404-28 Linden Street, Toronto, ON
North St. James Town, Toronto · MLS® C12970170
About this home
WOW! Stunning South/East corner suite in Tridel built James Cooper Mansion. Very unique 395 sq. ft. Terrace overlooking stunning South view, tree tops & even the CN Tower. Enjoy the clear city views, the sparkling night time city lights & vistas. Beautiful! Tucked in an enclave that is quiet & serene with easy access to the subway, TTC, & walking distance to shops. Entertain in style...inside or outside on the Terrace. There is a natural gas BBQ hookup so you can BBQ all year long! A warm welcoming foyer with front closet which opens onto the open concept Living/Dining room. Currently the Dining room is being used as a musical area. The Living room has a wall to wall custom built walnut cabinet & a double French door to the 2nd BR which is currently being used as a Dining room. Spacious kitchen with SS appliances & a fabulous eat-in breakfast area. The Primary Bedroom is one of the largest in the Building with a walk-in closet & a double mirrored closet, plus a 4pc ensuite. This corner suite has lots of natural light from all the large picture windows. There is also a 3pc bath & a laundry closet with stacked washer/dryer. Engineered hardwood flooring in main areas, ceramic flooring in kitchen & baths, crown molding & pot lights throughout. Both the Parking (which has space for 2 bicycle spots) & the locker are close to the elevator. The warmth of the tasteful touches welcomes one to truly enjoy & call this condo.....HOME!
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- C12970170
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1200-1399
- Cross streets
- Bloor/Sherbourne
- Parking
- 1 garage (underground)
- Basement
- None
- Heating
- Fan Coil
- A/C
- Central Air
- Exterior
- Brick, Concrete
- Maintenance
- $1,225/mo
- Exposure
- South East
- Property tax
- $5,580 / 2025
- Days on market
- 104
- Listing brokerage
- RE/MAX ULTIMATE REALTY INC.
Rooms
hardwood floor · crown moulding
combined w/kitchen · ceramic floor
stainless steel appl · breakfast area · ceramic floor
combined w/living · crown moulding · hardwood floor
mirrored closet · picture window · hardwood floor
w/o to terrace · large window · hardwood floor
south view · overlooks garden
4 pc ensuite · walk-in closet(s) · picture window
3 pc bath · separate shower · ceramic floor
4 pc ensuite · soaking tub · pot lights
Listed at $1,488,000, this home is about 33% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.
In North St. James Town lately, sellers have been getting about 97% of asking and homes sell in about 30 days.
Based on 94 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 94 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $942K, a bit lower.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, sold for $850K
- Bedrooms −$30K
- Adjusts to $820K
That comparable adjusts to $820K; the $1.12M estimate above is the median of all 94 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.
The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Bloor Street East is about a 2-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $1.12M, median of 94 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Open-concept layout: modern, sought-after flow.
- Hardwood floors: quality hardwood is durable and broadly desirable.
- Elevator: rare and valuable for accessibility and resale.
- Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 19% above the area average of $962/sqft.
103 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
North St. James Town, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Walker's ParadiseA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Bloor Street East, about 133 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $1,190,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,352
- Property tax
- $465
- Condo / maintenance fees
- $1,225
- Heating
- $0
- Estimated monthly cost
- $8,042
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $26,235
- Toronto municipal land transfer tax
- $26,235
- Estimated closing costs
- $52,470
Plus your down payment of $297,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $381,145
- Principal paid down
- $151,598
- Interest paid
- $229,547
- Balance remaining
- $1,038,802
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ULTIMATE REALTY INC.. MLS®/PropTx.