
1.40MThis home1.05M1.35M799kThis home vs active comparables
Live market pulseActive comparables in Little Portugal · median list $1.25M
$799this home / sqft
10active listings nearby
127days on market

This home lists 2% below the area average of $819/sqft.

123 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Little Portugal, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dundas St West at Rusholme Rd, about 132 m away

20+ transit stops18 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1000K
Corso Italia-Davenport
$951K
Rosedale-Moore Park
$2.40M
Mount Pleasant East
$1.28M
South Riverdale
$1.30M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ossington/Old Orchard Junior Public School
88%
Ossington/Old Orchard Junior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 88% meet the provincial standard
ALPHA II Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$6,376/mo
$259KIncome needed
5.4×Price ÷ income
$1,471Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $6,376Property tax $437Total carry $6,813

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,972per month

Mortgage amount $1,119,200 · 4.14% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,409Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,972
Property tax
$437
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,409

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Toronto municipal land transfer tax
$24,455
Estimated closing costs
$48,910

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,254/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$672,540Total interest paid
$1,791,740Total of all payments
Principal $1,119,200 Interest $672,540
YearPrincipalInterestBalance
1$26,219$45,451$1,092,981
2$27,316$44,354$1,065,665
3$28,458$43,211$1,037,207
4$29,649$42,021$1,007,558
5$30,889$40,781$976,670
6$32,181$39,489$944,489
7$33,527$38,143$910,962
8$34,929$36,740$876,033
9$36,390$35,279$839,642
10$37,912$33,757$801,730
11$39,498$32,171$762,232
12$41,150$30,519$721,081
13$42,872$28,798$678,209
14$44,665$27,005$633,544
15$46,533$25,136$587,011
16$48,480$23,190$538,532
17$50,507$21,162$488,024
18$52,620$19,049$435,404
19$54,821$16,848$380,583
20$57,114$14,555$323,469
21$59,503$12,166$263,965
22$61,992$9,677$201,973
23$64,585$7,084$137,388
24$67,287$4,383$70,101
25$70,101$1,568$0

At the end of your 5-year term

Total paid over the term
$358,348
Principal paid down
$142,530
Interest paid
$215,818
Balance remaining
$976,670

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.9%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.7%
Gross yield
− Property tax $5,244− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,998

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE KINGSVIEW REAL ESTATE INC.. MLS®/PropTx.

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