607 Spadina Road, Toronto, ON

Forest Hill South, Toronto · MLS® C12971490

$2,188,000
For Sale
Listed 105 days ago
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4Bedrooms
3Bathrooms
2Garage · 4 parking
1500-2000Sq Ft

About this home

**Discover the charm of 607 Spadina Road, this elegant Forest Hill Tudor, and classic curb appeal residence is filled with character and abundant natural light, nestled in prestigious Forest Hill Village and one of Toronto's most desirable neighbourhood. Boasting a 50Ft frontage land, 3+1 bedrooms and a functional floor plan with a separate entrance to a potential rental income basement ($$$), offering recent update features (newer kitchen and newer 2nd kitchen -basement, newer washrooms, newer interlocking widen driveway and landscaped front yard). The classic principal rooms and charming interior characters are ideal to create a timeless elegance. A cozy study area extends the living room space, providing ample space for family gathering, direct walk-out to the enchanting garden. You are invited to a formal dining room, effortlessly flow to an updated kitchen. The cozy and updated kitchen in a soft colour palette is a culinary enthusiast's delight, providing a breakfast area. The second floor hosts three well-appointed bedrooms and two bathrooms. The primary suite includes an own-ensuite laundry, 3pcs own ensuite and closet. The large and principal 2nd bedroom offers your private spaces. The upper deck extends these living spaces outdoors, creating an evening gatherings or quiet moments alone. The lower level provides a versatile option to extend your family living space or to rent-out to a potential income. This home is situated steps away from the vibrant amenities of Forest Hill Village Street and Enjoy proximity to top-rated schools, parks, public transit and downtown. Walking distance to Eglinton LRT. and close to restaurants, shops, Forest Hill Public School, Forest Hill Collegiate, BSS, UCC and more!!!

Key facts

Property type
Detached, 2-Storey
MLS®
C12971490
Bedrooms
4 (3 + 1)
Bathrooms
3
Size
1500-2000
Lot
50 × 68.91 ft
Cross streets
S.Old Forest Hill Rd/Spadina Rd/S.Eglinton Ave
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Finished, Full, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Radiant
A/C
Wall Unit(s)
Exterior
Brick
Foundation
Other
Roof
Shingles
Sewer
Sewer
Property tax
$9,313 / 2026
Days on market
105
Listing brokerage
FOREST HILL REAL ESTATE INC.

Rooms

Bedroom 3Second5.70 × 3.87 m

w/o to balcony · window

BedroomBasement3.25 × 2.20 m
BreakfastMain1.89 × 0.91 m
DenBasement3.88 × 3.07 m

Porcelain Floor

KitchenMain3.86 × 2.45 m

updated · stainless steel appl

LaundryBasement2.55 × 1.36 m

porcelain floor · separate room

Living RoomMain6.07 × 4.02 m

fireplace · hardwood floor · pot lights

Primary BedroomSecond4.96 × 4.04 m

3 pc ensuite · hardwood floor

SolariumMain3.66 × 2.30 m

hardwood floor · w/o to yard · overlooks backyard

Dining RoomMain4.05 × 4.02 m

hardwood floor · bay window

KitchenBasement5.70 × 3.31 m

marble floor · combined w/rec

RecreationBasement3.88 × 3.07 m

combined w/kitchen · marble floor

Bedroom 2Second3.35 × 3.87 m

hardwood floor · window

Moe’s TakeTeam Asgarian · Broker
Above comparables
$1.75Mest. value

Listed at $2,188,000, this home is about 25% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($1,250/sqft) is below the area, so you are paying for extra space rather than a premium.

In Forest Hill South lately, sellers have been getting about 97% of asking and homes sell in about 28 days.

There were not many closely comparable homes right in Forest Hill South, so I widened the search to the surrounding area.

Based on 81 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 81 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $1.88M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $1.73M
  • Bathrooms −$15K
  • Adjusts to $1.72M

That comparable adjusts to $1.72M; the $1.75M estimate above is the median of all 81 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

List price
$1.44MGreat deal$2.19MOverpriced

Total price vs nearby homes. Fair value about $1.75M, median of 81 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby · asking prices
$1.53Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

139 Redgrave Drive$2.00M139 King Edward Avenue$999k3 Gillbank Crescent$950k5A Scotia Avenue$949k26 Harwood Road$2.77M

The 5 closest of 7 active listings nearby.

See all comparable homes
2.19MThis home2.00M999k950k949k2.77MThis home vs active comparables
Live market pulseActive comparables in Forest Hill South · median list $4.88M
$1,250this home / sqft
13active listings nearby
105days on market
98sold nearby · 90 days
$2.06Mmedian sold price
97%of asking, on average

This home lists 28% below the area average of $1,743/sqft.

104 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Forest Hill South, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bedford Park-Nortown
$4.46M
East York
$925K
Willowdale West
$2.10M
Willowdale East
$3.00M
Clairlea-Birchmount
$999K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Holy Rosary
89%
Holy RosaryCatholic · Elementary · 1.4 km awayHigher-rated than most nearby · 89% meet the provincial standard
Forest Hill Junior and Senior Public SchoolEQAO results not published
Forest Hill Collegiate InstituteEQAO results not published

Affordability & Mortgage

Affordability
$9,972/mo
$407KIncome needed
5.4×Price ÷ income
$2,301Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $9,972Property tax $776Total carry $10,748

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,341per month

Mortgage amount $1,750,400 · 4.14% over 25 years

$437,600Down payment (20.0%)
$1,750,400Loan before insurance
$0CMHC premium
$10,117Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,341
Property tax
$776
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,117

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$41,175
Toronto municipal land transfer tax
$41,175
Estimated closing costs
$82,350

Plus your down payment of $437,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$11,345/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,051,835Total interest paid
$2,802,235Total of all payments
Principal $1,750,400 Interest $1,051,835
YearPrincipalInterestBalance
1$41,006$71,084$1,709,394
2$42,721$69,368$1,666,673
3$44,508$67,581$1,622,165
4$46,370$65,720$1,575,795
5$48,309$63,780$1,527,486
6$50,330$61,759$1,477,156
7$52,435$59,654$1,424,721
8$54,628$57,461$1,370,092
9$56,914$55,176$1,313,179
10$59,294$52,795$1,253,885
11$61,774$50,315$1,192,111
12$64,358$47,731$1,127,752
13$67,050$45,039$1,060,702
14$69,855$42,235$990,847
15$72,777$39,313$918,070
16$75,821$36,268$842,249
17$78,992$33,097$763,257
18$82,297$29,793$680,961
19$85,739$26,351$595,222
20$89,325$22,764$505,896
21$93,062$19,028$412,835
22$96,954$15,135$315,881
23$101,010$11,080$214,871
24$105,235$6,855$109,636
25$109,636$2,453$0

At the end of your 5-year term

Total paid over the term
$560,447
Principal paid down
$222,914
Interest paid
$337,533
Balance remaining
$1,527,486

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.0%Est. cap rate

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $9,313− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $22,929

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FOREST HILL REAL ESTATE INC.. MLS®/PropTx.

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