96 Summerhill Avenue, Toronto, ON
Rosedale-Moore Park, Toronto · MLS® C12972212
About this home
An exceptionally refined, fully renovated five-bedroom residence tucked into one of Summerhill's most peaceful enclaves. Perfectly positioned just steps from the subway, David Balfour Ravine, Yonge & St. Clair, and some of the city's most sought-after schools and private athletic clubs. Stroll to Rosedale's boutiques and Toronto's flagship LCBO, or wander wooded trails leading to the Brickworks Farmers' Market. Every inch of this home reflects thoughtful design and uncompromising quality. Five bedrooms plus a flexible additional space, paired with five beautifully finished baths. Premium windows and doors throughout, custom modern window treatments, and extensive integrated storage on every level. The chef's kitchen is both striking and functional, featuring Sub-Zero and Wolf appliances and generous workspace ideal for entertaining. The lower level is bright and welcoming, finished to main-floor standards with heated floors, a cozy recreation room wrapped in designer wool carpeting, a dedicated home gym, and a beautifully appointed laundry room with built-in cabinetry. A functional mudroom with separate entrance adds everyday ease. The third floor offers a private retreat with a built-in home office or 5th bedroom with walkout to a patio and green roof-an ideal space to work, relax, or recharge. A truly turn-key home where location, craftsmanship, and livability come together seamlessly.
Key facts
- Property type
- Detached, 2 1/2 Storey
- MLS®
- C12972212
- Bedrooms
- 6 (5 + 1)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000
- Lot
- 30 × 96 ft
- Cross streets
- Yonge/Summerhill
- Parking
- 1 parking
- Driveway
- Front Yard Parking, Private
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $12,763 / 2025
- Days on market
- 105
- Listing brokerage
- ROYAL LEPAGE TERREQUITY SW REALTY
Rooms
hardwood floor · stainless steel appl · centre island
window · hardwood floor · closet
5 pc ensuite · walk-in closet(s) · overlooks garden
b/i closet · 4 pc ensuite · hardwood floor
fireplace · overlooks frontyard · hardwood floor
hardwood floor · b/i closet · 4 pc ensuite
w/o to deck · open concept · hardwood floor
Listed at $4,245,000, this home is tracking about 34% below a wider set of listings, though close matches were thin, so it is worth confirming with a precise CMA rather than reading it as a clear deal. The number above is my independent estimate of value, not the asking price.
In Rosedale-Moore Park lately, sellers have been getting about 96% of asking and homes sell in about 34 days.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.56M, lower than the comparables and worth a second look.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $7.75M
- Size difference −$446K
- Bedrooms +$60K
- Adjusts to $7.36M
That comparable adjusts to $7.36M; the $6.39M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
Its public catchment (Deer Park Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Total price vs nearby homes. Fair value about $6.39M, median of 5 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 7 active listings nearby.
See all comparable homesThis home lists 12% below the area average of $1,747/sqft.
104 days longer than the Toronto average (1 days).
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
Rosedale-Moore Park, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.
Mortgage amount $3,396,000 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $18,122
- Property tax
- $1,064
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $19,186
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $92,600
- Toronto municipal land transfer tax
- $107,500
- Estimated closing costs
- $200,100
Plus your down payment of $849,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $1,087,339
- Principal paid down
- $432,481
- Interest paid
- $654,858
- Balance remaining
- $2,963,519
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY SW REALTY. MLS®/PropTx.