3002-30 Nelson Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13010490

$720,000
For Sale
Listed 97 days ago
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2Bedrooms
2Bathrooms
1Garage
700-799Sq Ft

About this home

Luxury 2 Bedrooms+ 2 Bathrooms Corner Unit With Miele Built-In Appliances/9 Feet Ceiling, Spacious And Bright. Fresh Paint Through Out. Located In The Centre Of Downtown, Steps To Financial District, Osgoode Subway Station,Garden Of Osgoode Hall, Under Path Shopping, Eaton Centre, Hospital, Nathan Philip Square, Sheraton Centre Toronto Hotel, Four Seasons Centre For The Performing Arts , World Class Dining & Entertainment.Quartz Counters & Breakfast Island & 1 Parking And 1 Locker Included. Don't Miss Your Chance To Live In.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13010490
Bedrooms
2
Bathrooms
2
Size
700-799
Cross streets
Richmond & University
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$821/mo
Exposure
North East
Property tax
$4,472 / 2025
Days on market
97
Listing brokerage
REAL ONE REALTY INC.

Rooms

BathroomFlat0.00 × 0.00 m

4 Pc Bath

Bedroom 2Flat3.58 × 3.00 m

closet · laminate

Dining RoomFlat4.55 × 2.85 m

combined w/living · centre island · laminate

Living RoomFlat4.55 × 2.85 m

combined w/dining · w/o to balcony · laminate

KitchenFlat3.55 × 2.28 m

granite counters · backsplash · laminate

Primary BedroomFlat3.28 × 3.18 m

3 pc ensuite · closet · laminate

Moe’s TakeTeam Asgarian · Broker
Above comparables
$613Kest. value

Listed at $720,000, this home is about 18% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Priced above comparable homes overall, but the price per square foot ($961/sqft) is in line with the area, so you are paying for extra space rather than a premium.

In Waterfront Communities C1 lately, sellers have been getting about 96% of asking and homes sell in about 35 days.

Based on 85 similar homes that recently sold nearby, adjusted for size, beds, and baths.Median of 85 recently sold comparable homes — actual closing prices, not asks — adjusted for size, beds, and baths. The city (MPAC) assessment points to about $784K, higher than the comparables and worth a second look.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, sold for $632K
  • Adjusts to $632K

That comparable adjusts to $632K; the $613K estimate above is the median of all 85 comparables, which is steadier than any single home.This estimate is grounded in actual closing prices from the last 15 months, not asking prices. Lot, condition, and finishes are still my in-person call.

The assigned public school is Ogden Junior Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

List price
$559KGreat deal$720KOverpriced

Total price vs nearby homes. Fair value about $613K, median of 85 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$704kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

812-19 Bathurst Street$700k607-126 Simcoe Street$668k912-1 Concord Cityplace Way$659k2203-330 Richmond Street$788k2506-3 Concord Cityplace Way$705k

The 5 closest of 8 active listings nearby.

See all comparable homes
720kThis home700k668k659k788k705kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $619K
$961this home / sqft
67active listings nearby
97days on market
100sold nearby · 90 days
$604Kmedian sold price
96%of asking, on average

This home lists 2% above the area average of $944/sqft.

96 days longer than the Toronto average (1 days).

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Bay Street Corridor
$489K
Church-Yonge Corridor
$561K
Waterfront Communities C8
$760K
Niagara
$553K
Moss Park
$519K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Ogden Junior Public School
69%
Ogden Junior Public SchoolPublic · Elementary · 0.6 km awayAround the GTA average · 69% meet the provincial standard

Affordability & Mortgage

Affordability
$3,282/mo
$156KIncome needed
4.6×Price ÷ income
$757Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

73%mortgage
Mortgage $3,282Property tax $373Condo fee $821Total carry $4,476

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 23, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,074per month

Mortgage amount $576,000 · 4.14% over 25 years

$144,000Down payment (20.0%)
$576,000Loan before insurance
$0CMHC premium
$4,267Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,074
Property tax
$373
Condo / maintenance fees
$821
Heating
$0
Estimated monthly cost
$4,267

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,875
Toronto municipal land transfer tax
$10,875
Estimated closing costs
$21,750

Plus your down payment of $144,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$3,733/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$346,125Total interest paid
$922,125Total of all payments
Principal $576,000 Interest $346,125
YearPrincipalInterestBalance
1$13,494$23,391$562,506
2$14,058$22,827$548,448
3$14,646$22,239$533,802
4$15,259$21,626$518,543
5$15,897$20,988$502,646
6$16,562$20,323$486,084
7$17,255$19,630$468,830
8$17,976$18,909$450,853
9$18,728$18,157$432,125
10$19,512$17,373$412,613
11$20,328$16,557$392,285
12$21,178$15,707$371,107
13$22,064$14,821$349,043
14$22,987$13,898$326,056
15$23,948$12,937$302,107
16$24,950$11,935$277,157
17$25,994$10,891$251,163
18$27,081$9,804$224,082
19$28,214$8,671$195,868
20$29,394$7,491$166,474
21$30,624$6,261$135,851
22$31,904$4,981$103,946
23$33,239$3,646$70,707
24$34,629$2,256$36,078
25$36,078$807$0

At the end of your 5-year term

Total paid over the term
$184,425
Principal paid down
$73,354
Interest paid
$111,071
Balance remaining
$502,646

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,400/mo
$28,800Gross annual rent
1.5%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $4,472− Condo fees $9,857− Insurance $600− Vacancy & upkeep $3,168Net operating income $10,703

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.

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