1910-77 Shuter Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C12878874

$629,000
For Sale
Listed 127 days ago
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2Bedrooms
2Bathrooms
1Garage
600-699Sq Ft

About this home

Luxury 88 North Condos! In The Heart Of Downtown Toronto. An Entire Block Filled With Residential Homes, A Park Designed By Claude Cormier, Unique Eclectic Shopping, Innovative Fine And Casual Dining, A Boutique Hotel, And A Fitness Club That Will Rival The Best Clubs In Toronto. Bright & Spacious 2 Bedroom and 2 Washroom North East Corner Unit with large & wide Balcony. Building Amenities 24 Hr. Concierge, Gym, Pool, Outdoor Lounge And Bbq Area, Etc. Steps To The Subway, Eaton Centre, U of T, Ryerson U, George Brown College, St Micheals Hospital, Financial District, City Hall and Nathan Philips Square, etc. Perfect For Working Professionals.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12878874
Bedrooms
2
Bathrooms
2
Size
600-699
Cross streets
Queen/Jarvis st
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$570/mo
Exposure
North East
Property tax
$3,378 / 2025
Days on market
127
Listing brokerage
BAY STREET GROUP INC.

Rooms

Primary BedroomMain2.74 × 3.17 m

4 pc ensuite · his and hers closets · window floor to ceiling

Living RoomMain3.05 × 4.91 m

combined w/dining · w/o to balcony · open concept

Bedroom 2Main3.08 × 2.16 m

east view · window floor to ceiling

BathroomMain2.35 × 1.50 m

3 pc bath · ceramic floor

KitchenMain3.05 × 4.91 m

stainless steel appl · b/i appliances · centre island

Listing history

  1. Jul 17, 2026Listed$2,900

Price and status history from the listing board. Deemed reliable but not guaranteed.

Moe’s TakeTeam Asgarian · Broker
In line
$596Kest. value

Listed at $629,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 30 similar homes nearby, adjusted for size, beds, and baths.Median of 30 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $532K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $499K
  • Bathrooms +$15K
  • Adjusts to $514K

That comparable adjusts to $514K; the $596K estimate above is the median of all 30 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Queen St East at Church St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$514KGreat deal$658KOverpriced

Total price vs nearby homes. Fair value about $596K, median of 30 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Value driver
Comparable listingsCurrently listed nearby in Church-Yonge Corridor · asking prices
$615kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

3103-47 Mutual Street$632k3204-47 Mutual Street$605k1004-28 Wellesley Street$668k1915-82 Dalhousie Street$630k512-159 Dundas Street$539k

The 5 closest of 8 active listings nearby.

See all comparable homes
629kThis home632k605k668k630k539kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $599K
$968this home / sqft
61active listings nearby
127days on market

This home lists 7% above the area average of $908/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Queen St East at Church St, about 184 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$998K
Waterfront Communities C1
$688K
Annex
$1.39M
Banbury-Don Mills
$500K
Mimico
$800K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,867/mo
$132KIncome needed
4.7×Price ÷ income
$662Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,867Property tax $282Condo fee $570Total carry $3,718

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,685per month

Mortgage amount $503,200 · 4.14% over 25 years

$125,800Down payment (20.0%)
$503,200Loan before insurance
$0CMHC premium
$3,537Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,685
Property tax
$282
Condo / maintenance fees
$570
Heating
$0
Estimated monthly cost
$3,537

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,055
Toronto municipal land transfer tax
$9,055
Estimated closing costs
$18,110

Plus your down payment of $125,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,262/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$302,379Total interest paid
$805,579Total of all payments
Principal $503,200 Interest $302,379
YearPrincipalInterestBalance
1$11,788$20,435$491,412
2$12,281$19,942$479,130
3$12,795$19,428$466,335
4$13,330$18,893$453,005
5$13,888$18,335$439,117
6$14,469$17,754$424,649
7$15,074$17,149$409,575
8$15,704$16,519$393,870
9$16,361$15,862$377,509
10$17,046$15,177$360,463
11$17,759$14,464$342,705
12$18,502$13,722$324,203
13$19,275$12,948$304,928
14$20,082$12,141$284,846
15$20,922$11,301$263,924
16$21,797$10,426$242,127
17$22,709$9,515$219,419
18$23,658$8,565$195,761
19$24,648$7,575$171,113
20$25,679$6,544$145,434
21$26,753$5,470$118,681
22$27,872$4,351$90,809
23$29,038$3,185$61,771
24$30,253$1,971$31,518
25$31,518$705$0

At the end of your 5-year term

Total paid over the term
$161,116
Principal paid down
$64,083
Interest paid
$97,033
Balance remaining
$439,117

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.8%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $3,378− Condo fees $6,841− Insurance $600− Vacancy & upkeep $2,706Net operating income $11,075

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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