103-15 Walmer Road, Toronto, ON
Annex, Toronto · MLS® C12924920
About this home
Available now1! Charming two-bedroom, one-bath suite with large balcony located in the heart of the Annex just steps from the TTC, University of Toronto, and vibrant Bloor Street West. Surrounded by some of the city's best shops, cafes, and restaurants, this unit offers unbeatable convenience in a sought-after neighbourhood. En-suite laundry (washer/dryer combined). Ideal for students, professionals, or anyone seeking a walkable, well-connected lifestyle. Parking, hydro & water are extra. Lockers available for rent. Photos are virtually staged.
Key facts
- Property type
- Other, Apartment
- MLS®
- C12924920
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700 sq ft
- Cross streets
- Bloor and Spadina
- Parking
- 1 garage (other)
- Driveway
- Available
- Basement
- None
- Heating
- Other
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Rolled
- Sewer
- Sewer
- Days on market
- 114
- Listing brokerage
- TIMES REALTY GROUP INC.
Listed at $2,699/mo, this rental is about 15% below comparable rentals, worth a close look. The number above is my independent estimate of value, not the asking price.
Based on 18 similar rentals nearby, adjusted for size, beds, and baths.Median of 18 comparable active listings, adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $2,699/mo
- Adjusts to $2,699/mo
That comparable adjusts to $2,699/mo; the $3,170/mo estimate above is the median of all 18 comparables, which is steadier than any single home.This uses comparable active listings, not leased-deal prices. Condition, finishes, and exact inclusions are my in-person call.
Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.
Total price vs nearby homes. Fair value about $3,170/mo, median of 18 comparables.
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Annex, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Almost all errands require a car.
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $2,159 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $12
- Property tax
- $2
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $13
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13
- Toronto municipal land transfer tax
- $13
- Estimated closing costs
- $27
Plus your down payment of $540. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $691
- Principal paid down
- $275
- Interest paid
- $416
- Balance remaining
- $1,884
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TIMES REALTY GROUP INC.. MLS®/PropTx.