38 Saintfield Avenue, Toronto, ON
Bridle Path-Sunnybrook-York Mills, Toronto · MLS® C12884140
About this home
Experience sublime privacy and tranquility in this classic and lovingly maintained home. Ideally situated in the heart of The Bridle Path and backing directly onto adjoining conservation land !! From the sunroom, living, dining room and spacious gourmet kitchen opening up to the private patio and fenced yard, every outdoor-facing captures peaceful nature vistas. ** Inside, enjoy quality reno finishes throughout, a modern high-efficiency kitchen with oversized central island and high-end appliances. The thoughtfully designed kitchen has access to the sunroom. Complete with a living room and fireplace, primary bedroom with ensuite (heated flooring), an office/library room with a fireplace and exit to the second patio. * An extra feature is a built-in accessibility elevator for access to the main floor and upstairs and accessible large bathroom. ** The lower level offers an additional bedroom overseeing the backyard, entertaining areas and spacious utility room with upgraded home systems. Enjoy 5,584 sf total LivSp ** The lower level at-grade walkout opens to the backyard on a generous tableland with a heated pool and multiple sitting areas for outdoor, al-fresco dining & grand entertaining! ** This premium walkout lot also presents a unique opportunity to showcase your vision for a new home and capture the scenery with unobstructed natural views !! Located in Prestigious The Bridle Path area near top ranking private and public schools, Granite Club, Gold Course, Sunnybrook, Edwards Garden and other parks, this property offers a rare blend of privacy, natural beauty, and convenient amenities!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C12884140
- Bedrooms
- 6 (5 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 3500-5000
- Lot
- 99.92 × 122.74 ft
- Cross streets
- The Bridle Path/Lawrence Ave E
- Parking
- 2 garage · 11 parking (detached)
- Driveway
- Circular Drive, Private
- Basement
- Apartment, Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $19,516 / 2025
- Days on market
- 127
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
track lighting · window · laminate
se view · fireplace · w/o to patio
5 pc ensuite · double closet · crown moulding
hardwood floor · fireplace · overlooks backyard
hardwood floor · closet · se view
wet bar · floor/ceil fireplace · w/o to porch
pot lights · large window · overlooks backyard
wainscoting · hardwood floor · overlooks backyard
centre island · breakfast area · renovated
hardwood floor · closet · crown moulding
wainscoting · window floor to ceiling · overlooks backyard
combined w/kitchen · w/o to sunroom · w/o to patio
Listed at $5,480,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.
Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $4.48M, lower than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $6.50M
- Bedrooms +$30K
- Bathrooms −$15K
- Adjusts to $6.51M
That comparable adjusts to $6.51M; the $6.21M estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $6.21M, median of 6 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
- Heated floors: comfort and a premium-finish signal.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
- Primary suite: a key comfort and resale feature.
- Elevator: rare and valuable for accessibility and resale.
- Value driver
- Lifestyle
- Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 18% below the area average of $1,572/sqft.
125 days longer than the Toronto average (2 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Bridle Path-Sunnybrook-York Mills, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $4,384,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $23,395
- Property tax
- $1,626
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $25,021
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $123,475
- Toronto municipal land transfer tax
- $167,875
- Estimated closing costs
- $291,350
Plus your down payment of $1,096,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,403,679
- Principal paid down
- $558,303
- Interest paid
- $845,376
- Balance remaining
- $3,825,697
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.