428 Russell Hill Road, Toronto, ON

Forest Hill South, Toronto · MLS® C12885682

$7,375,000
For Sale
Listed 124 days ago
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5Bedrooms
5Bathrooms
6Garage · 9 parking
3500-5000Sq Ft

About this home

For those who appreciate architecture that stands apart, this distinctive Forest Hill residence offers a refreshing departure from the ordinary. Inspired by West Coast design, the home introduces a rare sense of openness, natural light, and architectural flair to one of Toronto's most prestigious neighbourhoods. Set on an extraordinary 50 x 183 foot west facing lot, the landscaped grounds create a private outdoor retreat featuring a striking gunite pool with waterfall and a fully equipped cabana with kitchen and washroom, perfect for effortless summer entertaining. Inside, approximately 6,000 square feet of thoughtfully designed living space unfolds across multiple levels. A substantial three storey addition enhances the home while preserving its charm. The main floor presents elegant principal rooms including a gracious living room, formal dining room, and a refined library with wood burning fireplace. A spacious family room with floor to ceiling windows overlooks the pool and gardens, creating a seamless connection between indoor and outdoor living. The kitchen is designed for both everyday comfort and entertaining, complete with breakfast area, servery, and a mudroom with convenient side entrance. The second floor features four well proportioned bedrooms along with a sun filled solarium spanning the rear of the home. The entire third level is dedicated to a private primary retreat with sitting room, balcony walkout, skylights, dressing area, and a luxurious six piece ensuite. The lower level offers a recreation room with walkout to the pool, sauna, exercise room, washroom, and abundant storage. A heated garage accommodates up to six vehicles with two lifts, complemented by a heated driveway and front steps. Located on one of Forest Hill's most coveted streets, moments to The Village and renowned schools including UCC, BSS, and South Prep, this is a home defined by character, design, and exceptional lifestyle.

Key facts

Property type
Detached, 3-Storey
MLS®
C12885682
Bedrooms
5
Bathrooms
5 (1 half)
Size
3500-5000
Lot
50.25 × 183.41 ft
Cross streets
Spadina Road & Kilbarry Road
Parking
6 garage · 9 parking (attached)
Basement
Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground, Outdoor
Property tax
$31,943 / 2025
Days on market
124
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Bedroom 5Second4.81 × 3.35 m

b/i bookcase · b/i desk · semi ensuite

Bedroom 4Second5.08 × 3.35 m

double closet · semi ensuite · large window

Mud RoomMain3.87 × 3.47 m

granite floor · walk-in closet(s) · walk-out

SolariumSecond10.41 × 3.62 m

tile floor · large window · overlooks pool

RecreationLower6.36 × 4.81 m

hardwood floor · b/i bookcase · w/o to pool

Bedroom 3Second4.46 × 4.01 m

double closet · semi ensuite · w/o to sunroom

KitchenMain3.67 × 3.39 m

granite floor · skylight · stainless steel appl

Exercise RoomLower10.00 × 3.82 m

B/I Bookcase

OtherMain1.54 × 1.33 m

hardwood floor · b/i bar · wet bar

Dining RoomMain4.81 × 3.67 m

hardwood floor · panelled · overlooks garden

BreakfastMain3.67 × 3.24 m

granite floor · pantry · cathedral ceiling(s)

Living RoomMain6.99 × 4.06 m

hardwood floor · fireplace · coffered ceiling(s)

Bedroom 2Second3.62 × 3.62 m

double closet · semi ensuite · w/o to sunroom

Family RoomMain6.36 × 4.99 m

hardwood floor · window floor to ceiling · w/o to pool

DenMain4.06 × 3.04 m

hardwood floor · fireplace · b/i bookcase

Primary BedroomThird8.80 × 8.22 m

vaulted ceiling(s) · skylight · 6 pc ensuite

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

This home is a bit unique, so there are not enough closely comparable homes nearby for me to trust an automatic number, and I would rather give you a real one than a wrong one. Tell me you are interested and I will pull the most comparable recent sales and send you a straight answer on price, usually the same day.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Addition / added square footage: more space lifts value when it is permitted and well integrated, verify the permits.
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements.
  • Value driver
  • Weigh carefully
Comparable listingsCurrently listed nearby in Forest Hill South · asking prices
$7.04Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

36 Millbank Avenue$6.70M470 Russell Hill Road$6.50M4 Ridgewood Road$5.39M103 Vesta Drive$5.20M204 Forest Hill Road$11.40M

The 5 closest of 6 active listings nearby.

See all comparable homes
7.38MThis home6.70M6.50M5.39M5.20M11.40MThis home vs active comparables
Live market pulseActive comparables in Forest Hill South · median list $6.70M
$1,735this home / sqft
6active listings nearby
124days on market

This home lists 0% above the area average of $1,739/sqft.

123 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Forest Hill South, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lawrence Park South
$2.13M
High Park-Swansea
$2.30M
Bedford Park-Nortown
$2.90M
Downsview-Roding-CFB
$1.06M
Newtonbrook West
$1.75M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Holy Rosary
89%
Holy RosaryCatholic · Elementary · 1.1 km awayHigher-rated than most nearby · 89% meet the provincial standard
Forest Hill Junior and Senior Public SchoolEQAO results not published
Forest Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$33,613/mo
$1364KIncome needed
5.4×Price ÷ income
$7,757Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $33,613Property tax $2,662Total carry $36,275

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$31,485per month

Mortgage amount $5,900,000 · 4.14% over 25 years

$1,475,000Down payment (20.0%)
$5,900,000Loan before insurance
$0CMHC premium
$34,147Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$31,485
Property tax
$2,662
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$34,147

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$170,850
Toronto municipal land transfer tax
$272,100
Estimated closing costs
$442,950

Plus your down payment of $1,475,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$38,241/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$3,545,377Total interest paid
$9,445,377Total of all payments
Principal $5,900,000 Interest $3,545,377
YearPrincipalInterestBalance
1$138,217$239,598$5,761,783
2$143,998$233,817$5,617,785
3$150,021$227,794$5,467,764
4$156,296$221,519$5,311,468
5$162,834$214,981$5,148,634
6$169,645$208,170$4,978,988
7$176,741$201,074$4,802,247
8$184,134$193,681$4,618,113
9$191,836$185,979$4,426,277
10$199,860$177,955$4,226,417
11$208,220$169,595$4,018,197
12$216,930$160,885$3,801,267
13$226,003$151,812$3,575,264
14$235,457$142,358$3,339,807
15$245,306$132,509$3,094,501
16$255,566$122,249$2,838,935
17$266,256$111,559$2,572,679
18$277,393$100,422$2,295,285
19$288,996$88,819$2,006,289
20$301,085$76,730$1,705,204
21$313,679$64,136$1,391,525
22$326,799$51,016$1,064,726
23$340,469$37,346$724,257
24$354,710$23,105$369,547
25$369,547$8,268$0

At the end of your 5-year term

Total paid over the term
$1,889,075
Principal paid down
$751,366
Interest paid
$1,137,709
Balance remaining
$5,148,634

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
0.6%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.2%
Gross yield
− Property tax $31,943− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $45,155

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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