81 Shuter Street, Toronto, ON
Moss Park, Toronto · MLS® C12964638
About this home
Where Heritage Charm Meets Modern Sophistication. This two-storey executive townhome seamlessly blends the timeless elegance of a heritage home with the convenience and luxury of modern condo living, all while offering full Tarion warranty coverage. Boasting 3 spacious bedrooms + den, 1361 sq ft, soaring 10'5" ceilings on main floor & 9'5" on second floor, and expansive principal rooms, this residence is an entertainer's dream. Every detail has been thoughtfully upgraded with bespoke luxury finishes, including custom cabinetry, integrated appliances, and rich hardwood flooring throughout. Enjoy a host of premium building amenities such as a state-of-the-art fitness room, a stylish party, a sprawling terrace, a kids' playroom, and even a pet spa. Situated in the heart of the city, this location is unbeatable! Steps to the Eaton Centre,Financial District, St. Michaels Hospital, TMU, and TTC. Discover city living at its finest! **EXTRAS** Indulge in the ultimate luxury with this exquisitely designed property featuring << $33,000 worth of premium builder upgrades.>> Bespoke luxury finishes creating a seamless blend of sophistication and modern living.
Key facts
- Property type
- Condo Townhouse, 2-Storey
- MLS®
- C12964638
- Bedrooms
- 4 (3 + 1)
- Bathrooms
- 3
- Size
- 1200-1399
- Cross streets
- Church & Shuter
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Maintenance
- $762/mo
- Exposure
- North
- Property tax
- $6,921 / 2026
- Days on market
- 101
- Listing brokerage
- ROYAL LEPAGE SIGNATURE REALTY
Rooms
hardwood floor · sliding doors
stone counters · modern kitchen · centre island
hardwood floor · combined w/dining · window
open concept · hardwood floor
walk-in closet(s) · 4 pc ensuite · window
hardwood floor · combined w/living · window
large closet · hardwood floor · window
Heads up: the asking price here sits well above what comparable listings suggest. That can point to premium finishes, a bigger lot, or simply an ambitious ask, so it is worth a close look before you offer. I would not put an automatic figure on this one. Tell me you are interested and I will pull the most comparable recent sales and give you a straight answer on what it will really take.
Ask Moe if this price is fairThe assigned public school is Lord Dufferin Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Queen St East at Jarvis St is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Worth verifying
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homes97 days longer than the Toronto average (4 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Moss Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Queen St East at Jarvis St, about 181 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $1,035,120 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,524
- Property tax
- $577
- Condo / maintenance fees
- $762
- Heating
- $0
- Estimated monthly cost
- $6,863
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,353
- Toronto municipal land transfer tax
- $22,353
- Estimated closing costs
- $44,706
Plus your down payment of $258,780. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $331,427
- Principal paid down
- $131,823
- Interest paid
- $199,604
- Balance remaining
- $903,297
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.