210-608 Richmond Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C12936028

$480,000
For Sale
Listed 114 days ago
Request a showing
◎ Directions
1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft

About this home

Welcome to this unique loft in the highly sought-after Harlowe, one of King West's most iconic boutique residences. This stylish home blends industrial character with modern finishes, offering the perfect balance of function and design. Step inside and be greeted by soaring 10-ft ceilings and a striking exposed concrete feature wall that sets the tone for true loft living. The bright and open layout is enhanced by engineered wood flooring throughout and oversized windows that fill the space with natural light. The European-inspired kitchen is a standout, complete with quartz countertops, stainless steel appliances, a glass backsplash, gas cooking, and Scavolini soft-close cabinetry-perfect for both home chefs and entertainers. The primary bedroom is thoughtfully designed with custom-built closet shelving, maximizing storage without sacrificing style. Residents of The Harlowe enjoy boutique-style living in a building that captures the essence of downtown Toronto's urban lifestyle. Located just steps from the TTC & future subway station, top-rated restaurants, trendy cafés, Trinity Bellwoods Park, and the energy of King & Queen West, this suite offers unmatched convenience and vibrant city living. Whether you're a first-time buyer, investor, or someone looking to downsize without compromise, this loft-style gem is a perfect choice.

Key facts

Property type
Condo Apartment, Loft
MLS®
C12936028
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Bathurst St & Richmond St W
Parking
0 parking
Basement
None
Heating
Heat Pump
A/C
Central Air
Exterior
Brick
Maintenance
$485/mo
Exposure
South
Property tax
$2,210 / 2025
Days on market
114
Listing brokerage
RE/MAX ULTIMATE REALTY INC.

Rooms

Primary BedroomFlat3.50 × 2.56 m

hardwood floor · closet · picture window

KitchenFlat6.24 × 3.26 m

hardwood floor · stainless steel appl · stone counters

Dining RoomFlat6.24 × 3.26 m

hardwood floor · combined w/living · open concept

Living RoomFlat6.24 × 3.26 m

hardwood floor · combined w/dining · open concept

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$480kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1712-10 Queens Quay$485k2206-65 Bremner Boulevard$489k1603-30 Nelson Street$469k3702-88 Harbour Street$499k805-327 King Street$459k

The 5 closest of 8 active listings nearby.

See all comparable homes
480kThis home485k489k469k499k459kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $599K
$1,924this home / sqft
86active listings nearby
114days on market
100sold nearby · 90 days
$593Kmedian sold price
96%of asking, on average

113 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$701K
Bay Street Corridor
$471K
Church-Yonge Corridor
$627K
Waterfront Communities C8
$719K
Moss Park
$519K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.5 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,188/mo
$102KIncome needed
4.7×Price ÷ income
$505Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,188Property tax $184Condo fee $485Total carry $2,857

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,049per month

Mortgage amount $384,000 · 4.14% over 25 years

$96,000Down payment (20.0%)
$384,000Loan before insurance
$0CMHC premium
$2,718Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,049
Property tax
$184
Condo / maintenance fees
$485
Heating
$0
Estimated monthly cost
$2,718

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,075
Toronto municipal land transfer tax
$6,075
Estimated closing costs
$12,150

Plus your down payment of $96,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,489/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$230,750Total interest paid
$614,750Total of all payments
Principal $384,000 Interest $230,750
YearPrincipalInterestBalance
1$8,996$15,594$375,004
2$9,372$15,218$365,632
3$9,764$14,826$355,868
4$10,173$14,417$345,696
5$10,598$13,992$335,098
6$11,041$13,549$324,056
7$11,503$13,087$312,553
8$11,984$12,606$300,569
9$12,486$12,104$288,083
10$13,008$11,582$275,075
11$13,552$11,038$261,523
12$14,119$10,471$247,405
13$14,709$9,881$232,695
14$15,325$9,265$217,370
15$15,966$8,624$201,405
16$16,633$7,957$184,771
17$17,329$7,261$167,442
18$18,054$6,536$149,388
19$18,809$5,781$130,579
20$19,596$4,994$110,983
21$20,416$4,174$90,567
22$21,270$3,320$69,297
23$22,159$2,431$47,138
24$23,086$1,504$24,052
25$24,052$538$0

At the end of your 5-year term

Total paid over the term
$122,950
Principal paid down
$48,902
Interest paid
$74,048
Balance remaining
$335,098

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
3.3%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.8%
Gross yield
− Property tax $2,210− Condo fees $5,825− Insurance $600− Vacancy & upkeep $3,036Net operating income $15,930

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.

CallRequest a showing