704-5180 Yonge Street, Toronto, ON

Willowdale West, Toronto · MLS® C12918082

$460,000
For Sale
Listed 114 days ago
Request a showing
◎ Directions
1Bedrooms
1Bathrooms
1Garage
0-499Sq Ft

About this home

A glamorous uptown, North York centre - of - it all location with direct access to the subway station, entertainment, dining and more. Beacon Condo, it's calling you.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12918082
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Yonge & Empress
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Foundation
Piers
Roof
Tar and Gravel
Maintenance
$533/mo
Exposure
North East
Property tax
$2,420 / 2025
Days on market
114
Listing brokerage
HOMELIFE FRONTIER REALTY INC.
Moe’s TakeTeam Asgarian · Broker
In line
$447Kest. value

Listed at $460,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $477K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $434K
  • Adjusts to $434K

That comparable adjusts to $434K; the $447K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Willowdale Middle School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Yonge St. @ Park Home Ave. is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$420KGreat deal$488KOverpriced

Total price vs nearby homes. Fair value about $447K, median of 6 comparables.

Comparable listingsCurrently listed nearby in Willowdale West · asking prices
$460kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2705-75 Canterbury Place$460k809-15 Ellerslie Avenue$434k1809-5180 Yonge Street$488k603-5180 Yonge Street$499k318-233 Beecroft Road$420k

The 5 closest of 6 active listings nearby.

See all comparable homes
460kThis home460k434k488k499k420kThis home vs active comparables
Live market pulseActive comparables in Willowdale West · median list $460K
$1,844this home / sqft
7active listings nearby
114days on market

This home lists 1% above the area average of $1,829/sqft.

113 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale West, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

87/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Yonge St. @ Park Home Ave., about 142 m away

20+ transit stops11 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Willowdale East
$441K
Banbury-Don Mills
$500K
Annex
$1.39M
Church-Yonge Corridor
$574K
Waterfront Communities C1
$688K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Willowdale Middle School
78%
Willowdale Middle SchoolPublic · Elementary · 1.0 km awayAbove the GTA average · 78% meet the provincial standard

Affordability & Mortgage

Affordability
$2,097/mo
$100KIncome needed
4.6×Price ÷ income
$484Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

74%mortgage
Mortgage $2,097Property tax $202Condo fee $533Total carry $2,831

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,964per month

Mortgage amount $368,000 · 4.14% over 25 years

$92,000Down payment (20.0%)
$368,000Loan before insurance
$0CMHC premium
$2,698Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,964
Property tax
$202
Condo / maintenance fees
$533
Heating
$0
Estimated monthly cost
$2,698

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,675
Toronto municipal land transfer tax
$5,675
Estimated closing costs
$11,350

Plus your down payment of $92,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,385/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$221,135Total interest paid
$589,135Total of all payments
Principal $368,000 Interest $221,135
YearPrincipalInterestBalance
1$8,621$14,944$359,379
2$8,982$14,584$350,397
3$9,357$14,208$341,040
4$9,749$13,817$331,292
5$10,156$13,409$321,135
6$10,581$12,984$310,554
7$11,024$12,542$299,530
8$11,485$12,080$288,045
9$11,965$11,600$276,080
10$12,466$11,100$263,614
11$12,987$10,578$250,627
12$13,531$10,035$237,096
13$14,096$9,469$223,000
14$14,686$8,879$208,313
15$15,300$8,265$193,013
16$15,940$7,625$177,073
17$16,607$6,958$160,465
18$17,302$6,264$143,164
19$18,026$5,540$125,138
20$18,780$4,786$106,358
21$19,565$4,000$86,793
22$20,383$3,182$66,410
23$21,236$2,329$45,174
24$22,124$1,441$23,050
25$23,050$516$0

At the end of your 5-year term

Total paid over the term
$117,827
Principal paid down
$46,865
Interest paid
$70,962
Balance remaining
$321,135

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.0%
Gross yield
− Property tax $2,420− Condo fees $6,396− Insurance $600− Vacancy & upkeep $3,036Net operating income $15,148

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.

CallRequest a showing