703-105 GEORGE Street, Toronto, ON

Moss Park, Toronto · MLS® C12905550

$489,000
For Sale
Listed 123 days ago
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1Bedrooms
1Bathrooms
0Parking
500-599Sq Ft
12 schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Urban, yet elegant Downtown living in Post House condos where sharp modern look meets historical charm. Open concept layout with floor-to-ceiling windows, 9 foot ceilings, 105sqf balcony, as well as stainless steel appliances and upgraded bath, with a chic, modern feel. Steps from St Lawrence Market, George Brown College and minutes to TMU, Eaton Center and more. Great market value appreciation projections as the new Ontario Line will place a subway stop only 5 minute WALK away! 99 WALK SCORE 100 TRANSIT SCORE

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12905550
Bedrooms
1
Bathrooms
1
Size
500-599
Cross streets
GEORGE & ADELAIDE
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$547/mo
Exposure
North
Property tax
$2,526 / 2025
Days on market
123
Listing brokerage
IRISE

Rooms

Living RoomMain7.10 × 2.34 m

laminate · combined w/dining · w/o to balcony

Dining RoomMain7.10 × 2.34 m

laminate · open concept · combined w/living

KitchenMain7.10 × 2.34 m

laminate · stainless steel appl · combined w/dining

Primary BedroomMain3.10 × 2.80 m

laminate · closet · large window

Moe’s TakeTeam Asgarian · Broker
In line
$442Kest. value

Listed at $489,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Moss Park lately, sellers have been getting about 96% of asking and homes sell in about 31 days.

Based on 83 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 83 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $442K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $480K
  • Adjusts to $480K

That comparable adjusts to $480K; the $442K estimate above is the median of all 83 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Market Lane Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Richmond Street East is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$397KGreat deal$501KOverpriced

Total price vs nearby homes. Fair value about $442K, median of 83 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Moss Park · asking prices
$482kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1020-320 Richmond Street$485k1223-230 King Street$496k312-105 George Street$500k1009-158 Front Street$469k603-51 Trolley Crescent$460k

The 5 closest of 8 active listings nearby.

See all comparable homes
489kThis home485k496k500k469k460kThis home vs active comparables
Live market pulseActive comparables in Moss Park · median list $549K
$890this home / sqft
56active listings nearby
123days on market
100sold nearby · 90 days
$607Kmedian sold price
96%of asking, on average

This home lists 1% below the area average of $896/sqft.

122 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Moss Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Richmond Street East, about 160 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$830K
Church-Yonge Corridor
$556K
Bay Street Corridor
$485K
Waterfront Communities C1
$654K
Niagara
$740K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Market Lane Junior and Senior Public School
74%
Market Lane Junior and Senior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 74% meet the provincial standard
Downtown Alternative SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,229/mo
$105KIncome needed
4.6×Price ÷ income
$514Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $2,229Property tax $211Condo fee $547Total carry $2,987

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,088per month

Mortgage amount $391,200 · 4.14% over 25 years

$97,800Down payment (20.0%)
$391,200Loan before insurance
$0CMHC premium
$2,845Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,088
Property tax
$211
Condo / maintenance fees
$547
Heating
$0
Estimated monthly cost
$2,845

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,255
Toronto municipal land transfer tax
$6,255
Estimated closing costs
$12,510

Plus your down payment of $97,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,536/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$235,077Total interest paid
$626,277Total of all payments
Principal $391,200 Interest $235,077
YearPrincipalInterestBalance
1$9,164$15,887$382,036
2$9,548$15,503$372,488
3$9,947$15,104$362,541
4$10,363$14,688$352,177
5$10,797$14,254$341,381
6$11,248$13,803$330,132
7$11,719$13,332$318,413
8$12,209$12,842$306,204
9$12,720$12,331$293,485
10$13,252$11,799$280,233
11$13,806$11,245$266,427
12$14,384$10,668$252,043
13$14,985$10,066$237,058
14$15,612$9,439$221,446
15$16,265$8,786$205,181
16$16,945$8,106$188,236
17$17,654$7,397$170,582
18$18,393$6,658$152,189
19$19,162$5,889$133,027
20$19,963$5,088$113,064
21$20,798$4,253$92,265
22$21,668$3,383$70,597
23$22,575$2,476$48,022
24$23,519$1,532$24,503
25$24,503$548$0

At the end of your 5-year term

Total paid over the term
$125,255
Principal paid down
$49,819
Interest paid
$75,436
Balance remaining
$341,381

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $2,526− Condo fees $6,568− Insurance $600− Vacancy & upkeep $2,244Net operating income $8,462

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of IRISE. MLS®/PropTx.

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