PH1 (FURNISHED)-20 Edward Street, Toronto, ON
Bay Street Corridor, Toronto · MLS® C12942212
About this home
Absolute WOW Factor!!! Incredibly stunning 1658 sq ft 3 bed + den 3 bath Penthouse with amazing city views. The height of luxury with modern designer finishes in this corner unit w/split level layout. Grand entryway w/oversized triple mirrored hall closet. Chic kitchen w/integrated appliances + center island that functions as breakfast bar w/extra storage. Spacious open concept living/dining w/huge windows + breathtaking views. Bright + full of natural light! Gorgeous primary bedroom w/large walk-in closet, 3pc ensuite + cozy seating area. 2 additional nicely sized bedrooms w/big mirrored closets. Separate den w/barn door, walk-out to terrace + can be used as a 4th bdrm or office. Perfect for a downtown loving family, young professionals or students. Large windows thru-out showcase the City Skyline from all corners, yet privacy is still respected. Large 122 sq ft terrace w/unparalleled views + gas hook-up. Excellent location!! T&T Supermarket next door. Steps away from Dundas Square, the Eaton Centre, City Hall + amazing restaurants. Walk to Toronto Metropolitan University (TMU former Ryerson), University Of Toronto, Sick Kids, Mount Sinai Hospital, And Many More. Wonderful building amenities including a fitness centre, yoga studio, rooftop terrace + bbqs, library + lounge. Parking and Locker included!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C12942212
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3 (1 half)
- Size
- 1600-1799
- Cross streets
- Yonge and Dundas
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Exposure
- North East
- Days on market
- 108
- Listing brokerage
- CORCORAN HORIZON REALTY
Rooms
mirrored closet · large window · closet organizers
open concept · combined w/dining · large window
separate room · b/i shelves
mirrored closet · large window · closet organizers
separate room · walk-out · large window
b/i appliances · centre island · open concept
open concept · combined w/kitchen · large window
3 pc ensuite · walk-in closet(s) · large window
Listed at $9,000/mo, this rental is tracking about 14% above a wider set of rentals, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 25 similar rentals nearby, adjusted for size, beds, and baths.Median of 25 comparable active listings, adjusted for size, beds, and baths.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $4,800/mo
- Size difference +$1,793/mo
- Bathrooms +$100/mo
- Adjusts to $6,693/mo
That comparable adjusts to $6,693/mo; the $7,869/mo estimate above is the median of all 25 comparables, which is steadier than any single home.This uses comparable active listings, not leased-deal prices. Condition, finishes, and exact inclusions are my in-person call.
Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
On location, this is a very walkable address with everyday errands close by. Yonge St at Gould St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $7,869/mo, median of 25 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Primary suite: a key comfort and resale feature.
- Open-concept layout: modern, sought-after flow.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 2 closest active listings nearby.
See all comparable homesNot enough sq ft data to place this home on the area price curve.
Neighbourhood & location
Bay Street Corridor, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Yonge St at Gould St, about 70 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.
Mortgage amount $7,200 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $38
- Property tax
- $6
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $44
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $45
- Toronto municipal land transfer tax
- $45
- Estimated closing costs
- $90
Plus your down payment of $1,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $2,305
- Principal paid down
- $917
- Interest paid
- $1,388
- Balance remaining
- $6,283
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CORCORAN HORIZON REALTY. MLS®/PropTx.