406-356 Mcrae Drive, Toronto, ON

Leaside, Toronto · MLS® C12948506

$499,000
For Sale
Listed 107 days ago
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1Bedrooms
1Bathrooms
1Garage
800-899Sq Ft

About this home

Discover An Exceptionally Spacious 1-Bedroom Condo In The Heart Of Prestigious Leaside - Condos Of This Size Simply Aren't Built Anymore. This Bright, South-Facing, Well-Designed Suite Sits Within A Warm, Community-Oriented Building Known For Its Friendly Atmosphere And Long-Term Residents. Enjoy A Private Balcony Overlooking The Quiet Courtyard, Perfect For Morning Coffee Or Relaxing At The End Of The Day. The Generous Bedroom Easily Fits A King-Sized Bed And Features Rare His-And-Hers Closets For Truly Functional Storage. The Kitchen Offers An Impressive Amount Of Counter Space, Stainless Steel Appliances, A Built-In Wine Fridge, And Stylish Pot Lights, Making It Ideal For Cooking Or Entertaining. A Separate Laundry Room With Shelving Adds Even More Convenience And Organization. Located In One Of Toronto's Safest And Most Sought-After Neighbourhoods, You're Just Steps From Top-Tier Amenities Including Farm Boy, Longo's, And A Variety Of Shops And Services. Costco Is Only A Short Drive Away, And The New Eglinton Crosstown LRT Station Is A Quick 5-Minute Walk, Offering Effortless Access Across The City. Enjoy Weekend Strolls To The Boutique Shoppes And Acclaimed Restaurants Along Bayview Avenue. Parking And Locker Included. A Rare Combination Of Space, Comfort, And Location - This Is Leaside Living At Its Best.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12948506
Bedrooms
1
Bathrooms
1
Size
800-899
Cross streets
McRae Drive and Randolph Road
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$1,069/mo
Exposure
South
Property tax
$2,549 / 2025
Days on market
107
Listing brokerage
RIGHT AT HOME REALTY
Moe’s TakeTeam Asgarian · Broker
Below comparables
$637Kest. value

Listed at $499,000, this home is about 22% below comparable homes, worth a close look. The number above is my independent estimate of value, not the asking price.

Based on 6 similar homes nearby, adjusted for size, beds, and baths.Median of 6 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $568K, a bit lower.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $625K
  • Bedrooms −$30K
  • Bathrooms −$15K
  • Adjusts to $580K

That comparable adjusts to $580K; the $637K estimate above is the median of all 6 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for Bessborough Drive Elementary and Middle School, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, this is a very walkable address with everyday errands close by. McRae Dr at Laird Dr West Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$499KGreat deal$680KOverpriced

Total price vs nearby homes. Fair value about $637K, median of 6 comparables.

Comparable listingsCurrently listed nearby in Leaside · asking prices
$635kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

222-955 Millwood Road$539k319-33 Frederick Todd Way$589k316-211 Randolph Road$625k505-1801 Bayview Avenue$695k916-35 Brian Peck Crescent$725k

The 5 closest of 6 active listings nearby.

See all comparable homes
499kThis home539k589k625k695k725kThis home vs active comparables
Live market pulseActive comparables in Leaside · median list $695K
$587this home / sqft
6active listings nearby
107days on market

This home lists 29% below the area average of $821/sqft.

106 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Leaside, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

77/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: McRae Dr at Laird Dr West Side, about 98 m away

20+ transit stops5 grocery20+ dining20+ parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Banbury-Don Mills
$500K
Annex
$1.39M
Church-Yonge Corridor
$574K
Waterfront Communities C8
$998K
Willowdale East
$441K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Bessborough Drive Elementary and Middle School
89%
Bessborough Drive Elementary and Middle SchoolPublic · Elementary · 0.5 km awayHigher-rated than most nearby · 89% meet the provincial standard

Affordability & Mortgage

Affordability
$2,274/mo
$117KIncome needed
4.3×Price ÷ income
$525Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

64%mortgage
Mortgage $2,274Property tax $212Condo fee $1,069Total carry $3,556

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 18, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,130per month

Mortgage amount $399,200 · 4.14% over 25 years

$99,800Down payment (20.0%)
$399,200Loan before insurance
$0CMHC premium
$3,412Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,130
Property tax
$212
Condo / maintenance fees
$1,069
Heating
$0
Estimated monthly cost
$3,412

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,455
Toronto municipal land transfer tax
$6,455
Estimated closing costs
$12,910

Plus your down payment of $99,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,587/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$239,884Total interest paid
$639,084Total of all payments
Principal $399,200 Interest $239,884
YearPrincipalInterestBalance
1$9,352$16,211$389,848
2$9,743$15,820$380,105
3$10,151$15,413$369,954
4$10,575$14,988$359,379
5$11,018$14,546$348,362
6$11,478$14,085$336,883
7$11,958$13,605$324,925
8$12,459$13,105$312,466
9$12,980$12,584$299,486
10$13,523$12,041$285,964
11$14,088$11,475$271,875
12$14,678$10,886$257,198
13$15,292$10,272$241,906
14$15,931$9,632$225,975
15$16,598$8,966$209,377
16$17,292$8,271$192,085
17$18,015$7,548$174,070
18$18,769$6,795$155,301
19$19,554$6,010$135,748
20$20,372$5,192$115,376
21$21,224$4,340$94,152
22$22,112$3,452$72,040
23$23,036$2,527$49,004
24$24,000$1,563$25,004
25$25,004$559$0

At the end of your 5-year term

Total paid over the term
$127,817
Principal paid down
$50,838
Interest paid
$76,979
Balance remaining
$348,362

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $2,549− Condo fees $12,828− Insurance $600− Vacancy & upkeep $3,564Net operating income $12,859

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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