920-115 Denison Avenue, Toronto, ON

Kensington-Chinatown, Toronto · MLS® C12997334

$599,000
For Sale
Listed 99 days ago
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1Bedrooms
2Bathrooms
0Parking
600-699Sq Ft

About this home

Steps to Kensington Market! Top of the line gym! Kids play space! Tridel's MRKT Alexandra Park offers stylish modern finishes and thoughtfully designed open-concept layouts. Smooth approx. 9' ceilings throughout enhance the bright, airy feel, complemented by stainless steel kitchen appliances, granite countertops, and a matching backsplash. The spacious bedroom features a private ensuite and a walk-in closet. Enjoy excellent transit access and walkability, along with outstanding amenities including an outdoor swimming pool, BBQ area, party room, and a two-storey fitness centre. This 1K1 layout offers 1bedroom and approximately 605 sq. ft. (per builder's plan). Move in and start enjoying the lifestyle today!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C12997334
Bedrooms
1
Bathrooms
2 (1 half)
Size
600-699
Cross streets
Dundas St and Denison Ave
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Maintenance
$646/mo
Exposure
East
Days on market
99
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

Living RoomMain5.09 × 5.02 m
Primary BedroomMain2.83 × 3.26 m
DenMain4.41 × 4.41 m
Moe’s TakeTeam Asgarian · Broker
In line
$535Kest. value

Listed at $599,000, this home is within the range of comparable homes, on the higher side. The number above is my independent estimate of value, not the asking price.

In Kensington-Chinatown lately, sellers have been getting about 96% of asking and homes sell in about 36 days.

Based on 64 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 64 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $550K
  • Bedrooms −$16K
  • Bathrooms +$8K
  • Adjusts to $542K

That comparable adjusts to $542K; the $535K estimate above is the median of all 64 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is City School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$499KGreat deal$604KOverpriced

Total price vs nearby homes. Fair value about $535K, median of 64 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Open-concept layout: modern, sought-after flow. Lifestyle
Comparable listingsCurrently listed nearby · asking prices
$530kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

1030-2885 Bayview Avenue$549k1806-170 Sumach Street$549k309-70 Temperance Street$530k1503-2087 Lake Shore Boulevard$499k3200-38 Elm Street$525k

The 5 closest of 6 active listings nearby.

See all comparable homes
599kThis home549k549k530k499k525kThis home vs active comparables
Live market pulseActive comparables in Kensington-Chinatown · median list $600K
$922this home / sqft
37active listings nearby
99days on market
100sold nearby · 90 days
$600Kmedian sold price
96%of asking, on average

This home lists 8% below the area average of $1,007/sqft.

98 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Kensington-Chinatown, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$652K
Niagara
$701K
Bay Street Corridor
$471K
Church-Yonge Corridor
$627K
Waterfront Communities C8
$719K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ryerson Community School
52%
Ryerson Community SchoolPublic · Elementary · 0.1 km awayBelow the GTA average · 52% meet the provincial standard
ALPHA Alternative Junior SchoolEQAO results not published

Affordability & Mortgage

Affordability
$2,730/mo
$132KIncome needed
4.5×Price ÷ income
$630Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $2,730Property tax $374Condo fee $646Total carry $3,750

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,557per month

Mortgage amount $479,200 · 4.14% over 25 years

$119,800Down payment (20.0%)
$479,200Loan before insurance
$0CMHC premium
$3,578Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,557
Property tax
$374
Condo / maintenance fees
$646
Heating
$0
Estimated monthly cost
$3,578

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,455
Toronto municipal land transfer tax
$8,455
Estimated closing costs
$16,910

Plus your down payment of $119,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,106/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$287,957Total interest paid
$767,157Total of all payments
Principal $479,200 Interest $287,957
YearPrincipalInterestBalance
1$11,226$19,460$467,974
2$11,696$18,991$456,278
3$12,185$18,501$444,094
4$12,694$17,992$431,399
5$13,225$17,461$418,174
6$13,779$16,908$404,395
7$14,355$16,331$390,040
8$14,955$15,731$375,085
9$15,581$15,105$359,504
10$16,233$14,454$343,271
11$16,912$13,775$326,359
12$17,619$13,067$308,740
13$18,356$12,330$290,384
14$19,124$11,562$271,260
15$19,924$10,762$251,336
16$20,757$9,929$230,579
17$21,625$9,061$208,954
18$22,530$8,156$186,424
19$23,472$7,214$162,951
20$24,454$6,232$138,497
21$25,477$5,209$113,020
22$26,543$4,144$86,477
23$27,653$3,033$58,824
24$28,810$1,877$30,015
25$30,015$672$0

At the end of your 5-year term

Total paid over the term
$153,431
Principal paid down
$61,026
Interest paid
$92,405
Balance remaining
$418,174

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
1.6%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $4,193− Condo fees $7,749− Insurance $600− Vacancy & upkeep $2,706Net operating income $9,352

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

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