909-82 Dalhousie Street, Toronto, ON

Church-Yonge Corridor, Toronto · MLS® C12920856

$529,900
For Sale
Listed 119 days ago
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2Bedrooms
2Bathrooms
0Parking
700-799Sq Ft

About this home

Discover urban living at its finest at 82 Dalhousie Street, ideally situated in downtown Toronto near Dundas & Church. This thoughtfully laid-out suite offers two spacious bedrooms and two full 4-piece bathrooms, providing a comfortable and practical living space for a variety of lifestyles. Residents have access to an excellent selection of building amenities, including a fully equipped fitness centre, steam room, sauna, party room, outdoor BBQ area, and more. Enjoy an unbeatable location just steps from public transit, shopping, restaurants, universities, schools, and cinemas, putting everything the city has to offer within easy reach.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C12920856
Bedrooms
2
Bathrooms
2
Size
700-799
Cross streets
Church and Dundas
Parking
0 parking
Basement
Apartment
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$728/mo
Exposure
North West
Property tax
$4,623 / 2025
Days on market
119
Listing brokerage
RE/MAX ESCARPMENT REALTY INC.

Rooms

Living RoomMain7.85 × 2.90 m

combined w/dining · combined w/kitchen

Primary BedroomMain4.42 × 2.44 m
Bedroom 2Main2.67 × 2.51 m
Moe’s TakeTeam Asgarian · Broker
Below comparables
$632Kest. value

Listed at $529,900, this home is about 16% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

In Church-Yonge Corridor lately, sellers have been getting about 96% of asking and homes sell in about 34 days.

There were not many closely comparable homes right in Church-Yonge Corridor, so I widened the search to the surrounding area.

Based on 85 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 85 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $799K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $632K
  • Adjusts to $632K

That comparable adjusts to $632K; the $632K estimate above is the median of all 85 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$530KGreat deal$713KOverpriced

Total price vs nearby homes. Fair value about $632K, median of 85 comparables.

Comparable listingsCurrently listed nearby · asking prices
$445kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2204-10 Park Lawn Road$600k907-3 Hickory Tree Road$450k411-50 TOWN CENTRE Court$439k1902-236 Albion Road$290k

The 4 closest active listings nearby.

See all comparable homes
530kThis home600k450k439k290kThis home vs active comparables
Live market pulseActive comparables in Church-Yonge Corridor · median list $556K
$707this home / sqft
98active listings nearby
119days on market
100sold nearby · 90 days
$612Kmedian sold price
96%of asking, on average

This home lists 30% below the area average of $1,014/sqft.

118 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Church-Yonge Corridor, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Moss Park
$519K
Waterfront Communities C8
$700K
Waterfront Communities C1
$593K
Mimico
$598K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Lord Dufferin Junior and Senior Public School
55%
Lord Dufferin Junior and Senior Public SchoolPublic · Elementary · 0.9 km awayBelow the GTA average · 55% meet the provincial standard

Affordability & Mortgage

Affordability
$2,415/mo
$122KIncome needed
4.3×Price ÷ income
$557Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

68%mortgage
Mortgage $2,415Property tax $385Condo fee $728Total carry $3,528

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,262per month

Mortgage amount $423,920 · 4.14% over 25 years

$105,980Down payment (20.0%)
$423,920Loan before insurance
$0CMHC premium
$3,375Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,262
Property tax
$385
Condo / maintenance fees
$728
Heating
$0
Estimated monthly cost
$3,375

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,073
Toronto municipal land transfer tax
$7,073
Estimated closing costs
$14,146

Plus your down payment of $105,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,748/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$254,738Total interest paid
$678,658Total of all payments
Principal $423,920 Interest $254,738
YearPrincipalInterestBalance
1$9,931$17,215$413,989
2$10,346$16,800$403,643
3$10,779$16,367$392,863
4$11,230$15,916$381,633
5$11,700$15,447$369,934
6$12,189$14,957$357,745
7$12,699$14,447$345,046
8$13,230$13,916$331,815
9$13,784$13,363$318,032
10$14,360$12,786$303,672
11$14,961$12,186$288,711
12$15,587$11,560$273,124
13$16,239$10,908$256,886
14$16,918$10,229$239,968
15$17,625$9,521$222,343
16$18,363$8,784$203,980
17$19,131$8,016$184,849
18$19,931$7,215$164,918
19$20,765$6,382$144,154
20$21,633$5,513$122,520
21$22,538$4,608$99,982
22$23,481$3,666$76,501
23$24,463$2,683$52,038
24$25,486$1,660$26,552
25$26,552$594$0

At the end of your 5-year term

Total paid over the term
$135,732
Principal paid down
$53,986
Interest paid
$81,745
Balance remaining
$369,934

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
2.2%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $4,623− Condo fees $8,738− Insurance $600− Vacancy & upkeep $3,168Net operating income $11,672

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ESCARPMENT REALTY INC.. MLS®/PropTx.

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