814-470 Front Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C12942116

$598,888
For Sale
Listed 111 days ago
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◎ Directions
1Bedrooms
1Bathrooms
0Parking
0-499Sq Ft
20+ schools20+ transit stops20+ parks20+ restaurantswithin 1.5 km

About this home

Welcome to The Well - Luxury Living in the Heart of Downtown Toronto! Nestled in one of Toronto's most exciting new developments, this unit offers sleek modern finishes, efficient layout, and floor-to-ceiling windows that flood the space with natural light. The open-concept kitchen features built-in stainless steel appliances, quartz countertops, perfect for both cooking and entertaining. The spacious living/dining area flows seamlessly to a private balcony with skyline views. The bedroom includes a large closet and sliding doors for privacy without sacrificing light. Steps to the Financial District, King West, Rogers Centre, CN Tower, and Union Station. Easy access to TTC, Gardiner Expressway, and the PATH. Don't miss this chance to live (or invest) in one of Toronto's most desirable new developments!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12942116
Bedrooms
1
Bathrooms
1
Size
0-499
Cross streets
Front & Spadina
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$484/mo
Exposure
West
Property tax
$2,903 / 2025
Days on market
111
Listing brokerage
SNOBAR REALTY GROUP INC.

Rooms

KitchenMain0.00 × 0.00 m

laminate · stainless steel appl · open concept

Dining RoomMain0.00 × 0.00 m

laminate · combined w/living

Living RoomMain0.00 × 0.00 m

laminate · window floor to ceiling · w/o to balcony

Primary BedroomMain0.00 × 0.00 m

laminate · window · closet

Moe’s TakeTeam Asgarian · Broker
Worth a personal read

Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Front Street West is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Open-concept layout: modern, sought-after flow.
  • Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$526kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4908-12 York Street$550k2501-3 Concord City Place Way$535k3210-375 King Street$529k1007-55 Mercer Street$518k3702-88 Harbour Street$499k

The 5 closest of 8 active listings nearby.

See all comparable homes
599kThis home550k535k529k518k499kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $499K
$2,400this home / sqft
11active listings nearby
111days on market
100sold nearby · 90 days
$600Kmedian sold price
96%of asking, on average

This home lists 16% above the area average of $2,066/sqft.

110 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

100/ 100

Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Front Street West, about 169 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Niagara
$696K
Waterfront Communities C8
$985K
Church-Yonge Corridor
$569K
Annex
$513K
High Park-Swansea
$550K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 1.1 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,730/mo
$124KIncome needed
4.8×Price ÷ income
$630Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

79%mortgage
Mortgage $2,730Property tax $242Condo fee $484Total carry $3,455

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,557per month

Mortgage amount $479,110 · 4.14% over 25 years

$119,778Down payment (20.0%)
$479,110Loan before insurance
$0CMHC premium
$3,283Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,557
Property tax
$242
Condo / maintenance fees
$484
Heating
$0
Estimated monthly cost
$3,283

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,453
Toronto municipal land transfer tax
$8,453
Estimated closing costs
$16,906

Plus your down payment of $119,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,105/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$287,903Total interest paid
$767,013Total of all payments
Principal $479,110 Interest $287,903
YearPrincipalInterestBalance
1$11,224$19,457$467,886
2$11,693$18,987$456,193
3$12,182$18,498$444,011
4$12,692$17,988$431,319
5$13,223$17,458$418,096
6$13,776$16,904$404,320
7$14,352$16,328$389,967
8$14,953$15,728$375,015
9$15,578$15,102$359,437
10$16,230$14,451$343,207
11$16,909$13,772$326,298
12$17,616$13,065$308,682
13$18,353$12,328$290,330
14$19,120$11,560$271,210
15$19,920$10,760$251,289
16$20,753$9,927$230,536
17$21,621$9,059$208,915
18$22,526$8,155$186,389
19$23,468$7,213$162,921
20$24,450$6,231$138,471
21$25,472$5,208$112,999
22$26,538$4,143$86,461
23$27,648$3,033$58,813
24$28,804$1,876$30,009
25$30,009$671$0

At the end of your 5-year term

Total paid over the term
$153,403
Principal paid down
$61,015
Interest paid
$92,388
Balance remaining
$418,096

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $2,903− Condo fees $5,807− Insurance $600− Vacancy & upkeep $3,036Net operating income $15,254

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SNOBAR REALTY GROUP INC.. MLS®/PropTx.

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