4303-10 York Street, Toronto, ON

Waterfront Communities C1, Toronto · MLS® C13018198

$898,888
For Sale
Listed 88 days ago
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
1Garage
800-899Sq Ft

About this home

This is the kind of condo buyers wait for-one that rarely comes up, and never lasts. Corner suite 4303 at Ten York has been owner-occupied since day one, never rented, and impeccably maintained. From the moment you step inside, floor-to-ceiling windows fill the suite with natural light from sunrise to sunset, offering uninterrupted, front-row views of Toronto's skyline. Offering 830 sqft of thoughtfully designed interior space plus a balcony, this split-bedroom layout delivers both privacy and effortless flow. Freshly painted and upgraded with new light fixtures throughout, the suite feels polished and truly move-in ready. The open living and dining area connects seamlessly to a sleek, modern European-style kitchen featuring quartz countertops and backsplash, integrated appliances, and clean contemporary finishes. The primary bedroom is a true retreat, complete with CN Tower views, a full ensuite, and a walk-in closet with high-end built-ins. The second bedroom is ideal for a home office, guest room, nursery, or studio. Parking, a locker, and free internet are all included. Set within Tridel's flagship 10 York building, residents enjoy fully smart luxury living with keyless entry, 24/7 concierge, and advanced security. Shore Club amenities span three levels and include a state-of-the-art fitness centre, pool with CN Tower views and tanning deck, sauna and steam rooms, yoga and cycling studios, party rooms, theatre, billiards lounge, guest suites, and multiple media and lounge spaces. A Tim Hortons is conveniently connected to the building, making your daily coffee run effortless without ever stepping outside. Perfectly positioned along Toronto's waterfront, you're steps to Love Park, Union Station, UP Express, Billy Bishop Airport, the Financial District, King West, Entertainment District, Harbourfront, Scotiabank Arena, Rogers Centre, The Well, and quick access to the Gardiner and DVP. Elevated downtown living-refined, connected, and ready for its next chapter.

Key facts

Property type
Condo Apartment, Apartment
MLS®
C13018198
Bedrooms
2
Bathrooms
2
Size
800-899
Cross streets
York St & Harbour St
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$664/mo
Exposure
North East
Property tax
$4,577 / 2025
Days on market
88
Listing brokerage
RE/MAX REALTY SPECIALISTS INC.

Rooms

Primary BedroomFlat3.66 × 3.45 m

laminate · 4 pc ensuite · walk-in closet(s)

KitchenFlat5.26 × 3.51 m

b/i appliances · quartz counter · combined w/dining

Living RoomFlat5.26 × 3.51 m

laminate · w/o to balcony · open concept

Bedroom 2Flat2.79 × 2.74 m

laminate · large window · mirrored closet

Dining RoomFlat5.26 × 3.51 m

laminate · combined w/living · open concept

Moe’s TakeTeam Asgarian · Broker
Above comparables
$794Kest. value

Listed at $898,888, this home is about 13% above what comparable homes suggest. The number above is my independent estimate of value, not the asking price.

Based on 18 similar homes nearby, adjusted for size, beds, and baths.Median of 18 comparable active listings, adjusted for size, beds, and baths. The city (MPAC) assessment points to about $852K, a close match.

How I got there

Here is the exact math behind the estimate. I start from the closest comparable listing and adjust for the real differences (size, beds, baths) to land on a like-for-like value for this home.

  • Closest comparable, listed at $860K
  • Adjusts to $860K

That comparable adjusts to $860K; the $794K estimate above is the median of all 18 comparables, which is steadier than any single home.This uses comparable active listings, not sold prices. Lot, condition, and finishes are my in-person call, and I can run a full CMA with recent solds.

The assigned public school is Jean Lumb Public School. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

On location, this is a very walkable address with everyday errands close by. Toronto (Harbourfront) is about a 1-minute walk away. Walkable, transit-friendly spots tend to hold value and widen your resale pool.

List price
$705KGreat deal$899KOverpriced

Total price vs nearby homes. Fair value about $794K, median of 18 comparables.

What the listing highlightsThese are claims from the listing. The only way to know for sure is to see it in person, and I am happy to book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed.
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment.
  • Weigh carefully
  • Value driver
Comparable listingsCurrently listed nearby in Waterfront Communities C1 · asking prices
$851kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

4505-327 King Street$860k302-8 Charlotte Street$849k1911-30 Grand Trunk Crescent$897k1602-77 Harbour Square$889k1017-25 Lower Simcoe Street$758k

The 5 closest of 8 active listings nearby.

See all comparable homes
899kThis home860k849k897k889k758kThis home vs active comparables
Live market pulseActive comparables in Waterfront Communities C1 · median list $650K
$1,058this home / sqft
55active listings nearby
88days on market

This home lists 14% above the area average of $928/sqft.

On the market now.

View comparable listings
This home
Below area avgAbove area avg

Price per square foot vs the area average.

Neighbourhood & location

Waterfront Communities C1, Toronto, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Getting around

86/ 100

Very WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from Google.

Most daily errands can be done on foot.

🚉 Nearest transit: Toronto (Harbourfront), about 67 m away

20+ transit stops20+ grocery20+ dining20+ parks20+ pharmacies

Within a 15-minute (1.5 km) walk.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Waterfront Communities C8
$998K
Church-Yonge Corridor
$574K
Annex
$1.39M
Mimico
$800K
Banbury-Don Mills
$500K

Typical asking price of active listings of the same type, per area (outliers removed). Toronto.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jean Lumb Public School
73%
Jean Lumb Public SchoolPublic · Elementary · 1.1 km awayAround the GTA average · 73% meet the provincial standard

Affordability & Mortgage

Affordability
$4,097/mo
$184KIncome needed
4.9×Price ÷ income
$945Weekly cost
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

80%mortgage
Mortgage $4,097Property tax $381Condo fee $664Total carry $5,142

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.14%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 3.99% via Ratehub.ca (as of July 17, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,837per month

Mortgage amount $719,110 · 4.14% over 25 years

$179,778Down payment (20.0%)
$719,110Loan before insurance
$0CMHC premium
$4,883Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,837
Property tax
$381
Condo / maintenance fees
$664
Heating
$0
Estimated monthly cost
$4,883

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,453
Toronto municipal land transfer tax
$14,453
Estimated closing costs
$28,906

Plus your down payment of $179,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.14%Qualifying rate
$4,661/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$432,122Total interest paid
$1,151,232Total of all payments
Principal $719,110 Interest $432,122
YearPrincipalInterestBalance
1$16,846$29,203$702,264
2$17,551$28,498$684,713
3$18,285$27,764$666,428
4$19,050$26,999$647,378
5$19,847$26,203$627,532
6$20,677$25,372$606,855
7$21,542$24,508$585,313
8$22,443$23,606$562,870
9$23,382$22,668$539,488
10$24,360$21,690$515,129
11$25,379$20,671$489,750
12$26,440$19,609$463,310
13$27,546$18,503$435,764
14$28,698$17,351$407,066
15$29,899$16,151$377,167
16$31,149$14,900$346,018
17$32,452$13,597$313,566
18$33,810$12,240$279,757
19$35,224$10,825$244,533
20$36,697$9,352$207,836
21$38,232$7,817$169,603
22$39,831$6,218$129,772
23$41,497$4,552$88,275
24$43,233$2,816$45,042
25$45,042$1,008$0

At the end of your 5-year term

Total paid over the term
$230,246
Principal paid down
$91,579
Interest paid
$138,668
Balance remaining
$627,532

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
1.7%Est. cap rate

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.6%
Gross yield
− Property tax $4,577− Condo fees $7,967− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,692

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTY SPECIALISTS INC.. MLS®/PropTx.

CallRequest a showing