236 York Mills Road, Toronto, ON
St. Andrew-Windfields, Toronto · MLS® C12932516
About this home
Urban oasis with quick access to shopping; over 3000 sqft of living space including more than 900 sqft of walkout basement. Exquisite ravine/garden/backyard to enjoy and entertain. Private dining room with large kitchen; large entertaining space for living room; Oak hardwood on first and second floors; 2024 new Frigidaire Gallery appliances; 2024 New Lennox A/C; 2024 New Humidifier; Renovated basement flooring; 2024 new Benjamin Moore painting throughout. Excellent School Area - Owen PS, St Andrew's MS, York Mills CI.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- C12932516
- Bedrooms
- 6 (5 + 1)
- Bathrooms
- 4 (1 half)
- Size
- 2000-2500
- Lot
- 50.08 × 125.13 ft
- Cross streets
- Bayview/York Mills
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private
- Basement
- Finished with Walk-Out, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $11,819 / 2025
- Days on market
- 116
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
hardwood floor · b/i closet · south view
hardwood floor · 4 pc ensuite · walk-in closet(s)
hardwood floor · overlooks garden · moulded ceiling
hardwood floor · b/i closet · overlooks garden
w/o to garden · stone fireplace · vinyl floor
hardwood floor · moulded ceiling · overlooks backyard
wet bar · closet · vinyl floor
ceramic floor · double closet · french doors
vinyl floor · overlooks backyard · 3 pc bath
granite counters · overlooks frontyard · large window
hardwood floor · moulded ceiling · w/o to balcony
hardwood floor · b/i closet · south view
Listed at $2,390,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.
In St. Andrew-Windfields lately, sellers have been getting about 95% of asking and homes sell in about 36 days.
There were not many closely comparable homes right in St. Andrew-Windfields, so I widened the search to the surrounding area.
Based on 52 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 52 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.28M, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $2.25M
- Bathrooms −$30K
- Adjusts to $2.22M
That comparable adjusts to $2.22M; the $2.39M estimate above is the median of all 52 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.
Total price vs nearby homes. Fair value about $2.39M, median of 52 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Walk-out basement: natural light and strong in-law or income potential. Income potential
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 15% below the area average of $1,253/sqft.
115 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
St. Andrew-Windfields, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.
Mortgage amount $1,912,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,203
- Property tax
- $985
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,188
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $46,225
- Toronto municipal land transfer tax
- $46,225
- Estimated closing costs
- $92,450
Plus your down payment of $478,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $612,188
- Principal paid down
- $243,494
- Interest paid
- $368,695
- Balance remaining
- $1,668,506
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.