322-231 Fort York Boulevard, Toronto, ON

Niagara, Toronto · MLS® C13007886

$499,900
For Sale
Listed 92 days ago
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2Bedrooms
1Bathrooms
0Parking
500-599Sq Ft

About this home

A bright and beautifully laid out 1+Den suite in the highly sought-after Waterpark City community where urban convenience meets lakeside living. This thoughtfully designed unit features a functional, open-concept layout with a versatile den that is perfect for a home office or dining space. Enjoy stunning northwest exposure with no direct buildings across, offering rare privacy along with beautiful afternoon and evening light. Step out onto your private balcony to unwind and enjoy this ideal extension of your living space. Located walking distance from the waterfront, you'll be surrounded by green space, parks, and scenic walking and biking trails. Enjoy walkability to Exhibition Place, RBC amphitheatre, Stackt Market, The Well, groceries and so much more! Commuting is effortless with easy access to GO Transit and TTC nearby. Residents enjoy a full suite of amenities including 24-hour concierge, gym, indoor pool, sauna, indoor hot tub, rooftop hot tub, rooftop terrace with BBQs, party room, games room, guest suite, and more. Enjoy a complete lifestyle experience without leaving home!

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13007886
Bedrooms
2 (1 + 1)
Bathrooms
1
Size
500-599
Cross streets
Lakeshore Blvd and Fort York Blvd
Parking
0 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$502/mo
Exposure
North West
Property tax
$2,225 / 2025
Days on market
92
Listing brokerage
CITYSCAPE REAL ESTATE LTD.

Rooms

DenFlat2.70 × 1.90 m

Open Concept

KitchenFlat2.45 × 2.45 m

b/i dishwasher · double sink

Living RoomFlat4.58 × 3.10 m

W/O To Balcony

Primary BedroomFlat3.95 × 2.60 m

mirrored closet · double closet

BathroomFlat2.30 × 1.50 m

4 Pc Bath

Moe’s TakeTeam Asgarian · Broker
In line
$489Kest. value

Listed at $499,900, this home is right in line with comparable homes. The number above is my independent estimate of value, not the asking price.

Based on 20 similar homes nearby, adjusted for size, beds, and baths.Median of 20 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $459K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $549K
  • Adjusts to $549K

That comparable adjusts to $549K; the $489K estimate above is the median of all 20 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

Its public catchment (The Waterfront School) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

On location, this is a very walkable address with everyday errands close by. Fleet St at Fort York Blvd East Side is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$461KGreat deal$505KOverpriced

Total price vs nearby homes. Fair value about $489K, median of 20 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Open-concept layout: modern, sought-after flow.
  • Weigh carefully
  • Lifestyle
Comparable listingsCurrently listed nearby in Niagara · asking prices
$513kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

418-1030 King Street$500k1601-600 Fleet Street$525k615-231 Fort York Boulevard$549k903-725 King Street$499k303-725 King Street$490k

The 5 closest of 8 active listings nearby.

See all comparable homes
500kThis home500k525k549k499k490kThis home vs active comparables
Live market pulseActive comparables in Niagara · median list $550K
$910this home / sqft
54active listings nearby
92days on market

This home lists 5% above the area average of $868/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Niagara, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

78/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Fleet St at Fort York Blvd East Side, about 76 m away

20+ transit stops15 grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C1
$672K
Waterfront Communities C8
$1.24M
Church-Yonge Corridor
$590K
Mimico
$800K
Islington-City Centre West
$528K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near The Waterfront School
74%
The Waterfront SchoolPublic · Elementary · 0.7 km awayAround the GTA average · 74% meet the provincial standard

Affordability & Mortgage

Affordability
$2,278/mo
$106KIncome needed
4.7×Price ÷ income
$526Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,278Property tax $185Condo fee $502Total carry $2,965

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,134per month

Mortgage amount $399,920 · 4.14% over 25 years

$99,980Down payment (20.0%)
$399,920Loan before insurance
$0CMHC premium
$2,822Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,134
Property tax
$185
Condo / maintenance fees
$502
Heating
$0
Estimated monthly cost
$2,822

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,473
Toronto municipal land transfer tax
$6,473
Estimated closing costs
$12,946

Plus your down payment of $99,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$2,592/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$240,316Total interest paid
$640,236Total of all payments
Principal $399,920 Interest $240,316
YearPrincipalInterestBalance
1$9,369$16,241$390,551
2$9,761$15,849$380,791
3$10,169$15,441$370,622
4$10,594$15,015$360,027
5$11,037$14,572$348,990
6$11,499$14,110$337,491
7$11,980$13,629$325,511
8$12,481$13,128$313,030
9$13,003$12,606$300,027
10$13,547$12,062$286,479
11$14,114$11,496$272,366
12$14,704$10,905$257,661
13$15,319$10,290$242,342
14$15,960$9,649$226,382
15$16,628$8,982$209,755
16$17,323$8,286$192,432
17$18,048$7,562$174,384
18$18,803$6,807$155,581
19$19,589$6,020$135,992
20$20,408$5,201$115,584
21$21,262$4,347$94,322
22$22,151$3,458$72,170
23$23,078$2,531$49,092
24$24,043$1,566$25,049
25$25,049$560$0

At the end of your 5-year term

Total paid over the term
$128,047
Principal paid down
$50,930
Interest paid
$77,117
Balance remaining
$348,990

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,700/mo
$20,400Gross annual rent
1.9%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.1%
Gross yield
− Property tax $2,225− Condo fees $6,019− Insurance $600− Vacancy & upkeep $2,244Net operating income $9,313

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CITYSCAPE REAL ESTATE LTD.. MLS®/PropTx.

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