7 Ridgewood Road, Toronto, ON

Forest Hill South, Toronto · MLS® C12929074

$5,900,000
For Sale
Listed 113 days ago
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6Bedrooms
6Bathrooms
1Garage · 5 parking
3500-5000Sq Ft

About this home

This expansive, four +2, bedroom home, sits on a rare and immense 61' x 252.5' ravine lot, minutes from the city's finest amenities. This Forest Hill home features interiors curated by Eric McLelland of Fleurs d'Lis Design. Defined by soaring 10-foot ceilings, the home showcases unique, high-end finishes, including Venetian Glass Panels, Mother of Pearl accents & silk upholstered walls to name a few. The expansive layout includes a versatile finished attic space and a spectacular finished basement with a nanny live-in unit, multiple walkouts to the ravine and expansive patio area with water feature, a large glassed in sunroom with in-floor heating, as well as an indoor gym, sauna & hot tub. Plus, a significant three level back extension maximizes this home's living space & is complemented by a 2021-installed elevator that services all levels but the attic/third level for ultimate convenience. 7 Ridgewood Road is an architectural statement in a highly sought-after Toronto location.

Key facts

Property type
Detached, 2-Storey
MLS®
C12929074
Bedrooms
6 (4 + 2)
Bathrooms
6 (1 half)
Size
3500-5000
Lot
61 × 252.5 ft
Cross streets
Bathurst St & Burton Rd
Parking
1 garage · 5 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Cedar, Asphalt Shingle
Sewer
Sewer
Property tax
$34,394 / 2025
Days on market
113
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

SunroomMain4.80 × 3.25 m

overlooks ravine · walk-out · heated floor

Family RoomMain5.74 × 5.60 m

b/i shelves · combined w/sunroom · fireplace

Bedroom 3Second6.04 × 5.28 m

4 pc ensuite · his and hers closets · large window

Exercise RoomLower5.64 × 5.59 m

w/o to ravine · hot tub · broadloom

Bedroom 4Second4.67 × 4.32 m

4 pc ensuite · walk-in closet(s) · w/o to balcony

BreakfastMain5.33 × 3.05 m

overlooks ravine · combined w/sitting · hardwood floor

Primary BedroomSecond5.94 × 5.70 m

5 pc ensuite · fireplace · walk-in closet(s)

Bedroom 5Lower6.55 × 3.76 m

large closet · hardwood floor · above grade window

RecreationLower8.00 × 4.45 m

w/o to ravine · fireplace · hardwood floor

BedroomUpper3.81 × 2.79 m

4 pc ensuite · skylight · open concept

LaundrySecond2.49 × 2.06 m

Laundry Sink

Bedroom 2Second4.80 × 4.22 m

5 pc ensuite · large closet · broadloom

KitchenMain4.65 × 4.32 m

marble counter · centre island · hardwood floor

Living RoomMain6.71 × 4.72 m

fireplace · large window · hardwood floor

LibraryMain4.65 × 3.71 m

panelled · glass doors · hardwood floor

Dining RoomMain6.10 × 3.81 m

Overlooks Ravine

Moe’s TakeTeam Asgarian · Broker
Below comparables
$8.48Mest. value

Listed at $5,900,000, this home is about 30% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $7.65M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $8.50M
  • Bathrooms +$15K
  • Adjusts to $8.52M

That comparable adjusts to $8.52M; the $8.48M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On location, this is a more car-dependent spot, so buyers here typically drive. Transit is limited nearby. Worth weighing if transit access matters to you.

List price
$5.90MGreat deal$8.70MOverpriced

Total price vs nearby homes. Fair value about $8.48M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
  • Elevator: rare and valuable for accessibility and resale.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Forest Hill South · asking prices
$7.32Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

35 Gardiner Road$4.95M48 Old Forest Hill Road$8.49M230 Dunvegan Road$8.50M

The 3 closest active listings nearby.

See all comparable homes
5.90MThis home4.95M8.49M8.50MThis home vs active comparables
Live market pulseActive comparables in Forest Hill South · median list $8.49M
$1,388this home / sqft
9active listings nearby
113days on market

This home lists 23% below the area average of $1,812/sqft.

111 days longer than the Toronto average (2 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Forest Hill South, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

0/ 100

Car-DependentA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Almost all errands require a car.

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lawrence Park South
$2.27M
High Park-Swansea
$3.00M
Bedford Park-Nortown
$3.60M
Downsview-Roding-CFB
$1.15M
Willowdale East
$2.50M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Holy Rosary
89%
Holy RosaryCatholic · Elementary · 0.9 km awayHigher-rated than most nearby · 89% meet the provincial standard
Forest Hill Junior and Senior Public SchoolEQAO results not published
Forest Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$26,890/mo
$1120KIncome needed
5.3×Price ÷ income
$6,205Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $26,890Property tax $2,866Total carry $29,756

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$25,188per month

Mortgage amount $4,720,000 · 4.14% over 25 years

$1,180,000Down payment (20.0%)
$4,720,000Loan before insurance
$0CMHC premium
$28,054Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$25,188
Property tax
$2,866
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$28,054

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$133,975
Toronto municipal land transfer tax
$190,975
Estimated closing costs
$324,950

Plus your down payment of $1,180,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$30,593/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$2,836,302Total interest paid
$7,556,302Total of all payments
Principal $4,720,000 Interest $2,836,302
YearPrincipalInterestBalance
1$110,573$191,679$4,609,427
2$115,198$187,054$4,494,228
3$120,017$182,235$4,374,211
4$125,037$177,215$4,249,174
5$130,267$171,985$4,118,907
6$135,716$166,536$3,983,191
7$141,393$160,859$3,841,798
8$147,307$154,945$3,694,491
9$153,469$148,783$3,541,022
10$159,888$142,364$3,381,134
11$166,576$135,676$3,214,558
12$173,544$128,708$3,041,014
13$180,803$121,449$2,860,211
14$188,365$113,887$2,671,846
15$196,245$106,008$2,475,601
16$204,453$97,799$2,271,148
17$213,005$89,247$2,058,143
18$221,915$80,337$1,836,228
19$231,197$71,055$1,605,031
20$240,868$61,384$1,364,163
21$250,943$51,309$1,113,220
22$261,439$40,813$851,781
23$272,375$29,877$579,406
24$283,768$18,484$295,638
25$295,638$6,614$0

At the end of your 5-year term

Total paid over the term
$1,511,260
Principal paid down
$601,093
Interest paid
$910,167
Balance remaining
$4,118,907

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
0.7%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.5%
Gross yield
− Property tax $34,394− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $42,704

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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