651-3 Everson Drive, Toronto, ON

Willowdale East, Toronto · MLS® C12967768

$529,900
For Sale
Listed 101 days ago
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3Bedrooms
1Bathrooms
1Garage
600-699Sq Ft

About this home

Two bedroom plus den condo (all above grade) in a stacked townhouse complex, conveniently located at Yonge/Sheppard! The entire unit is on one floor, no annoying stairs to deal with. Only a few steps to walk up on the main entrance, no elevator wait times. Large underground parking spot right beside stairwell, easy access to unit. Locker included. Small balcony from primary bedroom, walk-in closet, in-unit laundry. Bright and sunny, with east and west exposures. Avondale Park just outside the complex, very kid and pet friendly. Easy walk to Sheppard TTC subway station, right off HWY 401 exit. 1 parking and 1 locker included.

Key facts

Property type
Condo Townhouse, 1 Storey/Apt
MLS®
C12967768
Bedrooms
3 (2 + 1)
Bathrooms
1
Size
600-699
Cross streets
Yonge / Sheppard
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Maintenance
$718/mo
Exposure
East West
Property tax
$2,745 / 2025
Days on market
101
Listing brokerage
KELLER WILLIAMS REFERRED URBAN REALTY

Rooms

Living RoomFlat3.78 × 2.90 m

hardwood floor · combined w/dining · large window

Dining RoomFlat3.78 × 2.90 m

hardwood floor · centre island

OtherFlat2.36 × 0.84 m

concrete floor · balcony

DenFlat2.62 × 2.26 m

Hardwood Floor

KitchenFlat2.62 × 2.62 m

hardwood floor · centre island

Bedroom 2Flat2.57 × 2.21 m

hardwood floor · large window · closet

Primary BedroomFlat3.20 × 2.77 m

hardwood floor · walk-in closet(s) · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Above the wider set
$410Kest. value

Listed at $529,900, this home is tracking about 29% above a wider set of listings, though close matches were thin, so treat this as a rough read until I run a precise CMA. The number above is my independent estimate of value, not the asking price.

There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.

Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $496K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $469K
  • Size difference −$64K
  • Bedrooms +$30K
  • Adjusts to $435K

That comparable adjusts to $435K; the $410K estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Claude Watson School for the Arts) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. 88 Upper Canada Dr is about a 3-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$359KGreat deal$530KOverpriced

Total price vs nearby homes. Fair value about $410K, median of 20 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Primary suite: a key comfort and resale feature.
  • Elevator: rare and valuable for accessibility and resale.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Lifestyle
  • Value driver
Comparable listingsCurrently listed nearby · asking prices
$582kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1-189 Galloway Road$630k608-15 Laidlaw Street$655k206-415 Jarvis Street$550k1003-3035 Finch Avenue$509k1-6 Bicknell Avenue$564k

The 5 closest of 8 active listings nearby.

See all comparable homes
530kThis home630k655k550k509k564kThis home vs active comparables
Live market pulseActive comparables in Willowdale East · median list $898K
$816this home / sqft
20active listings nearby
101days on market

This home lists 28% above the area average of $637/sqft.

97 days longer than the Toronto average (4 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Willowdale East, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

83/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: 88 Upper Canada Dr, about 266 m away

20+ transit stops7 grocery20+ dining20+ parks17 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Don Valley Village
$720K
Hillcrest Village
$677K
L'Amoreaux
$600K
Victoria Village
$782K
Humbermede
$509K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Claude Watson School for the Arts
96%
Claude Watson School for the ArtsPublic · Elementary · 1.0 km awayAmong the top in the GTA · 96% meet the provincial standard

Affordability & Mortgage

Affordability
$2,415/mo
$116KIncome needed
4.6×Price ÷ income
$557Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,415Property tax $229Condo fee $718Total carry $3,361

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,262per month

Mortgage amount $423,920 · 4.14% over 25 years

$105,980Down payment (20.0%)
$423,920Loan before insurance
$0CMHC premium
$3,209Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,262
Property tax
$229
Condo / maintenance fees
$718
Heating
$0
Estimated monthly cost
$3,209

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,073
Toronto municipal land transfer tax
$7,073
Estimated closing costs
$14,146

Plus your down payment of $105,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,748/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$254,738Total interest paid
$678,658Total of all payments
Principal $423,920 Interest $254,738
YearPrincipalInterestBalance
1$9,931$17,215$413,989
2$10,346$16,800$403,643
3$10,779$16,367$392,863
4$11,230$15,916$381,633
5$11,700$15,447$369,934
6$12,189$14,957$357,745
7$12,699$14,447$345,046
8$13,230$13,916$331,815
9$13,784$13,363$318,032
10$14,360$12,786$303,672
11$14,961$12,186$288,711
12$15,587$11,560$273,124
13$16,239$10,908$256,886
14$16,918$10,229$239,968
15$17,625$9,521$222,343
16$18,363$8,784$203,980
17$19,131$8,016$184,849
18$19,931$7,215$164,918
19$20,765$6,382$144,154
20$21,633$5,513$122,520
21$22,538$4,608$99,982
22$23,481$3,666$76,501
23$24,463$2,683$52,038
24$25,486$1,660$26,552
25$26,552$594$0

At the end of your 5-year term

Total paid over the term
$135,732
Principal paid down
$53,986
Interest paid
$81,745
Balance remaining
$369,934

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $2,745− Condo fees $8,611− Insurance $600− Vacancy & upkeep $2,706Net operating income $9,939

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of KELLER WILLIAMS REFERRED URBAN REALTY. MLS®/PropTx.

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