2106-825 Church Street, Toronto, ON

Rosedale-Moore Park, Toronto · MLS® C12992790

$879,000
For Sale
Listed 100 days ago
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3Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

Experience Luxury Living At The Milan, Nestled In The Heart Of Rosedale/Yorkville, One Of Toronto's Most Esteemed Neighbourhoods! This Upgraded 2 Bedroom + Den, Boasts Unobstructed Easterly Views with 9ft Ceilings, Floor-To-Ceiling Windows, Engineered Harwood Flooring Throughout and Balcony. Large Chef's Kitchen with Full Size Stainless Steel Kitchen-Aid Appliances, Quartz Countertops and Breakfast Bar. The Primary Bedroom Features a Large Walk In Closet and 4 Piece Bath with Soaker Tub. Incredible Building Amenities Including: Library, Billiards Room, Party Room, Theater, Gym, Indoor Pool, Hot Tub, Sauna, Rooftop Terrace (10F) With BBQ, 2 Guest Suites, Visitor Parking And 24 Hr Security. Unbeatable Location, Steps From Yorkville And Convenient Access To Two Subway Lines. Indulge In The City's Finest Dining And Shopping On The Mink Mile! Elevate Your Lifestyle And Make The Milan Your Home.1 Premium Parking Spot On P4 And 1 Storage Locker on P2

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12992790
Bedrooms
3 (2 + 1)
Bathrooms
2
Size
800-899
Cross streets
Yonge / Bloor
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$898/mo
Exposure
North East
Property tax
$5,346 / 2025
Days on market
100
Listing brokerage
SUTTON GROUP-ADMIRAL REALTY INC.

Rooms

Living RoomGround3.19 × 3.00 m

hardwood floor · picture window

DenGround2.31 × 1.92 m

Hardwood Floor

Primary BedroomGround4.89 × 3.17 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Dining RoomGround3.00 × 2.38 m

hardwood floor · combined w/living

KitchenGround2.79 × 2.36 m

modern kitchen · stainless steel appl · breakfast bar

Bedroom 2Ground3.07 × 2.68 m

hardwood floor · w/o to balcony · b/i closet

Moe’s TakeTeam Asgarian · Broker
Above comparables
$735Kest. value

Listed at $879,000, this home is about 20% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($1,035/sqft) is in line with the area, so you are paying for extra space rather than a premium.

In Rosedale-Moore Park lately, sellers have been getting about 96% of asking and homes sell in about 34 days.

Based on 74 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 74 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $896K, a bit higher.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $840K
  • Adjusts to $840K

That comparable adjusts to $840K; the $735K estimate above is the median of all 74 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

Its public catchment (Jesse Ketchum Junior and Senior Public School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

List price
$648KGreat deal$879KOverpriced

Total price vs nearby homes. Fair value about $735K, median of 74 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle
Comparable listingsCurrently listed nearby in Rosedale-Moore Park · asking prices
$970kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1902-825 Church Street$890k3102-825 Church Street$850k2501-771 YONGE Street$1.17M

The 3 closest active listings nearby.

See all comparable homes
879kThis home890k850k1.17MThis home vs active comparables
Live market pulseActive comparables in Rosedale-Moore Park · median list $850K
$1,035this home / sqft
8active listings nearby
100days on market
100sold nearby · 90 days
$708Kmedian sold price
96%of asking, on average

This home lists 1% below the area average of $1,041/sqft.

99 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Rosedale-Moore Park, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$471K
Church-Yonge Corridor
$561K
Moss Park
$519K
Waterfront Communities C8
$700K
Waterfront Communities C1
$593K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jesse Ketchum Junior and Senior Public School
87%
Jesse Ketchum Junior and Senior Public SchoolPublic · Elementary · 0.4 km awayHigher-rated than most nearby · 87% meet the provincial standard

Affordability & Mortgage

Affordability
$4,006/mo
$188KIncome needed
4.7×Price ÷ income
$925Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

75%mortgage
Mortgage $4,006Property tax $446Condo fee $898Total carry $5,350

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,753per month

Mortgage amount $703,200 · 4.14% over 25 years

$175,800Down payment (20.0%)
$703,200Loan before insurance
$0CMHC premium
$5,096Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,753
Property tax
$446
Condo / maintenance fees
$898
Heating
$0
Estimated monthly cost
$5,096

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,055
Toronto municipal land transfer tax
$14,055
Estimated closing costs
$28,110

Plus your down payment of $175,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,558/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$422,561Total interest paid
$1,125,761Total of all payments
Principal $703,200 Interest $422,561
YearPrincipalInterestBalance
1$16,474$28,557$686,726
2$17,163$27,868$669,564
3$17,880$27,150$651,683
4$18,628$26,402$633,055
5$19,408$25,623$613,647
6$20,219$24,811$593,428
7$21,065$23,965$572,363
8$21,946$23,084$550,416
9$22,864$22,166$527,552
10$23,821$21,210$503,732
11$24,817$20,213$478,915
12$25,855$19,175$453,060
13$26,937$18,094$426,123
14$28,063$16,967$398,060
15$29,237$15,793$368,823
16$30,460$14,570$338,363
17$31,734$13,296$306,628
18$33,062$11,969$273,567
19$34,444$10,586$239,122
20$35,885$9,145$203,237
21$37,386$7,644$165,851
22$38,950$6,080$126,901
23$40,579$4,451$86,322
24$42,277$2,754$44,045
25$44,045$985$0

At the end of your 5-year term

Total paid over the term
$225,152
Principal paid down
$89,553
Interest paid
$135,599
Balance remaining
$613,647

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.4%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $5,346− Condo fees $10,776− Insurance $600− Vacancy & upkeep $3,564Net operating income $12,114

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP-ADMIRAL REALTY INC.. MLS®/PropTx.

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