99 Euclid Avenue, Toronto, ON

Trinity-Bellwoods, Toronto · MLS® C12895912

$1,399,000
For Sale
Listed 121 days ago
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3Bedrooms
2Bathrooms
15Garage · 2 parking
1100-1500Sq Ft

About this home

Prime location meets endless potential in one of Toronto's most sought-after neighborhoods, Trinity Bellwoods community. This lovingly maintained semi-detached home is suitable for your vision whether you are looking to move in, renovate or redevelop. With a double garage, youll have ample parking. Main floor features a high ceiling with separate living and dining areas and a large eat-in kitchen. Upstairs features three spacious bedrooms. Finished basement expands the living space, including a versatile recreation area and a bathroom. Walk up to the garden, which includes gorgeous views of the CN Tower. Potential for a laneway house in the rear. Updated HVAC and Roof for your peace of mind. Close to Public schools, Trinity Bellwoods Park, Kensington Market, Chinatown, U of T Campus, and the lakeshore. With 24 hour running Queen Streetcars, youll be moving around the city with ease. Whether youre drawn by the areas vibrant culture, peaceful tree-lined streets, or the incredible potential of the property, this home presents a truly rare opportunity in one of the citys most coveted enclaves.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
C12895912
Bedrooms
3
Bathrooms
2
Size
1100-1500
Lot
15.58 × 130.86 ft
Cross streets
Queen & Bathurst
Parking
15 garage · 2 parking (detached)
Basement
Separate Entrance, Walk-Up
Heating
Heat Pump
A/C
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,119 / 2025
Days on market
121
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

RecreationBasement21.19 × 14.07 m

ceramic floor · w/o to porch · open concept

KitchenMain13.62 × 9.06 m

ceramic floor · eat-in kitchen · w/o to yard

Family RoomMain10.96 × 9.58 m

ceramic floor · sunken room · overlooks backyard

Primary BedroomSecond14.90 × 12.89 m

hardwood floor · large window · overlooks park

Bedroom 3Second11.38 × 9.58 m

parquet · closet · overlooks backyard

Bedroom 2Second14.44 × 9.51 m

hardwood floor · closet · overlooks backyard

Dining RoomMain14.42 × 9.35 m

hardwood floor · combined w/living · overlooks backyard

Living RoomMain12.66 × 10.83 m

hardwood floor · combined w/dining · overlooks frontyard

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.07Mest. value

Listed at $1,399,000, this home is about 30% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($1,076/sqft) is in line with the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Trinity-Bellwoods, so I widened the search to the surrounding area.

Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.51M, higher than the comparables and worth a second look. The comparable range is wide here, so treat this as a rough read until I run a full CMA.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.28M
  • Adjusts to $1.28M

That comparable adjusts to $1.28M; the $1.07M estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Charles G Fraser Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Bathurst St at Robinson St is about a 4-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$884KGreat deal$1.40MOverpriced

Total price vs nearby homes. Fair value about $1.07M, median of 20 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Value driver
  • Worth verifying
Comparable listingsCurrently listed nearby · asking prices
$1.29Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

77 Montgomery Avenue$1.32M110 Hastings Avenue$1.29M389 Davisville Avenue$1.29M72 Mann Avenue$1.28M158 Parkmount Road$1.25M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.40MThis home1.32M1.29M1.29M1.28M1.25MThis home vs active comparables
Live market pulseActive comparables in Trinity-Bellwoods · median list $2.10M
$1,076this home / sqft
6active listings nearby
121days on market

This home lists 3% below the area average of $1,106/sqft.

117 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Trinity-Bellwoods, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

84/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Bathurst St at Robinson St, about 298 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Palmerston-Little Italy
$1000K
Rosedale-Moore Park
$2.40M
Corso Italia-Davenport
$951K
South Riverdale
$1.30M
Mount Pleasant East
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Charles G Fraser Junior Public School
74%
Charles G Fraser Junior Public SchoolPublic · Elementary · 0.1 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$6,376/mo
$265KIncome needed
5.3×Price ÷ income
$1,471Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $6,376Property tax $593Total carry $6,969

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,972per month

Mortgage amount $1,119,200 · 4.14% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$6,566Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,972
Property tax
$593
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,566

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Toronto municipal land transfer tax
$24,455
Estimated closing costs
$48,910

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$7,254/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$672,540Total interest paid
$1,791,740Total of all payments
Principal $1,119,200 Interest $672,540
YearPrincipalInterestBalance
1$26,219$45,451$1,092,981
2$27,316$44,354$1,065,665
3$28,458$43,211$1,037,207
4$29,649$42,021$1,007,558
5$30,889$40,781$976,670
6$32,181$39,489$944,489
7$33,527$38,143$910,962
8$34,929$36,740$876,033
9$36,390$35,279$839,642
10$37,912$33,757$801,730
11$39,498$32,171$762,232
12$41,150$30,519$721,081
13$42,872$28,798$678,209
14$44,665$27,005$633,544
15$46,533$25,136$587,011
16$48,480$23,190$538,532
17$50,507$21,162$488,024
18$52,620$19,049$435,404
19$54,821$16,848$380,583
20$57,114$14,555$323,469
21$59,503$12,166$263,965
22$61,992$9,677$201,973
23$64,585$7,084$137,388
24$67,287$4,383$70,101
25$70,101$1,568$0

At the end of your 5-year term

Total paid over the term
$358,348
Principal paid down
$142,530
Interest paid
$215,818
Balance remaining
$976,670

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.1%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.0%
Gross yield
− Property tax $7,119− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $16,045

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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