5809-14 York Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C12946410

$888,000
For Sale
Listed 112 days ago
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3Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

1042 Sq Feet, 9 Ft Ceilings, 3 Bed + Study, 58th Floor With Unobstructed, 270 Degree City And Lake View. Located on the 58th floor of ICE Condominiums in Toronto's South Core, enjoy unparalleled views of the lake and city skyline. Open-concept living room with a modern kitchen, featuring quartz countertops and built-in appliances. Spacious balcony, perfect for enjoying the view. Amenities: Steps from Union Station, Scotiabank Arena, and the PATH. World-class facilities: fitness centre, indoor pool, sauna, party room, and 24-hour concierge service. This is an ideal urban residence or investment opportunity. One Parking And Locker Is Included. Photos Are Taken When The Property Is Vacant.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12946410
Bedrooms
3
Bathrooms
2
Size
1000-1199
Cross streets
York St & Lake Shore Blvd
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$985/mo
Exposure
North West
Property tax
$6,176 / 2025
Days on market
112
Listing brokerage
ROYAL LEPAGE GOLDEN RIDGE REALTY

Rooms

KitchenMain4.81 × 3.05 m

combined w/dining · stainless steel appl · laminate

Primary BedroomMain2.76 × 2.87 m

4 pc ensuite · w/o to balcony · laminate

Bedroom 3Main2.74 × 2.97 m

closet · overlook patio · laminate

Bedroom 2Main2.74 × 3.18 m

double closet · double closet · laminate

StudyMain2.00 × 1.50 m

Laminate

Dining RoomMain5.41 × 3.68 m

combined w/kitchen · stainless steel appl · laminate

LaundryMain2.50 × 2.00 m
Moe’s TakeTeam Asgarian · Broker
In line
$855Kest. value

Listed at $888,000, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Waterfront Communities C1 lately, sellers have been getting about 97% of asking and homes sell in about 34 days.

Based on 62 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 62 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.13M, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.25M
  • Bedrooms +$22K
  • Adjusts to $1.27M

That comparable adjusts to $1.27M; the $855K estimate above is the median of all 62 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$781KGreat deal$923KOverpriced

Total price vs nearby homes. Fair value about $855K, median of 62 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$947kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1105-361 Front Street$899k1708-3 Navy Wharf Court$885k606-478 King Street$850k4506-327 King Street$1.11M1815-352 Front Street$995k

The 5 closest of 7 active listings nearby.

See all comparable homes
888kThis home899k885k850k1.11M995kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $897K
$808this home / sqft
18active listings nearby
112days on market
100sold nearby · 90 days
$669Kmedian sold price
97%of asking, on average

This home lists 17% below the area average of $977/sqft.

111 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$719K
Bay Street Corridor
$471K
Church-Yonge Corridor
$627K
Moss Park
$519K
Niagara
$701K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 1.0 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$4,047/mo
$193KIncome needed
4.6×Price ÷ income
$934Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $4,047Property tax $515Condo fee $985Total carry $5,547

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,791per month

Mortgage amount $710,400 · 4.14% over 25 years

$177,600Down payment (20.0%)
$710,400Loan before insurance
$0CMHC premium
$5,291Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,791
Property tax
$515
Condo / maintenance fees
$985
Heating
$0
Estimated monthly cost
$5,291

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,235
Toronto municipal land transfer tax
$14,235
Estimated closing costs
$28,470

Plus your down payment of $177,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,604/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$426,887Total interest paid
$1,137,287Total of all payments
Principal $710,400 Interest $426,887
YearPrincipalInterestBalance
1$16,642$28,849$693,758
2$17,338$28,153$676,419
3$18,064$27,428$658,356
4$18,819$26,672$639,537
5$19,606$25,885$619,930
6$20,426$25,065$599,504
7$21,281$24,211$578,223
8$22,171$23,321$556,052
9$23,098$22,393$532,954
10$24,065$21,427$508,889
11$25,071$20,420$483,818
12$26,120$19,372$457,698
13$27,212$18,279$430,486
14$28,351$17,141$402,135
15$29,536$15,955$372,599
16$30,772$14,720$341,827
17$32,059$13,432$309,768
18$33,400$12,091$276,368
19$34,797$10,694$241,571
20$36,253$9,239$205,318
21$37,769$7,722$167,549
22$39,349$6,143$128,200
23$40,995$4,497$87,205
24$42,710$2,782$44,496
25$44,496$996$0

At the end of your 5-year term

Total paid over the term
$227,457
Principal paid down
$90,470
Interest paid
$136,988
Balance remaining
$619,930

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $6,176− Condo fees $11,820− Insurance $600− Vacancy & upkeep $4,488Net operating income $17,716

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE GOLDEN RIDGE REALTY. MLS®/PropTx.

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