3604-10 Yonge Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C12898306

$650,000
For Sale
Listed 121 days ago
Request a showing
◎ Directions
2Bedrooms
1Bathrooms
1Garage
700-799Sq Ft

About this home

Experience Harbourfront luxury in this stunning 750 square foot penthouse at 3604-10 Yonge Street. This newly renovated custom designed 1+1 unit showcases 9 foot ceilings, hardwood floors and floor-to-ceiling windows that frame spectacular city views from every room. The thoughtfully designed kitchen features stainless steel appliances and custom-built cabinetry, perfect for culinary enthusiasts. The oversized master bedroom includes mirrored closet along the full length of aside wall and the spacious solarium provides flexibility as an additional bedroom or home office. Beautifully renovated 6-piece bathroom includes oversized shower and big deep bathtub. Exquisite custom-tray ceilings paired with high-end, adjustable lighting create a tailored, luminous ambiance throughout the entire home. This exceptional property includes one underground parking space and one storage locker. The maintenance fees cover ALL utilities plus Full HD Bell TV and 1.5TB Internet service. Impressive 10,000 square feet of amenities with both indoor and outdoor pools, hot tub, sauna, professional fitness center and 360 sky-lounge and outdoor BBQ areas. Location is everything. Union Station sits just 200 meters away, connecting you to Toronto's entire transit network. Grocery stores, sports bars, restaurants and coffee places are within very short walking distance. Professional concierge services and 24-hour security ensure safety, piece of mind and convenience witht his stunning unique penthouse. *For Additional Property Details Click The Brochure Icon Below*

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12898306
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
700-799
Cross streets
Yonge & Queens Quay
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Maintenance
$967/mo
Exposure
North East
Property tax
$2,866 / 2025
Days on market
121
Listing brokerage
ICI SOURCE REAL ASSET SERVICES INC.

Rooms

SolariumMain3.38 × 2.53 m
LaundryMain1.55 × 1.55 m
BathroomMain3.08 × 1.55 m
BedroomMain3.54 × 3.68 m
KitchenMain2.77 × 2.41 m
FoyerMain2.52 × 1.40 m
Living RoomMain6.22 × 3.07 m
Moe’s TakeTeam Asgarian · Broker
In line
$675Kest. value

Listed at $650,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 34 similar homes nearby, adjusted for size, beds, and baths.Median of 34 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $539K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $819K
  • Bathrooms −$15K
  • Adjusts to $804K

That comparable adjusts to $804K; the $675K estimate above is the median of all 34 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Queen Alexandra Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Yonge St at Queens Quay East North Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$612KGreat deal$753KOverpriced

Total price vs nearby homes. Fair value about $675K, median of 34 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Hardwood floors: quality hardwood is durable and broadly desirable.
  • Value driver
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$596kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1202-85 Queens Wharf Road$600k3003-373 Front Street$579k3805-318 Richmond Street$624k503-11 Brunel Court$619k1606-75 Queens Wharf Road$559k

The 5 closest of 8 active listings nearby.

See all comparable homes
650kThis home600k579k624k619k559kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $599K
$867this home / sqft
71active listings nearby
121days on market

This home lists 8% below the area average of $938/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Yonge St at Queens Quay East North Side, about 11 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$998K
Church-Yonge Corridor
$574K
Annex
$1.39M
Mimico
$800K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Dundas Junior Public School
59%
Dundas Junior Public SchoolPublic · Elementary · 3.0 km awayBelow the GTA average · 59% meet the provincial standard

Affordability & Mortgage

Affordability
$2,962/mo
$142KIncome needed
4.6×Price ÷ income
$684Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,962Property tax $239Condo fee $967Total carry $4,168

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,775per month

Mortgage amount $520,000 · 4.14% over 25 years

$130,000Down payment (20.0%)
$520,000Loan before insurance
$0CMHC premium
$3,981Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,775
Property tax
$239
Condo / maintenance fees
$967
Heating
$0
Estimated monthly cost
$3,981

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,475
Toronto municipal land transfer tax
$9,475
Estimated closing costs
$18,950

Plus your down payment of $130,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,370/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$312,474Total interest paid
$832,474Total of all payments
Principal $520,000 Interest $312,474
YearPrincipalInterestBalance
1$12,182$21,117$507,818
2$12,691$20,608$495,127
3$13,222$20,077$481,905
4$13,775$19,524$468,129
5$14,351$18,947$453,778
6$14,952$18,347$438,826
7$15,577$17,722$423,249
8$16,229$17,070$407,020
9$16,908$16,391$390,113
10$17,615$15,684$372,498
11$18,352$14,947$354,146
12$19,119$14,180$335,027
13$19,919$13,380$315,108
14$20,752$12,547$294,356
15$21,620$11,679$272,736
16$22,524$10,774$250,211
17$23,467$9,832$226,745
18$24,448$8,851$202,296
19$25,471$7,828$176,825
20$26,536$6,763$150,289
21$27,646$5,653$122,643
22$28,803$4,496$93,840
23$30,007$3,292$63,833
24$31,263$2,036$32,570
25$32,570$729$0

At the end of your 5-year term

Total paid over the term
$166,495
Principal paid down
$66,222
Interest paid
$100,273
Balance remaining
$453,778

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $2,866− Condo fees $11,604− Insurance $600− Vacancy & upkeep $3,168Net operating income $10,562

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ICI SOURCE REAL ASSET SERVICES INC.. MLS®/PropTx.

CallRequest a showing