4010-395 Bloor Street, Toronto, ON
North St. James Town, Toronto · MLS® C12991792
About this home
Step into a home where every sunrise feels like a private showing of Toronto's most iconic skyline. This rare southeast-facing suite stands out as one of the best-value lake view layouts in the entire building. Floor-to-ceiling windows flood the space with natural light throughout the day, offering unobstructed, panoramic views that stretch from the CN Tower to the glittering downtown skyline and the endless blue of Lake Ontario. The thoughtfully designed split-bedroom layout places two generously sized bedrooms at the southeast corners of the unit, ensuring both privacy and functionality for everyday living. One bedroom captures a picture-perfect view of the CN Tower alongside the lake, while the other opens to a breathtaking, uninterrupted waterfront vista-waking up here feels like being on vacation every single day. This is more than just a home-it's a daily experience of light, space, and scenery. Adding to the practicality, the suite also features a dedicated laundry area with additional storage space, enhancing both convenience and organization. Unbeatable in location, the building offers 1 Mins walk to Sherbourne Subway Station, placing the pulse of the city right at your doorstep. Just moments away are the vibrant Yonge-Bloor corridor, the University of Toronto, and the upscale charm of Yorkville. Surrounded by shops, restaurants, and every urban convenience, this residence perfectly balances dynamic city living with a serene, scenic retreat above it all.
Key facts
- Property type
- Condo Apartment, Multi-Level
- MLS®
- C12991792
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 600-699
- Cross streets
- Bloor St E / Sherbourne St
- Parking
- 0 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete, Brick
- Maintenance
- $564/mo
- Exposure
- South East
- Property tax
- $3,401 / 2025
- Days on market
- 95
- Listing brokerage
- BAY STREET GROUP INC.
Rooms
combined w/kitchen · large window · laminate
large window · laminate · overlooks park
large window · laminate · large closet
combined w/kitchen · large window · w/o to balcony
Listed at $608,000, this home is within the range of a wider set of listings, but with few close matches nearby, so worth confirming with a precise CMA. The number above is my independent estimate of value, not the asking price.
There are only a few closely comparable homes right here, so this is a broad read from wider listings in the area. Ask me for a precise CMA before relying on it.
Based on 47 similar homes nearby, adjusted for size, beds, and baths.Median of 47 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $604K, a close match.
How I got there
Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.
- Closest comparable, listed at $535K
- Bathrooms −$15K
- Adjusts to $520K
That comparable adjusts to $520K; the $578K estimate above is the median of all 47 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.
The assigned public school is Winchester Junior and Senior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
On location, this is a very walkable address with everyday errands close by. Bloor St East at Sherbourne St is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.
Total price vs nearby homes. Fair value about $578K, median of 47 comparables.
What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
- Value driver
The closest active listings by size, beds, and price, so you can see what this home is up against.
The 5 closest of 8 active listings nearby.
See all comparable homesThis home lists 3% below the area average of $966/sqft.
On the market now.
View comparable listingsPrice per square foot vs the area average.
Neighbourhood & location
North St. James Town, Toronto, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.
Most daily errands can be done on foot.
🚉 Nearest transit: Bloor St East at Sherbourne St, about 43 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Toronto.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.
Mortgage amount $486,400 · 4.14% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,596
- Property tax
- $283
- Condo / maintenance fees
- $564
- Heating
- $0
- Estimated monthly cost
- $3,443
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $8,635
- Toronto municipal land transfer tax
- $8,635
- Estimated closing costs
- $17,270
Plus your down payment of $121,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $155,737
- Principal paid down
- $61,943
- Interest paid
- $93,794
- Balance remaining
- $424,457
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.