1523-20 O'Neill Road, Toronto, ON
Banbury-Don Mills, Toronto · MLS® C12945212
About this home
This Gorgeous Newer 2+1 Beds, 2 Full Baths Luxury Corner Unit Will Take Your Breath Away With Its Stunning Unobstructed East, South AND West Views! See Yonge/Sheppard, Yonge/Eglinton & The CN Tower All From The Comfort Of Your Own Family Room! Catch The Beautiful Morning Sunshine Along With The Golden Evening Sunsets! Rodeo Drive Condos Have Created A True Masterpiece, This Unit Will Not Disappoint. Enjoy Amazing Views From Both Bedrooms, Family Room, Dining Area, Kitchen & Den! A Massive Balcony With Double Access Is Sure To Please All Of Your Entertaining Needs. An Open Concept Modern Kitchen Featuring High-End Appliances & Quartz Countertops, Cabinet Undermount Pot Lights & Loaded With Storage. Spacious And Functional Layout With Massive Bedrooms & 2 Full Washrooms. A Higher Floor With Amazing Views Of Downtown Toronto! Steps To Shops At Don Mills, Perfect For Living, Dinning, Entertainment, Shopping. Steps To The TTC & LTR. A True Gem & A Must See!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C12945212
- Bedrooms
- 3 (2 + 1)
- Bathrooms
- 2
- Size
- 900-999
- Cross streets
- DON MILLS/LAWRENCE
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Heat Pump
- A/C
- Central Air
- Exterior
- Concrete
- Foundation
- Concrete
- Roof
- Unknown
- Maintenance
- $905/mo
- Exposure
- South West
- Property tax
- $3,800 / 2025
- Days on market
- 112
- Listing brokerage
- RE/MAX HALLMARK YORK GROUP REALTY LTD.
Rooms
double doors · laminate · south view
quartz counter · stainless steel appl · sw view
combined w/kitchen · laminate · combined w/den
large window · double closet · south view
w/o to terrace · laminate · sw view
w/o to terrace · 4 pc ensuite · west view
Listed at $848,000, this home is about 25% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
In Banbury-Don Mills lately, sellers have been getting about 98% of asking and homes sell in about 33 days.
Based on 9 similar homes nearby, adjusted for size, beds, and baths.Median of 9 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $820K, a bit higher.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $689K
- Adjusts to $689K
That comparable adjusts to $689K; the $680K estimate above is the median of all 9 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Don Mills Middle School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Total price vs nearby homes. Fair value about $680K, median of 9 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 20% above the area average of $746/sqft.
111 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Banbury-Don Mills, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $678,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,620
- Property tax
- $317
- Condo / maintenance fees
- $905
- Heating
- $0
- Estimated monthly cost
- $4,842
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,435
- Toronto municipal land transfer tax
- $13,435
- Estimated closing costs
- $26,870
Plus your down payment of $169,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,212
- Principal paid down
- $86,394
- Interest paid
- $130,817
- Balance remaining
- $592,006
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.