PH02-219 Fort York Boulevard, Toronto, ON

Niagara, Toronto · MLS® C12976456

$1,050,000
For Sale
Listed 104 days ago
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2Bedrooms
2Bathrooms
1Garage
1000-1199Sq Ft

About this home

Experience Downtown Living At Its Finest In This Fully Furnished Stunning 2-Bedroom, 2-Bath Suite Steps From The Rogers Centre, Cn Tower, And Toronto's Vibrant Waterfront.This Bright, Spacious Unit Offers Breathtaking Views Of Both Lake Ontario And The Cn Tower, Creating A True Urban-Luxe Atmosphere Day And Night. Featuring A Functional Split-Bedroom Layout, Modern Finishes, Ensuite Laundry, Parking And Locker, This Home Delivers Comfort And Convenience In One Of The City's Most Dynamic Neighbourhoods.Enjoy Unmatched Access To Toronto's Top Attractions, Including The Entertainment District, Harbour Front Trails, Ripley's Aquarium, And Endless Dining, Shopping, And Transit Options. Walk To Union Station, The Path, Ttc, Parks, Community Centres, And The Financial District. Perfect For End-Users Or Investors Seeking Strong Rental Demand. Ideal For End-Users Or Investors With Strong Rental Demand. Short-Term Rental Friendly.

Key facts

Property type
Condo Apartment, 1 Storey/Apt
MLS®
C12976456
Bedrooms
2
Bathrooms
2
Size
1000-1199
Cross streets
Lakeshore & Bathurst
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$945/mo
Exposure
South East
Property tax
$3,129 / 2025
Days on market
104
Listing brokerage
THE REAL ESTATE OFFICE INC.

Rooms

Dining RoomGround0.00 × 0.00 m

hardwood floor · combined w/living

Living RoomGround0.00 × 0.00 m

hardwood floor · combined w/dining · w/o to balcony

Bedroom 2Ground0.00 × 0.00 m

Broadloom

KitchenGround0.00 × 0.00 m

hardwood floor · centre island

Primary BedroomGround0.00 × 0.00 m

4 pc ensuite · walk-in closet(s) · w/o to balcony

Moe’s TakeTeam Asgarian · Broker
Above comparables
$943Kest. value

Listed at $1,050,000, this home is about 11% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

In Niagara lately, sellers have been getting about 96% of asking and homes sell in about 39 days.

There were not many closely comparable homes right in Niagara, so I widened the search to the surrounding area.

Based on 94 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 94 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $579K, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $975K
  • Adjusts to $975K

That comparable adjusts to $975K; the $943K estimate above is the median of all 94 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (The Waterfront School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$883KGreat deal$1.05MOverpriced

Total price vs nearby homes. Fair value about $943K, median of 94 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Niagara · asking prices
$855kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

2207-59 East Liberty Street$975k415-50 Ordnance Street$919k624-628 Fleet Street$830k678-209 Fort York Boulevard$800k507-55 East Liberty Street$750k

The 5 closest of 8 active listings nearby.

See all comparable homes
1.05MThis home975k919k830k800k750kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $509K
$955this home / sqft
7active listings nearby
104days on market
100sold nearby · 90 days
$600Kmedian sold price
96%of asking, on average

This home lists 10% above the area average of $868/sqft.

103 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$687K
Bay Street Corridor
$465K
Waterfront Communities C8
$719K
Church-Yonge Corridor
$669K
Moss Park
$519K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.8 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$4,786/mo
$211KIncome needed
5.0×Price ÷ income
$1,104Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $4,786Property tax $261Condo fee $945Total carry $5,991

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,483per month

Mortgage amount $840,000 · 4.14% over 25 years

$210,000Down payment (20.0%)
$840,000Loan before insurance
$0CMHC premium
$5,688Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,483
Property tax
$261
Condo / maintenance fees
$945
Heating
$0
Estimated monthly cost
$5,688

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,475
Toronto municipal land transfer tax
$17,475
Estimated closing costs
$34,950

Plus your down payment of $210,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$5,444/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$504,766Total interest paid
$1,344,766Total of all payments
Principal $840,000 Interest $504,766
YearPrincipalInterestBalance
1$19,678$34,112$820,322
2$20,501$33,289$799,820
3$21,359$32,432$778,461
4$22,252$31,538$756,209
5$23,183$30,607$733,026
6$24,153$29,638$708,873
7$25,163$28,627$683,710
8$26,216$27,575$657,494
9$27,312$26,478$630,182
10$28,455$25,336$601,727
11$29,645$24,146$572,082
12$30,885$22,906$541,197
13$32,177$21,614$509,021
14$33,523$20,268$475,498
15$34,925$18,866$440,573
16$36,386$17,405$404,187
17$37,908$15,883$366,280
18$39,493$14,297$326,786
19$41,145$12,645$285,641
20$42,866$10,924$242,775
21$44,659$9,131$198,115
22$46,527$7,263$151,588
23$48,474$5,317$103,115
24$50,501$3,290$52,613
25$52,613$1,177$0

At the end of your 5-year term

Total paid over the term
$268,953
Principal paid down
$106,974
Interest paid
$161,979
Balance remaining
$733,026

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,400/mo
$40,800Gross annual rent
2.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $3,129− Condo fees $11,340− Insurance $600− Vacancy & upkeep $4,488Net operating income $21,243

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE REAL ESTATE OFFICE INC.. MLS®/PropTx.

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