201-280 Howland Avenue, Toronto, ON

Annex, Toronto · MLS® C12896066

$1,299,000
For Sale
Listed 124 days ago
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2Bedrooms
3Bathrooms
1Garage
1000-1199Sq Ft
20+ schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Exceptional 1172 sq.ft. suite with exquisite layout in desired striking, beautiful "Bianca" Condo by Tridel. Walk-out to tranquil terrace with gas BBQ hook-up and waterline overlooking serene lush garden with mature trees, shrubbery and hydrangeas. Upgraded suite. Kitchen with huge island with waterfall, pantry and quartz countertops. Laundry with sink; 2 ensuite bathrooms and a powder room. Primary ensuite & powder room have all marble walls, counter & floor; wired for motorized blinds in every window; all closets with California closet organizers, hardwood engineered floors, keyless locks. Resort like roof top outdoor pool & patio with BBQ area, outdoor fire side lounge. Excellent amenities include party room w/DR, fitness centre, Yoga studio. Parking & locker included. Amazing location in the Annex close to all conveniences, TTC, shops, Restaurants, easy access to U of T.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12896066
Bedrooms
2
Bathrooms
3 (1 half)
Size
1000-1199
Cross streets
Dupont St / Howland Ave
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,112/mo
Exposure
North
Property tax
$6,048 / 2025
Days on market
124
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

KitchenFlat6.85 × 2.79 m

combined w/dining · pantry · centre island

Powder RoomFlat0.00 × 0.00 m

2 Pc Bath

Bedroom 2Flat3.09 × 2.99 m

3 pc ensuite · overlook patio · closet organizers

Living RoomFlat6.85 × 4.87 m

combined w/dining · w/o to terrace · hardwood floor

Dining RoomFlat6.85 × 2.79 m

combined w/living · combined w/kitchen · hardwood floor

Primary BedroomFlat4.01 × 2.94 m

5 pc ensuite · overlook patio · walk-in closet(s)

Moe’s TakeTeam Asgarian · Broker
In line
$1.29Mest. value

Listed at $1,299,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 11 similar homes nearby, adjusted for size, beds, and baths.Median of 11 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.14M, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $1.20M
  • Bathrooms +$15K
  • Adjusts to $1.21M

That comparable adjusts to $1.21M; the $1.29M estimate above is the median of all 11 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Dupont St at Howard Ave is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$1.21MGreat deal$1.51MOverpriced

Total price vs nearby homes. Fair value about $1.29M, median of 11 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Primary suite: a key comfort and resale feature.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Annex · asking prices
$1.31Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1101-170 Avenue Road$1.20M2104-88 Cumberland Street$1.30M3506-8 Cumberland Street$1.50M202-133 Hazelton Avenue$1.40M5409-1 Yorkville Avenue$1.15M

The 5 closest of 8 active listings nearby.

See all comparable homes
1.30MThis home1.20M1.30M1.50M1.40M1.15MThis home vs active comparables
Live market pulseActive comparables in Annex · median list $1.15M
$1,181this home / sqft
26active listings nearby
124days on market

This home lists 7% below the area average of $1,275/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Annex, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

94/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Dupont St at Howard Ave, about 25 m away

20+ transit stops17 grocery20+ dining20+ parks16 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$568K
Church-Yonge Corridor
$531K
Mount Pleasant West
$608K
Waterfront Communities C1
$541K
Niagara
$633K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Huron Street Junior Public School
74%
Huron Street Junior Public SchoolPublic · Elementary · 0.9 km awayAround the GTA average · 74% meet the provincial standard
St. BrunoEQAO results not published

Affordability & Mortgage

Affordability
$5,920/mo
$266KIncome needed
4.9×Price ÷ income
$1,366Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $5,920Property tax $504Condo fee $1,112Total carry $7,536

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,546per month

Mortgage amount $1,039,200 · 4.14% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$7,162Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,546
Property tax
$504
Condo / maintenance fees
$1,112
Heating
$0
Estimated monthly cost
$7,162

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Toronto municipal land transfer tax
$22,455
Estimated closing costs
$44,910

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$6,736/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$624,467Total interest paid
$1,663,667Total of all payments
Principal $1,039,200 Interest $624,467
YearPrincipalInterestBalance
1$24,345$42,202$1,014,855
2$25,363$41,184$989,492
3$26,424$40,123$963,068
4$27,529$39,017$935,539
5$28,681$37,866$906,858
6$29,881$36,666$876,977
7$31,130$35,416$845,847
8$32,433$34,114$813,414
9$33,789$32,758$779,625
10$35,203$31,344$744,422
11$36,675$29,872$707,748
12$38,209$28,338$669,538
13$39,807$26,739$629,731
14$41,472$25,074$588,259
15$43,207$23,340$545,052
16$45,014$21,532$500,038
17$46,897$19,649$453,140
18$48,859$17,688$404,281
19$50,903$15,644$353,379
20$53,032$13,515$300,347
21$55,250$11,297$245,097
22$57,561$8,986$187,536
23$59,969$6,578$127,567
24$62,477$4,070$65,090
25$65,090$1,456$0

At the end of your 5-year term

Total paid over the term
$332,733
Principal paid down
$132,342
Interest paid
$200,391
Balance remaining
$906,858

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
1.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.1%
Gross yield
− Property tax $6,048− Condo fees $13,340− Insurance $600− Vacancy & upkeep $4,488Net operating income $16,324

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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