41 Rolyat Street, Toronto, ON

Trinity-Bellwoods, Toronto · MLS® C12985874

$2,999,900
For Sale
Listed 103 days ago
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5Bedrooms
5Bathrooms
2Garage
2000-2500Sq Ft

About this home

A rare opportunity to own a newer construction- built in 2020- detached triplex in one of Toronto's most vibrant and sought-after neighbourhoods, just steps to the Ossington Strip, Dundas West, and Trinity Bellwoods Park. Thoughtfully designed with three self-contained units, this exceptional property offers strong income potential for investors and flexibility for end-users seeking mortgage support or multi-generational living. Built with quality in mind, it features soundproofing, modern systems, high-end finishes, a detached two-car garage with loft storage, and multiple outdoor spaces including terraces, balconies, and a private yard. Unit C offers approx. 2,000 sq ft of living space across three levels plus a basement. The open-concept main floor is ideal for entertaining, while the second level provides a flexible family room, office or could be converted into another bedroom. The underpinned lower level with 8-ft ceilings adds valuable living space. Enjoy a private backyard with deck and two terraces with stunning city and CN Tower views. Includes two-car garage parking. Unit B is a bright, two level approx. 1,000 sq ft suite with two terraces overlooking a quiet street. Featuring high-end finishes, a full-size kitchen with large island, skylight, soundproofing, and smart home features including a Nest thermostat and Weiser locks. Unit A is an approx. 850 sq ft two-level suite with high ceilings and excellent natural light. The underpinned lower level adds functional space, while a Juliette balcony overlooks a private fenced yard.Steps to Ossington & Dundas, surrounded by top dining, cafés, and transit. A truly unique opportunity combining design, functionality, and income potential.

Key facts

Property type
Other, 3-Storey
MLS®
C12985874
Bedrooms
5 (4 + 1)
Bathrooms
5
Size
2000-2500
Lot
20 × 98 ft
Cross streets
Ossington And Dundas
Parking
2 garage (detached)
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$12,088 / 2025
Days on market
103
Listing brokerage
RE/MAX PROFESSIONALS INC.

Rooms

BedroomLower3.40 × 4.00 m
Living RoomMain3.20 × 3.50 m
Dining RoomMain2.40 × 2.40 m
KitchenMain3.40 × 2.70 m
Moe’s TakeTeam Asgarian · Broker
In line
$3.06Mest. value

Listed at $2,999,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

In Trinity-Bellwoods lately, sellers have been getting about 101% of asking and homes sell in about 31 days.

Based on 5 similar homes nearby, adjusted for size, beds, and baths.Median of 5 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $2.86M, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $2.10M
  • Bedrooms +$60K
  • Garage +$25K
  • Adjusts to $2.18M

That comparable adjusts to $2.18M; the $3.06M estimate above is the median of all 5 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (Givins/Shaw Junior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$2.56MGreat deal$3.18MOverpriced

Total price vs nearby homes. Fair value about $3.06M, median of 5 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby in Trinity-Bellwoods · asking prices
$2.75Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

140 Harrison Street$3.00M121 Markham Street$2.50M305 Manning Avenue$3.40M51B Foxley Street$2.10M

The 4 closest active listings nearby.

See all comparable homes
3.00MThis home3.00M2.50M3.40M2.10MThis home vs active comparables
Live market pulseActive comparables in Trinity-Bellwoods · median list $2.85M
$1,333this home / sqft
5active listings nearby
103days on market
98sold nearby · 90 days
$1.17Mmedian sold price
101%of asking, on average

This home lists 2% above the area average of $1,302/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Trinity-Bellwoods, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Kensington-Chinatown
$860K
Waterfront Communities C1
$548K
Church-Yonge Corridor
$592K
Weston-Pellam Park
$499K
Mimico
$475K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Givins/Shaw Junior Public School
81%
Givins/Shaw Junior Public SchoolPublic · Elementary · 0.4 km awayAbove the GTA average · 81% meet the provincial standard

Affordability & Mortgage

Affordability
$13,673/mo
$554KIncome needed
5.4×Price ÷ income
$3,155Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $13,673Property tax $1,007Total carry $14,680

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$12,807per month

Mortgage amount $2,399,920 · 4.14% over 25 years

$599,980Down payment (20.0%)
$2,399,920Loan before insurance
$0CMHC premium
$13,814Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$12,807
Property tax
$1,007
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,814

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$61,473
Toronto municipal land transfer tax
$61,473
Estimated closing costs
$122,945

Plus your down payment of $599,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$15,555/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,442,139Total interest paid
$3,842,059Total of all payments
Principal $2,399,920 Interest $1,442,139
YearPrincipalInterestBalance
1$56,222$97,461$2,343,698
2$58,574$95,109$2,285,125
3$61,024$92,659$2,224,101
4$63,576$90,106$2,160,525
5$66,235$87,447$2,094,290
6$69,006$84,676$2,025,284
7$71,892$81,790$1,953,391
8$74,899$78,783$1,878,492
9$78,032$75,650$1,800,460
10$81,296$72,386$1,719,163
11$84,697$68,985$1,634,466
12$88,240$65,443$1,546,227
13$91,931$61,752$1,454,296
14$95,776$57,907$1,358,520
15$99,782$53,900$1,258,738
16$103,956$49,727$1,154,783
17$108,304$45,378$1,046,478
18$112,834$40,848$933,644
19$117,554$36,128$816,090
20$122,471$31,211$693,619
21$127,594$26,089$566,025
22$132,931$20,751$433,094
23$138,491$15,191$294,603
24$144,284$9,398$150,319
25$150,319$3,363$0

At the end of your 5-year term

Total paid over the term
$768,412
Principal paid down
$305,630
Interest paid
$462,781
Balance remaining
$2,094,290

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
1.0%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.7%
Gross yield
− Property tax $12,088− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $31,368

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PROFESSIONALS INC.. MLS®/PropTx.

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