16 Sagewood Drive, Toronto, ON

Banbury-Don Mills, Toronto · MLS® C12985804

$3,900,000
For Sale
Listed 98 days ago
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5Bedrooms
6Bathrooms
3Garage · 6 parking
3500-5000Sq Ft

About this home

Nestled in the coveted Banbury community, this 5-bedroom, 6-bathroom home offers over 6,000 sq. ft. of beautifully updated living space on an 84 x 125 ft lot, complete with a 3-car garage. Thoughtfully renovated throughout, the home showcases exceptional craftsmanship, custom millwork, pot-lit moulded ceilings, and high-end finishes. A wrought-iron entry opens to a stunning two-storey foyer with floor-to-ceiling wainscoting and a private office. The main floor features spacious living and dining areas, along with an enlarged chef's kitchen with Bloomsbury cabinetry, a custom-paneled Sub-Zero fridge and freezer, a 6-burner Wolf stainless steel gas range, a Miele dishwasher, a centre island, and a generous breakfast area. The adjoining family room and mudroom/laundry with direct garage access complete the space. Custom built-ins by Bloomsbury Fine Cabinetry are found throughout, including in the office, family room, dining room, and laundry. The spacious breakfast area, adjacent to the kitchen and family room, walks out to the backyard and stone patio-perfect for everyday living and entertaining. Upstairs, the primary suite features a beautifully updated ensuite with an RH vanity and linen cabinet. Four additional bedrooms and two full bathrooms complete the upper level. The finished basement offers a large recreation room, wet bar, gas fireplace, and a flexible space that can be used as a games room or an additional bedroom with its own 3-piece ensuite. Ideally located with easy access to highways and TTC routes, and close to top-rated public and private schools, including Crescent School, TFS, Bayview Glen, Crestwood, La Citadelle, Denlow PS (7-minute walk), Winfield MS (15-minute walk), York Mills CI (6-minute walk), and Northern SS.Just steps to Banbury Community Centre, Banbury Tennis Club, Windfields Park, and nearby ravine trails. Minutes to the Shops at Don Mills and Edwards Gardens.

Key facts

Property type
Detached, 2-Storey
MLS®
C12985804
Bedrooms
5
Bathrooms
6 (2 half)
Size
3500-5000
Lot
84 × 125 ft
Cross streets
York Mills/ Bayview
Parking
3 garage · 6 parking (built-in)
Driveway
Private Triple
Basement
Full, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$15,217 / 2026
Days on market
98
Listing brokerage
CHESTNUT PARK REAL ESTATE LIMITED

Rooms

Game RoomLower9.75 × 4.55 m

gas fireplace · hardwood floor · pot lights

Bedroom 4Second5.59 × 3.61 m

overlooks garden · 3 pc ensuite · walk-in closet(s)

Bedroom 2Second4.06 × 3.94 m

overlooks garden · hardwood floor · double closet

Family RoomMain5.03 × 4.01 m

electric fireplace · w/o to patio · hardwood floor

KitchenMain4.01 × 3.63 m

overlooks garden · family size kitchen · hardwood floor

Bedroom 5Second5.41 × 4.19 m

hardwood floor · double closet

Living RoomMain5.69 × 4.55 m

formal rm · hardwood floor · pot lights

Primary BedroomSecond5.69 × 4.60 m

5 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 3Second4.06 × 3.00 m

overlooks garden · hardwood floor · closet

Dining RoomMain5.16 × 4.01 m

formal rm · overlooks garden · hardwood floor

OfficeMain4.17 × 3.35 m

hardwood floor · wainscoting · pot lights

BreakfastMain4.01 × 3.76 m

w/o to patio · hardwood floor · pot lights

Moe’s TakeTeam Asgarian · Broker
In line
$4.69Mest. value

Listed at $3,900,000, this home is within the range of comparable homes, on the lower side. The number above is my independent estimate of value, not the asking price.

Based on 7 similar homes nearby, adjusted for size, beds, and baths.Median of 7 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $3.06M, lower than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $3.80M
  • Adjusts to $3.80M

That comparable adjusts to $3.80M; the $4.69M estimate above is the median of all 7 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

On schools, this address is zoned for York Mills Collegiate Institute, one of the higher-rated public schools in the area. A strong catchment tends to hold value and widen your resale pool, especially with family buyers.

On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. York Mills Rd at Sandfield Rd is about a 6-minute walk away.

List price
$3.80MGreat deal$4.99MOverpriced

Total price vs nearby homes. Fair value about $4.69M, median of 7 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted.
  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits.
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled.
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person.
  • Primary suite: a key comfort and resale feature.
  • Value driver
  • Worth verifying
  • Lifestyle
Comparable listingsCurrently listed nearby in Banbury-Don Mills · asking prices
$4.21Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

49 Norden Crescent$3.80M37 Chatfield Drive$3.69M28 Ternhill Crescent$3.49M11 Chipstead Road$4.99M39 Rippleton Road$5.09M

The 5 closest of 7 active listings nearby.

See all comparable homes
3.90MThis home3.80M3.69M3.49M4.99M5.09MThis home vs active comparables
Live market pulseActive comparables in Banbury-Don Mills · median list $4.29M
$918this home / sqft
16active listings nearby
98days on market

This home lists 14% below the area average of $1,068/sqft.

97 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Banbury-Don Mills, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

47/ 100

Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Some errands on foot, but most trips need a car.

🚉 Nearest transit: York Mills Rd at Sandfield Rd, about 442 m away

20+ transit stops2 grocery20+ dining12 parks3 pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Lawrence Park South
$2.14M
Bedford Park-Nortown
$2.90M
Wexford-Maryvale
$865K
High Park-Swansea
$4.99M
Downsview-Roding-CFB
$1.06M

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near York Mills Collegiate Institute
88%
York Mills Collegiate InstitutePublic · Secondary · 0.5 km awayHigher-rated than most nearby · 88% meet the provincial standard
Park Lane Public SchoolEQAO results not published

Affordability & Mortgage

Affordability
$17,775/mo
$718KIncome needed
5.4×Price ÷ income
$4,102Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $17,775Property tax $1,268Total carry $19,043

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$16,649per month

Mortgage amount $3,120,000 · 4.14% over 25 years

$780,000Down payment (20.0%)
$3,120,000Loan before insurance
$0CMHC premium
$17,918Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$16,649
Property tax
$1,268
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$17,918

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$83,975
Toronto municipal land transfer tax
$92,975
Estimated closing costs
$176,950

Plus your down payment of $780,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$20,222/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,874,843Total interest paid
$4,994,843Total of all payments
Principal $3,120,000 Interest $1,874,843
YearPrincipalInterestBalance
1$73,091$126,703$3,046,909
2$76,148$123,646$2,970,761
3$79,333$120,460$2,891,428
4$82,652$117,142$2,808,776
5$86,109$113,685$2,722,667
6$89,711$110,083$2,632,957
7$93,463$106,331$2,539,493
8$97,373$102,421$2,442,121
9$101,445$98,348$2,340,675
10$105,689$94,105$2,234,987
11$110,110$89,684$2,124,877
12$114,715$85,078$2,010,162
13$119,514$80,280$1,890,648
14$124,513$75,281$1,766,135
15$129,721$70,073$1,636,414
16$135,147$64,647$1,501,267
17$140,800$58,994$1,360,467
18$146,689$53,104$1,213,778
19$152,825$46,969$1,060,953
20$159,218$40,576$901,735
21$165,878$33,916$735,858
22$172,816$26,978$563,042
23$180,045$19,749$382,997
24$187,576$12,218$195,422
25$195,422$4,372$0

At the end of your 5-year term

Total paid over the term
$998,969
Principal paid down
$397,333
Interest paid
$601,636
Balance remaining
$2,722,667

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $15,217− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $61,881

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CHESTNUT PARK REAL ESTATE LIMITED. MLS®/PropTx.

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